Contractors All Risk Insurance
Contractors All Risks Insurance policies are very specific and specially designed for builders and other tradespeople who work in construction on a contract basis. Just Quote Me can provide free no obligation contractors all risk insurance quotes to builders and tradespeople of all backgrounds.
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Contractors All Risk Insurance Cover
Contractors All Risks Insurance policies are very specific and specially designed for builders and other tradespeople who work in construction on a contract basis. This kind of policy is also known as a Contract Works Insurance policy.
Contractors All Risk Insurance policies generally cover the contract works for ‘all risks’ but they can be further extended to incorporate other kinds of cover such as additional plane cover, employee’s tool cover and public and employer’s liability insurance. The most important part of the insurance is the contract works element as it covers the contractors for the value of all new materials and property being used as part of the project in question, for example when a new house is being built. When a contract is based on an existing property the all risks cover will not cover the existing property because that should be covered by the property owner’s buildings insurance.
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FAQs
What does contractors all risk insurance include?
Just Quote Me can provide free no obligation contractors all risk insurance quotes to builders and tradespeople of all backgrounds. In general, an all risks insurance policy may include the following:
> Cover for any damage to both permanent and temporary works and materials on site and in transit to and from.
> Up to twelve months’ cover after job completion to cover any contractual requirements which may make up a defects or maintenance liability period.
> Cover for both owned and hired plant.
> Additional cover for specific purposes including professional fees and debris removal.
How do you define contract works?
Contract works covers new materials as mentioned, but this incorporates both permanent works such as building materials and temporary works, such as scaffolding and access roads. The all risk insurance covers the contractor throughout the construction until it is handed over fully on completion to the homeowner or developer.
Your contractors all risks insurance policy may also include public liability and employer’s liability insurance if required. This will be entirely dependent on the contracts you take on and the all risks insurance quotes you consider. It may also be effected by your budget.
Our Customers Say
“Over 6 years ago, I was working on a door in the lake District when I met Oliver for the first time. We started talking about a variety of subjects, and he asked who I worked for. I informed Oliver that it was my company Tactical Security Options Ltd, and that we carried out a all aspects of security and protection.
Oliver informed me that he was involved in insurance. From that day forward I have used Justquoteme ltd, for my security company. The service, after sales, advice and assistance from Oliver personally has been outstanding.
So much so, if anyone asks me who do you use, I always say Justquoteme.
I highly recommend Oliver and his company, and we look forward to having a very long lasting relationship with him.”
David Pattinson
Managing Director
Tactical Security Options Ltd
Can We Help?
You can discuss your contractors all risk insurance policies with our expert insurance team and we will happily answer any questions to help you find the perfect premium.
