by jqm | Jan 4, 2017 | Farm Insurance, Local Business Insurance News
Whatever your farm specialises in, it’s crucial that you have farmers insurance in place to cover you from financial loss in the unfortunate event of a claim.
Whether you keep livestock, grow crops and grains or even produce fuel, you need to purchase adequate insurance to protect your business should the worst happen. Many people purchase farmers insurance through Just Quote Me – one of the leading business insurance comparison websites in the UK.
The Right Policy To Suit Your Needs
It’s important to remember that one size doesn’t fit all in the world of business insurance. This is especially the case for farmers who often have very distinct business models.
The Just Quote Me team work with farmers throughout the UK to provide them with the right farmer insurance policy to suit their needs.
The company works in conjunction with Rural Insurance Group in order to access the right cover for its clients. Running a farm can be a tough job, so why not let the experienced team Just Quote Me take care of your insurance needs?
Whether you’re in Staffordshire or the West Midlands, the team are on hand to help you access the most suitable cover for your farm.
To get a FREE no obligation Farm Insurance quote go to our online Quote System or call us on 0800 084 2325.
by jqm | Jan 3, 2017 | Business Insurance, Local Business Insurance News, Public Liability Insurance
Public Liability Insurance
Looking for a public liability insurance quote that’s tailored to your company’s unique requirements?
Then to organise your insurance policy quickly and without any hassle whatsoever get in touch with Just Quote Me based in Stafford.
The experienced team at Just Quote Me understand that every business is different and that insurance should reflect this. Whether your business is a pub, a restaurant, a shop or you’re a solicitor or an accountant in Staffordshire or the West Midlands contact us today to find a cheap insurance quote that works for you.
The Importance of Public Liability Insurance
Don’t make the mistake of assuming that Public Liability Insurance is a luxury that you do not need. On the contrary, both public liability insurance and employers liability insurance (if you employ one or more employees) are legal requirements.
To ensure that you’re staying on the right side of the law and that you are fully protected from any loss that might arise from a claim, buy Public Liability Insurance from Just Quote Me. The company has been a leader in its field for nearly 30 years, which should assure you that the team are experienced and highly knowledgeable in the insurance arena.
To get a FREE no obligation Public Liability Insurance quote go to our online Quote System or call us on 0800 084 2325.
by jqm | Dec 13, 2016 | Local Business Insurance News, Motor Trade Insurance
Do you buy and sell cars from home? Or perhaps you’re multi site dealer franchise?
Either way, you’ll need to ensure that you have motor trade insurance that’s tailored to your unique requirements.
Many people in the motor industry purchase Motor Trade Road Risks insurance, which essentially enables you to drive any motor vehicle that you own or that’s in your custody or control. This kind of insurance covers you against loss of a vehicle that’s in your possession and which you have the keys for.
Find Affordable Cover Online
These days, many motor traders search for affordable cover online. One of the best insurance comparison websites is Just Quote Me and is renowned for providing a range of bespoke business insurance quotes.
The Just Quote Me team has over 30 years of experience in the world of insurance and therefore possesses the knowledge and contacts to help you find the right motor insurance policy for you.
When you buy insurance online you’ll be covered instantly and your policy documents will be sent to you via email.
To get a FREE no obligation Motor Trade Insurance quote go to our online Quote System or call us on 0800 084 2325.
by jqm | Dec 12, 2016 | Business Insurance Blog, Working At Height Insurance
Working At Height Insurance
If you are working at height then you will need an Insurance policy that can allow cover and Indemnity for various heights such as up to 15 metres or even a policy that offers an “Unlimited Height restriction” these policies can be provided by our expert insurance staff who quote for all different types of occupations who work at unusually high situations.
Just Quote Me can cover all aspects of height work including platform access, rope access, slings cradles, scaffolding platforms, in fact we can cover any modern day method of working at height insurance you can think of.
Some of our clients include safety Netting Installers, Scaffolders and Builders – in fact we cover many different professions that work at above normal heights, standard Insurance policies will cover 0-3 metres or 3-5 metres but bespoke policies are available at great prefixes from Just Quote Me.
With over 30 years experience our experts on on hand every day to give help and advice to anyone working above ground level including those who may use of heat.
Contact us to find out more about Working At Height Insurance:
Get a FREE Working At Height Insurance quote by filling out our Quick Quote form or by calling 0800 084 2325.
by jqm | Dec 5, 2016 | Construction Insurance, Local Business Insurance News
Construction insurance (often called builder’s risk insurance) protects against financial expenditure throughout the erection phase of a build.
It is different to homeowner’s insurance, which protects a property once it is occupied, as it protects the structure whilst it is being built. It also protects the materials that have been purchased for the structure from loss due to theft or damage due to fire, high winds or other factors.
Contact Just Quote Me for FREE on 0800 084 2325 for a great deal on construction insurance or use our Quick Quote form.
