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Get a Small Business Insurance quote online today

Get a Small Business Insurance quote online today

You can get a Small Business Insurance quote online today with Just Quote Me

At Just Quote Me we can help with your small business insurance quote.  We offer a free no obligation quote through our online Quote System or by calling us on 0800 084 2325.

Our business insurance experts are on hand, and can in an instant give you the expert advice you need if you are unsure of any of the sections needed to complete the online quotation process.  We also offer instalments so you can spread the cost over a period of time.

Do you need to provide proof of cover for your clients contracts?

Can’t get on site without proof of Public Liability Insurance or Employers Liability Insurance , then look no further than Just Quote Me, we have, over the last two years been busy creating a fantastic platform for you to login and get your own personalised quotations to suit the individual needs of your business.  Please remember that your policy will only cover the business description listed on the schedule, so it’s imperative you make sure all your business activities no matter how small are included in this schedule.

Our small business insurance experts

Many Tradesman’s insurance policy have warranties and clauses that are not always easy to see or indeed to understand at Just Quote Me we make it our business to ensure you are fully aware of the warranties and clauses so you can be informed whilst running your business on a day to day basis that will help to ensure your policy will indeed indemnify any loss of an insured peril.

Contractors Insurance is also a complex policy often having Contractors all Risks Insurance to cover Contractors tools equipment and materials whilst on site or whilst being used on a contract, this of course accompanies Contractors Public Liability and if required Employers Liability, please be aware that you will need to notify Insurers of any Labour only Sub Contractors and also any Bone-fidelity Sub contractors as to ensure you are fully protected in the event of such a claim arising.

Quality Business Insurance is, in the event of a claim priceless, let us guide you through the buying process and keep you protected.

To get a FREE no obligation Small Business Insurance quote:

Go to our online Quote System or call us on 0800 084 2325

Plumbing Contractors Insurance: A Mini Guide

Plumbing Contractors Insurance: A Mini Guide

 Whether you are working as a plumber or in a related trade, the chances are you will need some form of insurance. Because of the potentially hazardous work completed by plumbing contractors, there is a risk of compensation claims.

Self-employed plumbers, sub-contractors and plumbing companies all require insurance for their work. The type of insurance that you require will depend on the business type and work that you complete. So that you can understand your requirements, we’re covering the types of coverage you need and who they are for.

Employer’s Liability Insurance For Plumbing Contractors

Anyone who runs a business that has employees is required to have employer’s liability insurance. Because you are hiring other plumbers and engineers for your work, you need to ensure they have protection. This type of insurance covers you from claims made by employees due to illness or injury at work. Because you have a duty of care to your staff, your insurance company may not pay out if this has not been exercised.

Public Liability Insurance

Public liability insurance is not a legal requirement for plumbing contractors but is still useful to have. It offers protection against claims that are made by customers or the public. Because plumbers are at risk of issues such as leaking pipes and poorly installed boilers, this cover is essential. Even if you have completed a job to a high standard, you should remember that accidents can happen. So that you ensure you have proper protection, you should always have public liability insurance in place.

Other Plumbing Contractors Insurance

In addition to these insurance policies, there are some others that you may need. Because you are operating commercially, you may require specific commercial insurance on your vehicle. You may also need to cover tools and equipment to protect yourself from loss, theft or damage.

Are You Looking For Plumbing Contractors Insurance?

For a FREE no-obligation quote for your plumber’s insurance policies, get in touch with our friendly team today.

Sole Trader Insurance

Sole Trader Insurance

If you are a sole trader, then your business is likely one of the most important things in your life. Insurance is there to protect the things we care about. Sole trader insurance gives you the right cover for your business. You can tailor this insurance to meet your needs. Choosing the right selection of protection gives you the peace of mind that all your hard work is protected and that even if you work alone, someone has your back.

What you can include with Sole Trader Insurance

Public liability insurance is a great starting place for any sole trader who has direct contact with their clients. This provides protection in the event that a member of the public is injured whilst on your premises. It also covers you in the event that you cause damage to someone else’s property whilst in the course of your work.

