by jqm | Sep 14, 2017 | Business Insurance, Business Insurance UK, Small Business Insurance, Small Business Insurance Quote
Get A Business Insurance Quote Online Today
As specialists in this sector, Just Quote Me asking the very simple question ‘What is business insurance?’ may seem a bit strange but it is a common query from new business owners. What’s more even some experienced owners aren’t entirely sure what it is and why they need it so here we’re looking more closely and fully answering the question: what is business insurance?
Business insurance protects companies against losses suffered in the day to day activities of their business. It is especially important should there be a compensation claim made against your company and it covers a range of different types of insurance usually.
Why do I need Business Insurance?
Most types of insurance are not compulsory. However, you need business insurance if you want your business to be protected against every day risks. It can cover everything from professional mistakes to accidents and theft and damage.
Also, some companies only work with others which have particular types of cover in place. If you want to secure bigger contracts and more clients, it is often prudent to ensure you’re insured. The only type of insurance which is a legal requirement is employers’ liability insurance. This is only the case if you have any staff at all.
However, you may also find that your industry regulatory body only accepts members with certain insurance covers too so investing in business insurance is a sensible move.
What type of Business Insurance Cover do I need?
As mentioned, if you have staff, it will be essential to have an employers’ liability policy in place. It is also common for most business insurance packages to include public liability insurance and also professional indemnity insurance. The latter is a particular good choice if your business deals with advice, client data or intellectual property.
At Just Quote Me we have worked with many businesses over the years. We work to ensure they have the level of cover they need at a price which is suitable for their business. If you would like to find out more and discuss your options, please call us today.
by jqm | May 30, 2017 | Business Insurance, Small Business Insurance
A successful hotel should be a busy and bustling place. With staff to handle, guests to satisfy and suppliers to deal with, there are many potential risk points which makes hotel insurance essential. Around the UK there are hundreds of small hotel businesses, all needing their own unique level of cover tailored to their site. Getting a reliable small hotel insurance quote is easy with Just Quote Me as we take into account every aspect of your business, your budget and your requirements.
Will work with you to build a tailored small hotel insurance quote to cover everything you need. Small hotels and guesthouses are usually described as those with less than 20 rooms and your small hotel insurance may need to cover at least:
- Public liability
- Buildings and contents insurance
- Stock cover
- Employers’ liability insurance
- Other covers such as turnover protection and loss of key cover
What Cover will be including in my Small Hotel Insurance Quote?
The real answer to this question is that it is entirely up to you. When you are buying small hotel insurance you need to decide what types of cover you will need. Your small hotel insurance quote will typically cover, at least:
Public Liability Insurance
This will protect you against any compensation claims made by members of the public because of injury or damage which they blame on your business. Your guests and other third parties visiting your business are the reason for public liability insurance.
Employers’ Liability Insurance
As a small hotel owner it’s almost guaranteed you have at least one employee. If this is the case you are legally required to have employers’ liability insurance in place. There are steep fines for businesses operating without employers’ liability insurance in place.
Business Buildings and Contents Insurance
In a business which is so reliant upon its premises, specialist business buildings and contents insurance is a must. This kind of insurance provides you with protection in the event of a fire, flood or theft and the damage thereafter.
Contact us today to get a reliable and good value small hotel insurance quote for your business.
by jqm | Mar 28, 2017 | Small Business Insurance, Small Business Insurance Quote
The process of getting your insurance setup or making a renewal is not something everybody enjoys so why spend time over it? It is surely possible to visit an insurance site and purchase the first premium you come across, but it is always recommended you compare small business quotes. Spending time to compare the options available to you may take a little more time but you’ll reap the rewards.
Benefits of Small Business Insurance Comparison
Taking the extra time involved to compare small business quotes can deliver many benefits. Some are instant, speeding up the buying process. Others are most long-lasting and can have a long-term impact; The benefits include:
Cash Saving
It is very unlikely that the first insurance quote you come across is going to be the most cost effective. It is definitely possible but it is unlikely. This is why spending a little time comparing quotes allows you to make a judgement about the best price for your circumstances. You can find the best option for your business quickly and efficiently.
Avoid Single-Insurer Affiliation
You will find sites which have a single insurance sponsor or affiliate. While they offer a range of quote options, you’ll see their affiliated company at the top of the list time and again. Independent brokerages focus on finding the best deal for you. This is instead of ensuring their partners get as many new people signed up as possible.
Multiple Options in Minutes
The speed small business insurance quotes are generated means you won’t have to wait long. Often a single form is enough to provide a wide range of quotes. From there you can begin to make the all-important decision.
At Just Quote Me we employ experienced insurance experts who can help you make the decision between quotes if you’re not sure which is the best option. We work with small businesses in a wide range of sectors. This means we are ready to work with businesses in every sector. Request a call back today to get the ball rolling.
To compare Small Business Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Mar 23, 2017 | Business Insurance, Small Business Insurance, Small Business Insurance Quote
The most common way of finding commercial insurance quotes, or in fact all insurance quotes, is to use the internet. Commercial insurance quotes online are often easily accessible and there are a range of ways you can explore the different options open to you. Opting to use the web rather than other methods is speedy, efficient and you can have your insurance setup very quickly.
