by Stephanie | Nov 19, 2019 | Business Insurance, Business Insurance UK, Farm Insurance, Public Liability Insurance
Owning a solar farm is a way to generate a lot of electricity and potentially be self-sustaining as well as being a lucrative investment. However, it’s also the case that when it comes to your solar farm, you need to have the right kind of safeguards in place to protect your assets. Solar farm insurance is a big part of something like this, and it is important for you to consider working with such a system in place.
Why Do You Need Solar Farm Insurance?
So why is it that you need to have Solar Farm Insurance? Well, it’s all about looking after yourself and your assets. Consider that you have a very expensive setup which gathers energy from the sun and uses it to create electricity. If one of those machines develops a fault, you’ll soon experience issues with performance and the amount of power you have.
This could lead to bigger issues such as a loss in revenue.
It’s also quite true that it can be quite expensive for someone to try and repair their damaged equipment. You don’t want to spend a lot of money to replace one or two solar panels when you can get an insurance policy for less that does it for you if they suffer from theft or damage.
Of course, we have a selection of different policies for you to take advantage of, showcasing all of the various options that we can provide for you. We know that every solar farm is different. At Just Quote Me, we want to find you the best possible cover for your specific needs. With a range of policies available from us, you can find as much or as little coverage as your solar farm needs.
Do you have questions about Solar Farm Insurance?
Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.
by Stephanie | Oct 15, 2019 | Business Insurance, Business Insurance Blog, Commercial Insurance, Farm Insurance, Insurance, Insurance Broker, Insurance Online, Insurance Quote Online, Local Business Insurance News
Renewable Energy Insurance
Last year, renewable energy production in the UK rose to its highest-ever levels. To date, in 2019, it is responsible for almost 40% of all energy production. Large-scale operations such as off-shore wind farms generate much of this energy. However, more and more smaller producers are playing their part in producing renewable energy. All of these require renewable energy insurance.
Farmers and landowners, for example, have begun building wind turbines on their land, while businesses are adding solar panels to their properties. At the same time, specialist companies are setting up focused on areas such as Anaerobic Digestion or Hydroelectric power. While this is all a positive for the planet, it can lead to problems for the companies involved if they don’t have the right insurance.
Types of Renewable Energy Insurance
There are different types of renewable energy, however, all of which need a different type of insurance. These include:
- Anaerobic digestion
- Geothermal
- Micro Hydroelectric
- Solar and PV
- Wind turbines and wind farms.
Different insurance will probably be needed depending on whether the business is in the process or starting up or fully operational.
Renewable Energy Insurance Coverage
In each instance, renewable energy insurance should cover:
- Employers liability for if staff are injured at work
- Public liability for if visitors or other members of the public are injured on-site
- Professional indemnity for any negligence claims
- Poor quality work (from contractors)
- Delays in start-up
- Legal expenses to respond to claims or place claims due to workmanship or delays
- Damage, including fire and theft
- Loss of revenue
- Environmental impairment
Buying renewable energy insurance
Because of the complexities, anyone considering getting involved in renewable energy should speak to an industry professional such as Just Quote Me to ensure they are fully protected. Contact them today on 0800 084 2325 for a free, no-obligation, renewable energy insurance quote.
by Stephanie | Jul 9, 2019 | Farm Insurance, Public Liability Insurance, Small Business Insurance
Solar farms are now a common sight. They are great at renewable energy. However, with such useful and essential technology, it’s important to protect it. Getting commercial and domestic insurance can help safeguard your farm against natural and abnormal threats and solar farm insurance is no different.
Solar farms usually cover between an acre and 100 acres of land. It’s great that you have decided to take the initiative to create a renewable energy farm. However, you’re going to need insurance. Why do you need insurance?
Potential breakdown
If you’re starting your farm, chances are the substantial amount of profit won’t come until later. Therefore, before you’re making profits, if there is substantial damage to the solar panels and they need replacing, then you’re likely to need to pay huge lump sums. By having insurance, your insurance provider can help settle the costs.
Employer or public liability
This protects you or anyone who is at risk in and around the farm. Accidents do happen, especially when dealing with items at a great height or weight.
Damaged cells
You need to work hard to keep your solar panels clean and in working order. There are risks such as fire, hail and storm damage that you should consider. It’s normally included standard. However, you’d probably want to consider the loss of income if there is damage and the farm needs to halt for a while.
Solar farm insurance
Just Quote Me are dedicated to finding the right insurance for you, that suits your needs and budget. As well as offering solar farm insurance, there are options to develop schools, local authority projects and domestic developments. We want to protect you and your renewable investment.
Do you have questions about Solar Farm Insurance?
Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.
by jqm | Apr 26, 2018 | Farm Insurance
Even the most dedicated farmers will admit the industry has been on a downward curve, with diversification and other streams of income key to many farmers’ businesses now. However, the right insurance is absolutely key to protect your business, and specialist farm insurance should be arranged on an individual basis.