If part of your business involves providing advice, professional expertise or the handling of personal data then you should consider personal liability insurance. This protects you in the event that you make a mistake and money is required to resolve the situation.

Office insurance can protect you in the case of damages to your premises. Not only can it cover any lost equipment but also loss of earnings.

If you have concerns about cybercrime, then you might be interested in cyber and data protection. If you have any employees, then you will need to have employers liability insurance. Personal accident insurance can protect you in case you are injured and unable to work.

Sole trader insurance is tailored to meet your exact needs. You should make sure that you consider all aspects of your business and that you are fully covered.

Do you have questions about Sole Trader Insurance?

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form

Sandwich Shop Insurance Quote

Sandwich Shop Insurance Quote

Sandwich Shop Insurance Quote

When you open a new catering business you need to consider as many ways as possible of keeping it protected. Your café or sandwich shop needs adequate insurance to protect it should the worst happen. Specialist insurance for sandwich shops can be sought and arranged to ensure you don’t have to worry about the potential of huge financial costs should the worst happen.

Insurance for sandwich shops involves many different elements dependent on the nature of your business. It is a sector which is growing in popularity and whilst the big high street names dominate the market, there is a real craving for independent shops and cafes around the UK. Your business could be a real success.

Protect your Sandwich Shop against All Risks

It will dependent on the business the sandwich shop insurance you need may include the follow types of cover:

Employer’s liability insurance

If you employ a single person then you are legally required to have employer’s liability insurance in place. Even if you employ family members, part-time or temp employees, you still need this kind of cover, protecting your business should anyone employed by make a claim against your business.

Buildings and Contents insurance

Specific business contents and buildings insurance may be necessary for your sandwich shop. Commercial business property is at higher risk than domestic property so it needs a higher level of cover.

Stock and Money Cover

As a business which runs on selling produce and taking cash from paying customers, you may want to consider these types of insurance cover. Stock cover will protect you should your goods be damaged or stolen. Money cover helps to protect your business’ cash both on premises and in transit to your bank.

Public Liability Insurance

Public liability insurance protects you against compensation claims made by members of the public who allege your business has caused injury or harm to them or their property. This is not a  compulsory type of cover but it is highly recommended for any sound business.

Do you have questions about Sandwich Shop Insurance?

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

Builders Public Liability Insurance

Builders Public Liability Insurance

Builders Public Liability Insurance – Looking to compare Builders Insurance?

At Just Quote Me our Quick Quote facility allows anyone to compare Builders Insurance or Building Company Insurance in a few minutes.  You will get some of the best rates and covers available in the UK today!

What Insurance do Builders and Building Companies need?

Well to start with they need Builders Public Liability Insurance, Builders Employers Liability Insurance and then after these two core covers they can also add, Tools cover including overnight cover, Goods In Transit Insurance, or they can opt for full Contractors ALL Risks Cover to cover their tools and materials in trade whilst working on a project or job where they are responsible for the work in progress materials until the job is finished and signed off.  Then it becomes the responsibility of their customer to insure.

Many Builders either don’t insure this risk or are not fully aware of what this cover insures and if they haven’t been advised correctly, then they may not be correctly insured and if they are on a big job where a theft has occurred, the potential loss of materials and plant and equipment could be catastrophic.

Our Builders Insurance experts are at hand following initial contact or quote to fully advise you of what covers are right for your specific company or individual needs so contact us today and get the right cover for the right premiums.

Contact Just Quote Me today for FREE using our Quick Quote form or by calling 0800 084 2325

Business Insurance Quote Online

Business Insurance Quote Online

Get A Business Insurance Quote Online Today

As specialists in this sector, Just Quote Me asking the very simple question ‘What is business insurance?’ may seem a bit strange but it is a common query from new business owners. What’s more even some experienced owners aren’t entirely sure what it is and why they need it so here we’re looking more closely and fully answering the question: what is business insurance?

