by jqm | Sep 18, 2018 | Builders Insurance, Insurance
Building contractors face many risks in their jobs and sites can be hazardous. For all building contractors, it is essential to eliminate as many hazards as possible to reduce the risk of harm. While it is important to be as well-prepared and safe as possible, accidents and unforeseen events can happen. For these slip-ups and situations, it is vital to have building contractors insurance in place.
What Does Building Contractors Insurance Do?
Building contractors insurance helps to protect contractors from the risks associated with the site and work. A tailored insurance policy for your business needs will give you the financial protection and to cover the cost of issues that could potentially devastate your business. For building contractors, a single mistake could spell disaster, but with insurance in place, you know help is at hand.
What Does Building Contractors Insurance Include?
You can tailor building contractors insurance to suit the specific needs of your business. Typically, aspects of insurance for building contractors include;
Public Liability – Protect injuries or damage to third-parties as a result of your work or site. This can protect anyone who isn’t involved in your business but suffers damage, injury or loss as a result of it.
Employer’s Liability – This is a legal requirement for businesses who employ staff or contractors for a job. This provides cover in case a worker claims damages if they suffer injury or damage to property while working for you.
All Risks – All risks can protect your business if the job you are working on suffers damage before completion. As the name suggests, it covers all risks to a building contractor, such as theft and damage.
Personal Accident – This protects the business owner with regular income if they face an injury or are sick and cannot work. Typically, this only comes into force after seven days of illness or injury.
There are also many other aspects you can include in your cover such as legal expenses, professional indemnity and financial loss insurance.
Do you have questions about Building Contractors Insurance?
Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.
by jqm | Sep 11, 2018 | Business Insurance, Business Insurance Price Comparison Site, Business Insurance UK, Insurance
Business insurance is essential for all firms, whether small or large. The insurance can help to protect you and your company for losses or damages that may occur. With budgets being tight, is essential for organisations to find cheap business insurance, that still gives the protection and coverage they need. So how can you find cheap business insurance to suit your business requirements?
What business insurance do I need?
Business insurance is often package insurance, explicitly designed for the needs of businesses. It usually covers three core elements; public liability, employer’s liability and professional indemnity. However, it is possible to find specific business insurance to suit your industry. It is also possible to tailor packages to ensure you have the protection you need.
Three main elements of business insurance:
Public liability: If your business damages the property of or causes an injury to a member of the public, then you may face a compensation claim. Insurance helps to protect your business and covers the cost of the claim.
Employer’s liability: This is a legal requirement for businesses who employ staff. The insurance covers to cost of compensation if an employee sues you because of injury, illness and damage as a result of work.
Professional indemnity: This covers you if a customer claims you haven’t fulfilled your duties, damaged their property, reputation or business.
How to find cheap business insurance
The best way to find cheap business insurance is to conduct a comparison search. At Just Quote Me, you can run an online search. This compares quotes from many insurance providers, from the big name brands to the smaller niche services, so we can be sure to find the right policy for you.
Just Quote Me make our comparison tool as user-friendly as possible. As well as finding the cheapest deals, you can also discover the best value for money deals and adapt quotes to suit your needs.
Do you have questions about business insurance?
Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.
by jqm | Sep 4, 2018 | Business Insurance, Business Insurance UK, Insurance
For any business, it is essential to have the right insurance coverage in place. Moreover, you want to make sure high-quality insurance coverages comes at the best possible price. With this in mind, it is vital for your business to compare business insurance quotes. So, what is the best way for you to compare business insurance quotes? Here we offer our guide on how to interpret the quotes you receive.
The best way to compare business insurance quotes
- Don’t focus solely on the premium
It can be tempting when you compare business insurance quotes to concentrate solely on the price you have to pay for insurance. However, it may sometimes be worthwhile spending a little bit more to receive a greater amount of coverage. Furthermore, you also need to check that the limits of cover are high enough to cover any client contracts you have or potential problems you face.
- Flexibility
As a business grows, you want to make sure that you always have the right insurance to cover your needs, plans and risks. While you do not want to buy new insurance every time there is a change in your business, it is wise to check the flexibility of the policy and the insurance provider. It is wise to ensure your limits have wiggle room in case your business grows. It is also worthwhile checking with the insurance provider to see how it would cost for you to update the policy if you need to.
- Talk to Just Quote Me
While our state-of-the-art comparison engine makes it easy to compare quotes at a glance, our insurance experts are always on hand to help. We will be able to explain any industry jargon to ensure you know the complexities of your policy. Furthermore, we can also assess your needs to make sure you have the right level of cover in place for your business activities and size.
Do you have questions about Business Insurance?
Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.
