Motor Trade Insurance UK

Specialist Cover for Car Dealers, Garages, Mechanics & Mobile Traders

If you’re involved in the UK motor trade, having the right insurance isn’t just a legal requirement—it’s critical protection for your business. At Just Quote Me, we provide tailored Motor Trade Insurance UK policies for businesses of all sizes, from part-time vehicle traders to fully operational garages.

What is Motor Trade Insurance?

Motor Trade Insurance is a specialist policy designed to cover those who buy, sell, repair, valet, service, or move vehicles for profit. It includes key covers such as road risks, liability insurance, tool protection, and more.

Whether you work from home, operate a mobile business, or run a forecourt, we ensure you’re covered where it matters most.

Who Needs Motor Trade Insurance?

You need motor trade cover if you:

• Buy or sell vehicles commercially
• Offer car servicing or repairs
• Operate a recovery or breakdown service
• Provide professional vehicle valeting
• Work part-time or full-time in the motor industry

Even mobile mechanics and home-based dealers need insurance to stay legal and protected.

What Does Motor Trade Insurance Include?

Your policy can be tailored to your business needs. Common features include:

✅ Road Risk Insurance
Drive customer and stock vehicles legally on public roads.

✅ Combined Motor Trade Insurance
Includes cover for premises, tools, equipment, and vehicles.

✅ Public Liability Insurance
Protects your business if a customer or third party suffers injury or damage.

✅ Employer’s Liability Insurance
A legal requirement if you employ any staff.

✅ Vehicle Stock Cover
Covers cars, vans, and other vehicles held for sale.

✅ Tool & Equipment Cover
Protection against loss, damage, or theft of essential trade tools.

Why Choose Just Quote Me?

At Just Quote Me, we work with top UK insurers to get you the best deal. Our insurance experts take the time to understand your business and find the most suitable policy—quickly and affordably.

Benefits of choosing us:

• UK-wide cover
• Instant online or phone quotes
• Part-time and full-time options
• Experienced advisors in the motor trade sector
• Competitive premiums from trusted insurers

Get a Free Motor Trade Insurance Quote Today

Ready to protect your motor trade business? Get a fast, no-obligation quote from Just Quote Me. Whether you’re a sole trader or run a larger operation, we’ll help you stay protected, compliant, and confident.

📞 Call us today or click below to get started with your free quote.