A Bespoke Insurance Policy
Just Quote Me has been in the business of insurance for 28 years and during this time it has helped hundreds of local and national businesses to find the right insurance policy to suit their specific needs.
The company believes in the importance of helping businesses to find bespoke insurance policies that are designed to meet their unique requirements. All too often, insurers provide standard policies that do not provide companies with the necessary cover when they need it most.
Contact Just Quote Me for FREE on 0800 084 2325 to find out more.
by jqm | Dec 1, 2016 | Landlord Insurance, Local Business Insurance News
Commercial Landlords Insurance UK | Expert Cover from JustQuoteMe Ltd
Protect Your Property Investment and Rental Income
Owning and renting out commercial property comes with unique risks. From tenant damage to fire, flood, and public liability claims, Commercial Landlords Insurance is essential to protect your property, income, and business interests.
At JustQuoteMe Ltd, we make it easy for UK commercial landlords to get comprehensive, affordable cover tailored to their needs.
What Is Commercial Landlords Insurance?
Commercial Landlords Insurance is a specialist policy for property owners who rent out premises to businesses. It goes beyond standard buildings cover, protecting you against the complex risks associated with commercial tenants.
A policy can include:
- Buildings Insurance – Covers damage from fire, flood, storms, vandalism, and structural issues
- Loss of Rent – If the property becomes uninhabitable due to an insured event
- Property Owner’s Liability – Protection against claims if someone is injured on your premises
- Legal Expenses – Covers disputes, evictions, and unpaid rent
- Contents Insurance – For items owned by the landlord
- Terrorism Cover – Optional but important in high-profile or urban locations
Who Needs Commercial Landlords Insurance?
If you rent out commercial premises, this insurance is a must. You may need cover for:
- Offices
- Retail shops
- Warehouses
- Industrial units
- Mixed-use buildings (commercial & residential)
- Restaurants or takeaways
Without appropriate insurance, one unexpected incident could result in serious financial loss.
Why Choose JustQuoteMe Ltd for Commercial Landlords Insurance?
At JustQuoteMe Ltd, we understand the complexities involved in commercial property ownership. Our experienced team compares policies from top UK insurers to find the right cover for you.
Why commercial landlords choose us:
✅ Tailored Policies – Cover designed around your property and tenants
✅ Quick, Free Quotes – Get a quote online or over the phone in minutes
✅ Competitive Premiums – We find the best value policies on the market
✅ Expert Advice – UK-based specialists who understand your business
✅ Multi-Property Cover Available – Ideal for landlords with portfolios
✅ Ongoing Claims Support – We’re here to help when you need it most
Whether you rent out a single shop or multiple commercial units, we’ll help you stay protected.
Get Your Commercial Landlords Insurance Quote Today
Secure your property and peace of mind today with help from JustQuoteMe Ltd.
📞 Call 0800 084 2325
📩 Or contact us for a fast quote
by jqm | Nov 30, 2016 | Just Quote Me, Local Business Insurance News, Office Insurance
Are you looking for Office Insurance?
Whether your office is based in your home, a surgery or an office block, it’s important to invest in bespoke office insurance.
It’s a great way to protect yourself, your staff, building contents and the premises. It has the potential to save you thousands of pounds and certainly isn’t something that should be ignored until a later date. Should a fire occur in your office, it would cost you a small fortune to return the building to its former state as well as replace everything in the office.
When you have office insurance, you can relax in the knowledge that you’re covered in any event.
Find Bespoke Office Insurance Online
It’s important to do your homework when it comes to buying office insurance for your business.
A good idea is to use an insurance comparison website like Just Quote Me. We compare insurance policies from several insurers throughout the country in order to find the one that fits your needs exactly. The company has been a leader in its field for 28 years and is best-placed to match you with affordable and suitable office insurance for your business in the UK.
Get your FREE Office Insurance quote today
Call us on 0800 084 2325 or fill out our Quick Quote Form.
by jqm | Nov 25, 2016 | Business Insurance Blog, Public Liability Insurance
Public Liability Insurance Claims
Lets first give an example of what Public Liability Insurance Claims are and what they were designed to cover people and businesses:
– If you have an accident or suffer from an injury to your body whilst on public property that was not your fault.
– If you are injured or fall ill during the course of employment then you may be able to claim against your existing or former employer.
The person responsible for the maintenance of public areas must ensure that they are as safe as possible for the public. Public Liability Insurance is a must so that they are able to compensate members of the public for any injury they sustain on the property caused by negligence. Any injury claim, for public liability compensation, would be made against the insurance policy.
How are such public liability compensation claims made?
To achieve a successful public liability compensation claim you need to prove that another person or company was responsible for any injuries that you have sustained as a result of negligence.
Many companies operate to achieve public liability insurance compensation for their clients on a ‘no win no fee’ basis. Many companies on the internet can pursue a claim for you on a ‘no win and no fee’ basis. This means that if your case is not won then you will not be out of pocket financially! This gives many people the confidence to make a claim where they may not have done so before through no fault of their own.