Business insurance protects companies against losses suffered in the day to day activities of their business. It is especially important should there be a compensation claim made against your company and it covers a range of different types of insurance usually.

Why do I need Business Insurance?

Most types of insurance are not compulsory. However, you need business insurance if you want your business to be protected against every day risks. It can cover everything from professional mistakes to accidents and theft and damage.

Also, some companies only work with others which have particular types of cover in place. If you want to secure bigger contracts and more clients, it is often prudent to ensure you’re insured. The only type of insurance which is a legal requirement is employers’ liability insurance. This is only the case if you have any staff at all.

However, you may also find that your industry regulatory body only accepts members with certain insurance covers too so investing in business insurance is a sensible move.

What type of Business Insurance Cover do I need?

As mentioned, if you have staff, it will be essential to have an employers’ liability policy in place. It is also common for most business insurance packages to include public liability insurance and also professional indemnity insurance. The latter is a particular good choice if your business deals with advice, client data or intellectual property.

At Just Quote Me we have worked with many businesses over the years. We work to ensure they have the level of cover they need at a price which is suitable for their business. If you would like to find out more and discuss your options, please call us today.

Small Business Insurance Quote

Small Business Insurance Quote

Are you looking for a small business insurance quote in the UK?

The good news is that Just Quote Me can help.

The insurance team at Just Quote Me understand that every business is different and that the insurance policies that they need to reflect this.  

Just Quote Me can provide the right small business insurance cover wherever you are based in the UK

Just Quote Me have arranged the most appropriate cover for many satisfied customers regardless of what profession they are in.  Visit our Business Insurance section to find out more useful information or call us today for a free no obligation quote.

Business Insurance is important to your company 

Don’t make the mistake of assuming that business insurance is a luxury that you do not really need to have. It’s important you consider the various types of cover available such as:

  • Public Liability Insurance
  • Employers Liability Insurance
  • Working at Height Insurance
  • Key Man Insurance
  • Motor Fleet Insurance
  • Restaurants & Cafes Insurance
  • General Contractors Insurance
  • Cleaning Contractors Insurance
  • Residential Lettings Insurance
  • Estate Agents Insurance
  • Letting Agents Insurance
  • Mortgage Brokers PI Insurance
  • Commercial Lettings Insurance
  • Hotels & Guesthouses Insurance
  • Takeaways and Fastfood Outlets Insurance
  • Professional Indemnity Insurance
  • Tradesman Insurance
  • Pub, Club and Restaurant Insurance
  • LPG Business Insurance
  • Security Company Insurance
  • Shop Insurance
  • Cyber Liability Insurance
  • Landlord Insurance
  • Office Insurance
  • Commercial Combined Insurance
  • Motor Trade Insurance
  • Investments Insurance
  • Pension Insurance
  • Life Insurance
  • Multiple Vehicle Insurance
  • Car Insurance
  • Van Insurance

Just Quote Me has been a leader in the insurance field for nearly three decades, protecting businesses across the UK from those unexpected claims that can arise from time to time, often through no particular fault of their own.

To discuss your small business insurance needs call 0800 0842 325 today. We are here waiting for your call and only too happy to help.

Why Compare Small Business Insurance Quotes?

Why Compare Small Business Insurance Quotes?

The process of getting your insurance setup or making a renewal is not something everybody enjoys so why spend time over it? It is surely possible to visit an insurance site and purchase the first premium you come across, but it is always recommended you compare small business quotes. Spending time to compare the options available to you may take a little more time but you’ll reap the rewards.

Benefits of Small Business Insurance Comparison

Taking the extra time involved to compare small business quotes can deliver many benefits. Some are instant, speeding up the buying process. Others are most long-lasting and can have a long-term impact; The benefits include:

Cash Saving

It is very unlikely that the first insurance quote you come across is going to be the most cost effective. It is definitely possible but it is unlikely. This is why spending a little time comparing quotes allows you to make a judgement about the best price for your circumstances. You can find the best option for your business quickly and efficiently.

