by jqm | Jan 4, 2018 | Personal Insurance, Pet Insurance
Horses are amongst the most expensive pets on the market. Many are more than just pets and become lifelong friends. The costs of keeping a horse are high but it is imperative you invest in horse insurance to protect your pet. Vets bills for horses can easily run into the thousands and so without the right insurance your pet could become extremely expensive.
Whether it’s known as horse insurance, equine insurance or even equestrian insurance, it’s the same thing. You need appropriate cover for your horse if you want to protect yourself financially. It also ensures you can look after your pet responsibly and cover any costs that come with looking after your horse should it become ill.
There are different kinds of horse insurance available and it can be a little more complex than a standard pet insurance policy.
Your Horse Insurance Policy
Horses can be insured from a few weeks old, but you will need to customise your policy to suit your need. Most standard horse insurance policies will provide a basic level of cover which pays out should your horse be stole, stray or unfortunately pass away. There are other elements you may want for your policy too, including:
Vet Bill Cover
Vets bill cover is a key element of a horse insurance policy which most people look for. Bills can be very high should your horse be ill or injured. Without horse insurance in place, how would you cover a large vets bill?
Dental Cover
Horses’ teeth often cause them quite a lot of trouble. Specific dental cover for horses is often available as you may find their dental bills become expensive.
Veteran Horse Cover
You may find you need a specific policy for an older horse. Older horses are more susceptible to health problems, so you may find it is more expensive. It is still essential you protect your horse, whatever their age.
At Just Quote Me we are experts in helping all of our customers find the right insurance for their needs. Make sure your beloved pet is fully protected with quality horse insurance, with our help.
by jqm | Dec 29, 2017 | cat insurance, Pet Insurance
Pets are members of the family and cat lovers are well known for their absolute adoration of their feline pals. However, unlike humans, our feline family members aren’t entitled to free healthcare. If your cat develops a health problem, then there will be costs involved. Rather than worry about extensive vet bills, conscientious cat owners invest in the right level of cat insurance, covering their pet’s medical expenses.
Is Cat Insurance a Worthwhile Investment?
Your cat is a member of the family and deserves the same protection as everyone else. Average pet insurance claims sit somewhere between £700 and £1000, and this can increase significantly if your cat develops a long-term condition.
The main thing to keep in mind is affordability. Could you afford a large vet’s bill if it came your way? How would you handle an emergency vet bill without cat insurance? If you aren’t sure then considering insurance for your cat is essential.
Balancing the cost of your premiums and the likelihood of a claim is also important. Older cats may cost more to insure but they are more likely to be ill too, so this is worth keeping in mind.
Types of Cat Insurance
You can look at different types of cat insurance policy to see which is best for your needs and your pet. If you have several pets in the household, you may also want to consider multi-pet policies which some insurers offer. The main types of cat insurance policy include lifetime insurance, maximum benefit insurance and time limited insurance. Some insurers also offer accident only cover which will ensure you have financial support should your pet need treatment in the event of an accidental injury.
Cat Insurance Quotes with Just Quote Me
Our expert insurance specialists can help you find the right cover for your cat. Whether you already have your pet home or are hoping to adopt one soon, we can discuss your policy options. You can get in touch today to discuss your requirements.
by jqm | Dec 21, 2017 | Dog Insurance, Pet Insurance
Approximately 1 in 2 households in the United Kingdom is home to a pet and over 8 million of these are dogs. If you are a dog owner or even thinking about getting your first pup, then you know just how precious these animals can be. They become a genuine member of the family and deserve protection for their health just as much as we do. There is no National Health Service for animals and so trips to the vet come at a price. Having dog insurance in place ensures your pet is protected should the worst occur. You can also have financial piece of mind.
Dog Insurance Policy Types
There are a range of different types of dog insurance you can choose from including:
Lifetime
This covers your pet on an annual basis and must be renewed each year. It will cover any new illness or injury with a set monetary amount. It will provide cover for long-term and recurring illnesses if it is renewed.
Maximum Benefit
This kind of policy sets aside a maximum amount of money for each illness or injury your dog may suffer. Once the amount is paid out, it won’t be covered again.
Time Limited
A time limited policy covers just twelve months (usually). In this type of policy, a fixed sum of money is available for each separate illness or injury. Treatment will only be provided for a specific time period.
Accident Cover
Accident only dog insurance helps towards treatment after an accidental injury. No illnesses are covered by this kind of policy.
We have to pay privately for our dog’s healthcare, so it makes sense to lighten the costs where possible. Vet bills can quickly escalate and without insurance it can be difficult to manage. Just Quote Me can help you explore the dog insurance quotes available to you and make the right choice.