Let’s look at a public liability compensation claim:
The Royal Oak public house is in Fishguard. Here, an incident reminiscent of the famous scene where Grandad fell down a trap door into the cellar took place some time ago.
Mr Parkinson fell down into the pubs cellar after the cellar trap door was left open. Mr Parkinson was on his way back from the Gents and, as he was returning back to his lady wife, fell through the open cellar trap door. He was left with injuries to his chest and had restricted movement in his arm apparently due to pain and weakness causing him great distress.
There was no warning sign erected or protective barrier erected to ensure that the public were safe.
He stated: “It was a hell of a shock” and “You don’t expect there to be a gaping hole in the floor without any warning signs or protective barrier” said Mr Parkinson at the time!” – Mr Parkinson’s solicitor stated that “It sounds like something out of a comedy sketch” and “this was no laughing matter”
His subsequent Public Liability insurance claim was won and he obtained £3,750 in compensation for his personal injuries.
Do you have questions about Public Liability Insurance?
Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.
by jqm | Nov 16, 2016 | Business Insurance, Public Liability Insurance, Small Business Insurance Quote
Our leading UK Public Liability Insurance policies are designed to ensure you have access to the appropriate level of cover for your business. Public Liability Insurance is designed to protect your business from a wide range of different potential claims from members of the public.
Public liability insurance covers your business against the costs of claims that come from a member of public who has suffered an injury or damage to their property because of your business or business activities. This member of the public could be a client, a passer-by or anyone on your premises or around when you are at work. Public liability insurance will also cover you if your business takes you to other people’s properties and premises, should your work result in an accident or injury.
Public liability is one of those types of insurance that all professional and sound businesses see as essential because it ensures they are protected should the worst happen. It protects your business against unexpected circumstances and unpreventable accidents.
What level of Public Liability Cover do I need?
The level of public liability insurance that a business needs is dependent on many factors. It will depend on the kind of work carried out and the risks associated with that work as well as the size of the business. It will also depend on the kind of contracts your business works on. For example, any company that works on government contracts, on a local or national level, will be required to have a public liability premium of a minimum of £5million and this rises to £10million in some cases.
When selecting your cover, it is important to look in depth at all elements of the insurance contract and ensure it provides what your business needs. In particular, you should look out for any exclusions and inclusions that are written into the policy. In some areas of business, you may find there are excluded elements you need in your policy and it could be worth discussing these with your chosen insurer directly or looking elsewhere. Companies working in particularly hazardous sectors such as those where dangerous chemicals and substances such as asbestos are common will need to look closely at the entirety of their chosen policy. This is to ensure it specifically provides cover for these hazards.
Running the Risk of No Public Liability Insurance
Public Liability Insurance is an optional insurance premium that most smart business owners invest in. Not having the cover in place means you have no financial protection should the worst happen. As well as the compensation costs for the injured party, if there was a claim, you would also need to find the funds for your legal defence and these costs quickly add up and can seriously affect the working capital of any business.
Affordable, Comprehensive Insurance Policies
Just Quote Me is a proud and experienced provider of affordable and comprehensive insurance policies for a diverse range of industries and professions. Minimum cover levels start from just £1 million and go beyond £10 million tailored to the individual needs of the business. Whatever your requirements Just Quote Me can ensure your public liability insurance is perfect for your business.
If you are looking for a reliable and competitive public liability quote, then you are in the right place. Contact Just Quote Me for all your Public Liability Insurance needs on 0800 084 2325 or fill out our Quick Quote Form.
by jqm | Nov 9, 2016 | Builders Insurance, Business Insurance Blog, Small Business Insurance
Builders Public Liability Insurance – Looking to compare Builders Insurance?
At Just Quote Me our Quick Quote facility allows anyone to compare Builders Insurance or Building Company Insurance in a few minutes. You will get some of the best rates and covers available in the UK today!
What Insurance do Builders and Building Companies need?
Well to start with they need Builders Public Liability Insurance, Builders Employers Liability Insurance and then after these two core covers they can also add, Tools cover including overnight cover, Goods In Transit Insurance, or they can opt for full Contractors ALL Risks Cover to cover their tools and materials in trade whilst working on a project or job where they are responsible for the work in progress materials until the job is finished and signed off. Then it becomes the responsibility of their customer to insure.
Many Builders either don’t insure this risk or are not fully aware of what this cover insures and if they haven’t been advised correctly, then they may not be correctly insured and if they are on a big job where a theft has occurred, the potential loss of materials and plant and equipment could be catastrophic.
Our Builders Insurance experts are at hand following initial contact or quote to fully advise you of what covers are right for your specific company or individual needs so contact us today and get the right cover for the right premiums.
Contact Just Quote Me today for FREE using our Quick Quote form or by calling 0800 084 2325
