NEWS
How to Prove Loss of Income for a Business Interruption Claim
What if your income fell after a business interruption, but the insurer needs to know which part of that shortfall the event caused? If you’re asking…
Denial of Access Insurance Cover: What UK Businesses Need to Know in 2026
A closure doesn’t automatically mean your insurer will cover lost income. Denial of access insurance cover usually depends on a specific event and…
Professional Indemnity Retroactive Date Explained: A UK Business Guide
Could a claim made today relate to work your current policy won’t cover? That’s why having your professional indemnity retroactive date explained…
UK Commercial Property Public Liability Guide 2026
Could a loose roof tile make you responsible for an injury, even if a tenant runs the business inside? Understanding commercial property owner…
Public liability for online businesses that meet clients
A website doesn’t remove the risks of meeting clients in person. Public liability for an online business that meets clients isn’t a legal requirement…
Do I Need Insurance for Work Experience Students in the UK?
Could an unpaid student still need to be considered under your business insurance? If you’re asking “do i need insurance for work experience…
Employers’ Liability for Apprentices and Trainees: UK Guide
Could a trainee be treated as an employee for employers’ liability purposes, even when a training provider is involved? It’s a reasonable question,…
Mixed-Use Property Insurance UK: 2026 Guide
Could a building be insured correctly by describing only its address? Not if it houses residents above a shop, café or other business. The insurance…
Factory Insurance UK: 2026 Guide for Manufacturers
What if a factory policy that appears comprehensive still leaves a gap around your machinery, stock or time out of production? Factory insurance UK…
Named Drivers vs Any Driver on a Fleet Policy: Which Suits Your Business?
The most flexible-sounding option may not be the right fit for your fleet. Choosing between named drivers vs any driver on fleet policy depends on…
Managing UK Property Portfolio Insurance: 2026 Guide
What if the biggest risk in managing insurance for a property portfolio is a change no one recorded? A property’s use, occupancy or condition can…
No Claims Bonus for Commercial Vehicle Insurance: A UK Guide
Can your private-car discount follow you onto a commercial vehicle policy? It may, but the no claims bonus for commercial vehicle insurance isn’t…
What Insurance Does a Letting Agent Require in the UK?
Could the insurance protecting a landlord’s property leave the letting agency exposed? It can. If you’re asking what insurance does a letting agent…
Subsidence Cover for Commercial Property: UK Guide 2026
Could a crack in your commercial property lead to a claim shortfall rather than a straightforward repair? The answer may depend on the cause of the…
Haulage & Logistics Insurance: UK Business Guide 2026
Could your insurance reflect the work your business actually does, not just the vehicles it owns? A haulage and logistics insurance policy may…
Gardener Public Liability Insurance UK: 2026 Guide
What if a customer trips over your hose, or a stone thrown up by a mower damages a nearby window? For gardeners, the right cover depends on the work…
Property Owners’ Liability Insurance: 2026 UK Guide
A visitor trips on a loose paving slab outside your rental property. Which policy might respond, and could you be held responsible? If you’re asking…
How Much Professional Indemnity Cover Do I Need? UK Guide
What if the cover limit that looks generous still falls short of a client contract or the cost of putting a mistake right? If you’re asking “how much…
2026 UK Buy-to-Let Property Portfolio Insurance Guide
Choosing insurance for a portfolio of buy-to-let properties means looking at the portfolio as a whole while checking the risks of each address….
Do I Need Insurance to Sell at a Craft Fair in the UK?
A craft fair may require insurance even when the law doesn’t. If you’re asking, “do i need insurance to sell at a craft fair?”, the answer depends on…
Shopkeepers Stock & Contents Insurance: 2026 Buying Guide
What if your stock, fixtures and equipment aren’t covered in the way you expect? A shop’s contents can include several types of business assets, and…
Deep Fat Fryer Insurance Clause: What UK Food Businesses Should Check
What if your kitchen’s usual fryer checks don’t match the conditions in your insurance policy? A deep fat fryer insurance clause may set out…
Goods in Transit Insurance for Couriers: A UK Buying Guide
A high goods in transit limit can still leave a gap if the policy doesn’t match the parcels you carry or the way you deliver them. Choosing goods in…
Restaurant Alcohol Insurance: 2026 UK Buying Guide
If you think your standard public liability policy has you fully covered, a single alcohol-related incident could prove to be a £22,837 mistake. With…