No two farms are even slightly the same which is why farm insurance is unique to you. We appreciate the modern outlook for the farming industry is very different to ten or twenty years ago and can help source and organise policies to reflect this.
What Does Farm Insurance Cover?
What do you need your farm insurance to cover? Tailored insurance to cover your working farm or smallholding can incorporate cover for your machinery, vehicles and buildings. Livestock farmers can also have specific elements relating to their animals including loss of strays, theft, transit issues, fire and even electrocution.
Multi-vehicle use is common on most farms, you may have a range of vehicles from cars to vans to tractors and agricultural vehicles. It is possible to group farm vehicles together under single insurance policies and there are options for trailer cover too. Equally, single vehicle policies are possible for smaller businesses. The beauty of a personalised farm insurance policy is that it can reflect your business’ size and grow or shrink as it does.
Diversification and Additional Cover
As mentioned many farms have had to diversify into new areas to maintain a solid income. This could mean allowing visitors, opening petting zoos, cafes and more. With additional streams of business come additional risks. You may need to consider cover such as public liability insurance when inviting guests onto your premises and tailored policies have your business’ specific risks in mind.
Farm Insurance with Just Quote Me
At Just Quote Me we can discuss your individual business needs in depth before looking at your options. We appreciate that every farm is unique and therefore your farm insurance policy may well be too. Get in touch today to discuss your business and its needs.
by jqm | Nov 22, 2017 | Farm Insurance
The agricultural industry remains one of the highest risk and dangerous to work in. RIDDOR reports 27 fatal injuries in 2016/17 with 13,000 non-fatal injuries to workers every year. Not just worker injuries need to be considered either which is why insuring your farm and having a comprehensive farm insurance policy is essential.
Protecting your Livelihood with Farm Insurance
The British farming industry has not had the best of times recently. Many farmers have had to diversify to remain in business and others have had to fold. Those still working must protect their assets to ensure a better chance of a better and prosperous future.
Farm insurance comes in many forms, as there are so many different forms of farming. Dairy farmers will need a different policy to cattle farmers and those who simply farm the land will not need livestock insurance and vice versa.
Most farms will require some form of equipment or plant insurance. We will work with you to find the right level of cover for your business. We can also discuss any other concerns you may have about the protection of your business.
Finding your Farm Insurance Policy
Just Quote Me work with individual businesses to ascertain their insurance needs. Our aim is to find a single suitable farm insurance policy to fit your business. The right level of insurance is essential in the event of a compensation claim or other disastrous occurrence which effects the financial viability of your business.
Our range of quotes will help you to find the insurance cover you need. If you aren’t sure we can discuss your options over the phone too. We have many years’ experience in placing farm insurance policies for several types of agricultural business.
At Just Quote Me, we appreciate the individual nature of every farming business. We are ready to help you ensure you are adequately covered and have full peace of mind when working and enjoying your business.
by jqm | Jun 6, 2017 | Business Insurance Blog, Farm Insurance
Looking for Farm Insurance?
Just Quote Me have a new approach to Farm Insurance in the UK.
We’ve teamed up with one of the UK’s fastest growing Agricultural Insurance companies who provide specialist Insurance to Farmers in the UK. Prices are amongst some of the best available in the UK today.
We offer a wide range of Farm Insurance cover from:
- Farmhouse
- Farm buildings
- Livestock
- Personal accident
- Machinery
- Cattle straying
- Milk contamination
- Produce
- Employers’ liability
- Public liability
- Commercial
Just Quote Me are confident that we can provide you with the lowest premiums with our Insurers.
Our team of experts will at the very beginning of the quotation process advise you of any potential clauses or warranties that the policy may have, so you can adhere to these and therefore any potential claims that may arise will be met in full, protecting you and your business.
Our policies include the usual Public Liability Insurance, Employers Liability Insurance.
If you would like a free no obligation quote then call Just Quote Me on 0800 084 2325 or fill out our Quick Quote Form.
by jqm | Jan 4, 2017 | Farm Insurance, Local Business Insurance News
Whatever your farm specialises in, it’s crucial that you have farmers insurance in place to cover you from financial loss in the unfortunate event of a claim.
Whether you keep livestock, grow crops and grains or even produce fuel, you need to purchase adequate insurance to protect your business should the worst happen. Many people purchase farmers insurance through Just Quote Me – one of the leading business insurance comparison websites in the UK.
The Right Policy To Suit Your Needs
It’s important to remember that one size doesn’t fit all in the world of business insurance. This is especially the case for farmers who often have very distinct business models.
The Just Quote Me team work with farmers throughout the UK to provide them with the right farmer insurance policy to suit their needs.
The company works in conjunction with Rural Insurance Group in order to access the right cover for its clients. Running a farm can be a tough job, so why not let the experienced team Just Quote Me take care of your insurance needs?
Whether you’re in Staffordshire or the West Midlands, the team are on hand to help you access the most suitable cover for your farm.
To get a FREE no obligation Farm Insurance quote go to our online Quote System or call us on 0800 084 2325.