Avoid Single-Insurer Affiliation

You will find sites which have a single insurance sponsor or affiliate. While they offer a range of quote options, you’ll see their affiliated company at the top of the list time and again. Independent brokerages focus on finding the best deal for you. This is instead of ensuring their partners get as many new people signed up as possible.

Multiple Options in Minutes

The speed small business insurance quotes are generated means you won’t have to wait long. Often a single form is enough to provide a wide range of quotes. From there you can begin to make the all-important decision.

At Just Quote Me we employ experienced insurance experts who can help you make the decision between quotes if you’re not sure which is the best option. We work with small businesses in a wide range of sectors. This means we are ready to work with businesses in every sector. Request a call back today to get the ball rolling.

To compare Small Business Quotes Online:

Go to our online Quote System or call us for FREE on 0800 084 2325

Explore Commercial Insurance Quotes Online

Explore Commercial Insurance Quotes Online

The most common way of finding commercial insurance quotes, or in fact all insurance quotes, is to use the internet. Commercial insurance quotes online are often easily accessible and there are a range of ways you can explore the different options open to you. Opting to use the web rather than other methods is speedy, efficient and you can have your insurance setup very quickly.

Commercial insurance brings together a suite of different premiums and products which are essential for commercial business owners.

What is included in Commercial Insurance?

Commercial insurance can be made up of a range of different things. In most instances it will at least include:

These policies cover your business in a range of different situations. They ensure cover for your legal expenses in the event of a claim, as well as any compensation or damages you may have to pay.

Commercial Insurance Quotes Online

Dependent on the type of business you run, you may need to select different types of policy as part of your commercial insurance. If you are not sure, you can contact the insurance experts at Just Quote Me. We work with businesses and commercial enterprises of all sizes. We can help advise which kinds of policy you need and what products are particularly important for your business.

It doesn’t matter how large or small your business is, a compensation claim can be costly. It can be enough to several damage your business’ capital and in some instances, can lead to businesses closing down. By making sure you have the appropriate commercial insurance cover you are protecting your business against this financial risk.

Different insurers understandably offer different packages and prices which is why you should explore a range of commercial insurance quotes online. If you need any guidance in making the right decision, you can contact Just Quote Me.

To compare Commercial Insurance Quotes Online:

Go to our online Quote System or call us for FREE on 0800 084 2325

Small Business Insurance UK

Small Business Insurance UK

Are you a small business in need of insurance?

Just Quote Me has been providing bespoke small business insurance quotes to businesses throughout the UK for over 30 years, So when you’re looking for insurance that provides you with the cover that you need, look no further than Just Quote Me.

Whether  you’re an established business or a new start-up, it’s so important to invest in to right business insurance policy, that meets your specific needs.

Many small business insurance owners feel that their business insurance is an expense that they simply can’t afford or that it is a luxury reserved for more established companies.

This is couldn’t be further from the truth. However long your business has been in existence, business insurance is something that you simply can’t do without and should be incorporated into your budget.

What’s more, when you purchase cover through Just Quote Me, you won’t find yourself paying over the odds. Just Quote Me works with many of the UK’s leading insurers in order to provide you with access to the most affordable insurance to suit your needs.

Whatever your trade or profession contact us today to obtain a fantastic quote.

To Compare Small Business Insurance Quotes:

Go to our online Quote System or call us on 0800 084 2325

Small Business Insurance Quote

Small Business Insurance in Birmingham and the West Midlands

Compare Small Business Insurance in Birmingham and the West Midlands with Just Quote Me

Looking for a quote for small business insurance in Birmingham for your company or perhaps further afield across the West Midlands or indeed the wider UK?

Perhaps you need a policy that’s tailored to your company’s own unique insurance requirements? Well, to organise your insurance policy quickly and without any hassle whatsoever simply get in touch with Just Quote Me today.