Commercial insurance brings together a suite of different premiums and products which are essential for commercial business owners.
What is included in Commercial Insurance?
Commercial insurance can be made up of a range of different things. In most instances it will at least include:
These policies cover your business in a range of different situations. They ensure cover for your legal expenses in the event of a claim, as well as any compensation or damages you may have to pay.
Commercial Insurance Quotes Online
Dependent on the type of business you run, you may need to select different types of policy as part of your commercial insurance. If you are not sure, you can contact the insurance experts at Just Quote Me. We work with businesses and commercial enterprises of all sizes. We can help advise which kinds of policy you need and what products are particularly important for your business.
It doesn’t matter how large or small your business is, a compensation claim can be costly. It can be enough to several damage your business’ capital and in some instances, can lead to businesses closing down. By making sure you have the appropriate commercial insurance cover you are protecting your business against this financial risk.
Different insurers understandably offer different packages and prices which is why you should explore a range of commercial insurance quotes online. If you need any guidance in making the right decision, you can contact Just Quote Me.
To compare Commercial Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Feb 10, 2017 | Business Insurance, Business Insurance UK, Local Business Insurance News, Small Business Insurance, Small Business Insurance Quote
Are you a small business in need of insurance?
Just Quote Me has been providing bespoke small business insurance quotes to businesses throughout the UK for over 30 years, So when you’re looking for insurance that provides you with the cover that you need, look no further than Just Quote Me.
Whether you’re an established business or a new start-up, it’s so important to invest in to right business insurance policy, that meets your specific needs.
Many small business insurance owners feel that their business insurance is an expense that they simply can’t afford or that it is a luxury reserved for more established companies.
This is couldn’t be further from the truth. However long your business has been in existence, business insurance is something that you simply can’t do without and should be incorporated into your budget.
What’s more, when you purchase cover through Just Quote Me, you won’t find yourself paying over the odds. Just Quote Me works with many of the UK’s leading insurers in order to provide you with access to the most affordable insurance to suit your needs.
Whatever your trade or profession contact us today to obtain a fantastic quote.
To Compare Small Business Insurance Quotes:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Jan 16, 2017 | Business Insurance, Business Insurance Blog, Small Business Insurance
Compare Small Business Insurance online
Contact Just Quote Me for all your small business insurance quotes online.
Do you need to provide proof of cover for your clients contracts?
Can’t get on site without proof of Public Liability Insurance or Employers Liability Insurance , then look no further than Just Quote Me, we have, over the last two years been busy creating a fantastic platform for you to login and get your own personalised quotations to suit the individual needs of your business. Please remember that your policy will only cover the business description listed on the schedule, so it’s imperative you make sure all your business activities no matter how small are included in this schedule.
Our small business insurance experts
Our business insurance experts are on hand, and can in an instant give you the expert advice you need if you are unsure of any of the sections needed to complete the online quotation process. We also offer instalments so you can spread the cost over a ten month period.
Many Tradesman’s insurance policy have warranties and clauses that are not always easy to see or indeed to understand at Just Quote Me we make it our business to ensure you are fully aware of the warranties and clauses so you can be informed whilst running your business on a day to day basis that will help to ensure your policy will indeed indemnify any loss of an insured peril.
Contractors Insurance is also a complex policy often having Contractors all Risks Insurance to cover Contractors tools equipment and materials whilst on site or whilst being used on a contract, this of course accompanies Contractors Public Liability and if required Employers Liability, please be aware that you will need to notify Insurers of any Labour only Sub Contractors and also any Bone-fidelity Sub contractors as to ensure you are fully protected in the event of such a claim arising.
Quality Business Insurance is, in the event of a claim priceless, let us guide you through the buying process and keep you protected.
To get a FREE no obligation Small Business Insurance quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Nov 9, 2016 | Builders Insurance, Business Insurance Blog, Small Business Insurance
Builders Public Liability Insurance – Looking to compare Builders Insurance?
At Just Quote Me our Quick Quote facility allows anyone to compare Builders Insurance or Building Company Insurance in a few minutes. You will get some of the best rates and covers available in the UK today!
What Insurance do Builders and Building Companies need?
Well to start with they need Builders Public Liability Insurance, Builders Employers Liability Insurance and then after these two core covers they can also add, Tools cover including overnight cover, Goods In Transit Insurance, or they can opt for full Contractors ALL Risks Cover to cover their tools and materials in trade whilst working on a project or job where they are responsible for the work in progress materials until the job is finished and signed off. Then it becomes the responsibility of their customer to insure.
Many Builders either don’t insure this risk or are not fully aware of what this cover insures and if they haven’t been advised correctly, then they may not be correctly insured and if they are on a big job where a theft has occurred, the potential loss of materials and plant and equipment could be catastrophic.
