Care Home Insurance
Care Home Insurance
Looking for Care Home Insurance?
Just Quote Me have partnered with one of the UK’s top Care Home Insurance providers, Howden UK Group Limited, who have over 15 years experience in Care Home Insurance sector and who are also part of the Hyperion Group who are a top 20 global broker.
Some of our policy covers are listed below but for full details please click the “Find out more” button on the right hand side.
Defined Abuse Cover
Our proposal offers comprehensive and defined Abuse cover, including sexual, physical and emotional abuse. This is one of the most critical sections of cover we offer our clients as claims can generate huge litigation costs and cause fundamental damage to a care businesses reputation. We also offer the services of a Public Relations specialist in order to help revive the company following an event of this nature. You do not currently receive Abuse Cover.
Comprehensive Malpractice Insurance
The most common claims in the care sector are from employees injuring themselves at work and negligent provisions of care to residents. Your ‘treatment only’ malpractice cover will only cover wrongful administration of medicines. Our policy is comprehensive, protecting in the provision of nursing and residential care.
Unrestricting Legal Expenses Insurance
Our policy removes an exclusion other markets include which states you will only be covered in the event that you are more than 50% likely to win a dispute. This terms is extremely restricting and our policy is the only one I am aware of where this is removed. Our policy is also backed by 24h legal and HR advice from solicitors training is care legislation.
Directors and Officers Liability Cover
Our proposal includes cover for the directors where they are found the be personally liable for loss, potentially leaving the Directors personal assets exposed. We do offer more comprehensive limits if required.
A top 3 UK Insurer
Our policy is underwritten by the A rated insurers including Aviva Plc, last year rated the No.3 UK insurer. Their reputation alone provides the reassurance that you need when claiming on your policy.
Howden UK Group Limited
Not only is Howden Care a specialist care broker with over 15 years experience in the sector, Howden UK Group Ltd are part of the Hyperion Group who are a Top 20 Global Broker. This means much better access to the market and mature relationships with specialist insurers and products which we can access for our customers.