The specialist insurance team at Just Quote Me fully understand the fact that every business in both the Birmingham and the West Midlands area is different and that the insurance policies that they need to have in place should reflect this.

We can provide the right cover wherever you are based and wherever you operate

In the final analysis it does not matter whether you are based in Wolverhampton, Derby, Solihull or Stoke-on-Trent, every business need is always evaluated by us on its own merits before any cover is offered.

Whether your business is based in an office, workshop, pub, restaurant we can help. We have arranged the most appropriate cover for many satisfied clients regardless of whether they are shops, solicitors or accountants!

Call us today and you will find that we are friendly, courteous and helpful, putting you and your insurance needs first and foremost.

Business Insurance is important to your company large or small

Be sure not to make the mistake of assuming that business insurance is a luxury that you do not really need to have. It is important that you consider the various types of cover available such as public liability insurance and employers liability insurance because, if you employ one or more employees, in the UK then they are actually legal requirements.

You must of course always ensure that your business or organisation is on the right side of the law and that you are as fully protected from any loss as possible.

Guard against those unexpected and un-budgeted for insurance claims

You may find that your business has an unexpected claim made against it. To mitigate against risk to your company you should consider the various types of business liability insurance offered by Just Quote Me and others.

We have been a leader in the insurance field for nearly three decades, protecting businesses across the West Midlands and UK from those unexpected claims that can arise from time to time , often through no particular fault of their own.

To Compare your Small Business Insurance in Birmingham or the West Midlands:

Go to our online Quote System or call us on 0800 084 2325

Public Liability Insurance

Public Liability Insurance

Our leading UK Public Liability Insurance policies are designed to ensure you have access to the appropriate level of cover for your business. Public Liability Insurance is designed to protect your business from a wide range of different potential claims from members of the public.

Public liability insurance covers your business against the costs of claims that come from a member of public who has suffered an injury or damage to their property because of your business or business activities. This member of the public could be a client, a passer-by or anyone on your premises or around when you are at work. Public liability insurance will also cover you if your business takes you to other people’s properties and premises, should your work result in an accident or injury.

Public liability is one of those types of insurance that all professional and sound businesses see as essential because it ensures they are protected should the worst happen. It protects your business against unexpected circumstances and unpreventable accidents.

What level of Public Liability Cover do I need?

The level of public liability insurance that a business needs is dependent on many factors. It will depend on the kind of work carried out and the risks associated with that work as well as the size of the business. It will also depend on the kind of contracts your business works on. For example, any company that works on government contracts, on a local or national level, will be required to have a public liability premium of a minimum of £5million and this rises to £10million in some cases.

When selecting your cover, it is important to look in depth at all elements of the insurance contract and ensure it provides what your business needs. In particular, you should look out for any exclusions and inclusions that are written into the policy. In some areas of business, you may find there are excluded elements you need in your policy and it could be worth discussing these with your chosen insurer directly or looking elsewhere. Companies working in particularly hazardous sectors such as those where dangerous chemicals and substances such as asbestos are common will need to look closely at the entirety of their chosen policy. This is to ensure it specifically provides cover for these hazards.

Running the Risk of No Public Liability Insurance

Public Liability Insurance is an optional insurance premium that most smart business owners invest in. Not having the cover in place means you have no financial protection should the worst happen. As well as the compensation costs for the injured party, if there was a claim, you would also need to find the funds for your legal defence and these costs quickly add up and can seriously affect the working capital of any business.

Affordable, Comprehensive Insurance Policies

Just Quote Me is a proud and experienced provider of affordable and comprehensive insurance policies for a diverse range of industries and professions. Minimum cover levels start from just £1 million and go beyond £10 million tailored to the individual needs of the business. Whatever your requirements Just Quote Me can ensure your public liability insurance is perfect for your business.

If you are looking for a reliable and competitive public liability quote, then you are in the right place. Contact Just Quote Me for all your Public Liability Insurance needs on 0800 084 2325 or fill out our Quick Quote Form.