Our Builders Insurance experts are at hand following initial contact or quote to fully advise you of what covers are right for your specific company or individual needs so contact us today and get the right cover for the right premiums.
Contact Just Quote Me today for FREE using our Quick Quote form or by calling 0800 084 2325
by jqm | Nov 4, 2016 | Business Insurance, Business Insurance Blog, Insurance Quote Online, Just Quote Me, Small Business Insurance, Small Business Insurance Quote
Federation Of Small Businesses (FSB)
Are you a member of the Federation Of Small Businesses (FSB) and looking for the best prices in the UK for Small Business Insurance? Then we can help – Just Quote Me the UK’s fastest growing Online Business Insurance comparison site and just what you need to get the expert advice and fantastic prices that you need on insurance.
Paying too much? Does your Renewal price seem to go up year after year then use our FREE Quote System to get your own prices and see if your current providers are indeed charging you way too much.
So for the best Small Business Insurance prices for FSB members Insurance visit our FREE Quote System or call us on 0800 084 2325.
by jqm | Nov 1, 2016 | Business Insurance Blog, Coach Hire Insurance, Small Business Insurance
Looking for Coach Hire Insurance?
Coach Hire Insurance is a very specialist Insurance product and Just Quote Me have some of the best prices available in the UK today.
We cover single coaches or multiple vehicle fleets across the UK – our panel of Insurers are experts in the placement of this type of Insurance – offering full passenger liability for any vehicles up to 52 seats.
Cover can be Fully Comprehensive or Third Party Fire and Theft or even Third Party Only and various drivers options give different discounts.
If you are interested in a free no obligation coach hire insurance please contact Just Quote Me on 0800 084 2325 or fill out our Quick Quote Form.
by jqm | Oct 27, 2016 | Business Insurance Blog, Insurance Online, Just Quote Me, Small Business Insurance
Are you looking for Small Business Insurance?
Just Quote Me is one of the UK’s fastest growing Small Business Insurance Providers. We offer insurance for small businesses – anything from Shops, Offices to Landlords, Restaurants and the Motor Trade. So if you are a small to medium business or SME – contact Just Quote Me to see how we can help you.
You can receive a FREE no obligation quote by contacting us on 0800 084 2325 or by filling out our Online Quote System that quotes some of the best Business insurance prices available in today’s every changing insurance market., our online quotes cover all the specifics sections needed to ensure you have not only the best price but also the best cover for your exact business needs.
Our Online Quote System ensures you have not only the best price but also the best cover for your exact business needs.
If you prefer to call us – Our team of highly trained staff will ensure that you are fully aware of not only the cover limits but also the warranties and clauses specific to your policy so that you know what you have to do to make sure the policy will pay out in the event of a claim.
Warranties and clauses can vary from policy to policy and occupation to occupation but a typical clause will be regarding minimum security to your premises such as five lever mortise dead locks, window locks for all accessible downstairs windows etc – theses are extremely important to know so that you can ensure you are meeting these requirement and then in turn your claim will be paid.
For expert small business insurance advice call Just Quote Me FREE on 0800 084 2325 or by fill out our Online Quote System.
by jqm | Oct 26, 2016 | Business Insurance, Business Insurance Blog, Insurance Quote Online, Just Quote Me, Small Business Insurance
Looking for Simple Business Insurance?
Simple Business Insurance from Just Quote Me is available to all UK Businesses via our new website – justquoteme.co.uk
The process is easy. All you need to do is call for FREE on 0800 084 2325 or enter your details into our Online Quotation form and then our Quote and Buy system will compare Simple Business Insurance Quotes from our various Insurers.
Simple Business Insurance is available to over 3500 different occupations and the types of insurance we offer cover any of the following:
We have them all covered via our Simple Business Quotation system – Our clients are proof of just how fantastic this system is why not try for yourself – after all it’s free!
For Simple Business Insurance visit justquoteme.co.uk now and see how much you could save. Great prices, exceptional covers!
by jqm | Oct 24, 2016 | Business Insurance, Business Insurance Blog, Insurance Online, Insurance Quote Online, Just Quote Me, Small Business Insurance
Are you looking for LPG Insurance?
Just Quote Me offers specialised LPG Insurance to businesses across the UK.
We’ve been arranging LPG Insurances for companies who both store and distribute LPG across the UK. Just Quote Me covers the cylinders whilst in transit, we cover the refilling tank at your premises and it’s contents, we cover all Liabilities needed and clean up costs etc in the event of a spillage or contamination of third party property.
For companies involved in the LPG industry, we can offer best rates and bespoke covers to you, why not call now and get a quote from the insurance experts! we understand your Industry and how passionate LPG companies are about both their products but also the fuel itself which is a greener and far more cost effective fuel than other alternatives.
We understand your Industry and how passionate LPG companies are about both their products but also the fuel itself which is a greener and far more cost effective fuel than other alternatives.
For all different aspects of LPG company Insurance Just Quote Me can offer a unique policy to cover all your demands and needs so visit us now and get it covered right!
Call FREE on 0800 084 2325 or fill out our online quote system.