by jqm | May 3, 2017 | Business Insurance, Business Insurance Price Comparison Site, Business Insurance UK, Insurance Broker, Zoo Insurance
The busiest time of the year for zoos, farms and wildlife businesses is coming up, is your business ready to trade? Zoo insurance or the relevant wildlife or farm insurance for your business helps to guarantee you have a protective buffer against any worst case scenarios.
Many zoos have recently faced closure and there are very close guidelines and regulations to follow in this industry. These considerations plus general business sense have made getting a good level of zoo insurance cover more important than ever before. A compensation claim could be enough to close a struggling business so ensure yours is protected.
What will my Zoo Insurance Cover?
At Just Quote Me we specialise in helping business owners getting the level of cover essential for their individual circumstances, which may change from company to company. Your zoo insurance will depend on many different elements but most policies may include:
- Public liability: for financial protection against claims made by third parties such as customers
- Employer’s liability: for financial protections against claims from employees (a legal requirement if you have any employees in your business)
- Business interruption insurance
- Livestock insurance
- Cover for transit of animals
As you can see many of these kinds of cover are very specific and niche. It is important you consider your options carefully. Specialist insurance cover can be expensive. However, when you choose to run a business in a niche area it is unfortunately necessary. Work with an experienced insurance partner like Just Quote Me to make your options easier and clearer. Our knowledgeable team can discuss your zoo insurance options to ensure you get the level of cover required.
Please get in touch today to discuss zoo insurance quotes and any other questions you may have about your cover.
by jqm | Apr 30, 2017 | Pub Insurance
he night-time economy in the UK is worth billions of pounds. There are hundreds of popular clubs up and down the country. As the owner of one of these businesses you are probably all too aware of the costs and risks involved. Without the right club insurance, the risks are much more likely to cause an issue.
You need to prepare your business for all the potential risks it faces. This means making a considered decision with your club insurance and ensuring your business is fully protected. Some of the most common risks in the night club industry include:
- Injuries to customers: if a customer suffers an injury they may claim it was due to negligence on the part of your club. With proper club insurance, including public liability cover, you are protected against the legal costs and potential compensation in this scenario.
- Injuries to employees: if you employ anyone in your club then your club insurance must include employer’s liability insurance. Employees are at risk of accident and injury. You need to be covered in case they make a claim and suggest their injury was the fault of the business.
- Damage to the venue: your venue may utilise a range of special equipment for your events and club nights. Specialist property and buildings insurance can be sought out and included in your club insurance so you have protection in the worst case scenarios.
Your business may be something you enjoy running as well as earn an income from but you have to treat it seriously. Both when it comes to protecting its future and your customers. The right club insurance is a protective measure for everyone in your business. It stops the worry and stress of finding cash, should there be an allegation or claim and the worst happen.
Just Quote Me Club Insurance
Just Quote Me is proud to have worked with businesses in the night club sector. Our experience in recommending and advising on the right club insurance will help ensure your business is adequately cover. Contact us today to discuss your options.
by jqm | Apr 29, 2017 | Business Insurance
Soft play is big business, whether mobile or in a single venue, kids and parents alike love the freedom it offers. If you have invested in a new children’s play business then you must make sure you have an adequate level of soft play insurance. There are many risks in this kind of business and all sensible business owners will do all they can to protect their company and also their guests and customers.
Soft play businesses are not a cheap investment and you probably already know it is a large commitment before you begin to turn a profit. Therefore, by not getting adequate soft play insurance cover, you are effectively leaving your expensive new business open to risks and potential compensation claims.
Soft Play Insurance to Protect against Risks
Soft play businesses thrive on children running around, throwing themselves about and getting in many situations where they could be at risk of injury. This makes it a relatively high risk business and not investing insurance leaves you wide open to claims from parents and others who may suggest your business is responsible for their child’s injury or accident. It is imperative you have adequate cover for your business. Both public and personal liability insurances should be a key consideration and if you have anyone working for you it is a legal requirement to have employer’s liability insurance in place too.
Discussing your business with Just Quote Me gives you an opportunity to discuss all your potential soft play insurance needs. Our professional advisors may be able to provide suggestions as to the levels you need and the different types of cover which your business really needs.
Running a business for children is great fun and comes with vast amounts of satisfaction but you still need to be mindful and adult when it comes to protecting it. You need to invest in soft play insurance.
by jqm | Apr 27, 2017 | Motor Fleet Insurance
Investing in insurance for your vehicles is an essential cost for any business but when your vehicle count numbers more than two, it can be more cost effective to opt for small fleet insurance. Even two cars or two vans used for business insurance count as a fleet and specialist small fleet insurance can be the best value and most effective way of insuring your vehicles.
What does a Small Fleet Insurance Policy cover?
The cover provided by your small fleet insurance policy will depend on the type of business you run. It will also depend on the vehicles in your fleet. Fleets made up of just cars require different insurance to those which include vans, HGVs, trucks and haulage vehicles. At Just Quote Me our experienced insurance advisors can help find a policy and quotes which are tailored to your business’ needs.
Small Fleet Insurance Policy Clauses
You may want to consider the following clauses for your small fleet insurance:
“Any Vehicle”
Most business owners should opt for their small fleet insurance policy to cover “any vehicle” as this offers maximum protection. It protects you should you forget to update your policy schedule and add in any changes of vehicle.
“Any Driver”
An “any driver” small fleet policy allows each of your vehicles to be driven by any of your drivers. This is especially important if you have a number of employees. It allows you to be more flexible in the use of your small fleet. Also, many fleet insurance providers will only insure drivers over the age of 25 and with clean driving licenses, but there are exceptions to the rule.
Just Quote Me works with businesses and fleet owners in many sectors and of all sizes. Investing in small fleet insurance almost always ensures a saving for the business.
by jqm | Apr 27, 2017 | Business Insurance, Business Insurance Blog, Insurance Quote Online, Small Business Insurance Quote
Are you looking for a small business insurance quote in the UK?
The good news is that Just Quote Me can help.
The insurance team at Just Quote Me understand that every business is different and that the insurance policies that they need to reflect this.
Just Quote Me can provide the right small business insurance cover wherever you are based in the UK
Just Quote Me have arranged the most appropriate cover for many satisfied customers regardless of what profession they are in. Visit our Business Insurance section to find out more useful information or call us today for a free no obligation quote.
Business Insurance is important to your company
Don’t make the mistake of assuming that business insurance is a luxury that you do not really need to have. It’s important you consider the various types of cover available such as:
- Public Liability Insurance
- Employers Liability Insurance
- Working at Height Insurance
- Key Man Insurance
- Motor Fleet Insurance
- Restaurants & Cafes Insurance
- General Contractors Insurance
- Cleaning Contractors Insurance
- Residential Lettings Insurance
- Estate Agents Insurance
- Letting Agents Insurance
- Mortgage Brokers PI Insurance
- Commercial Lettings Insurance
- Hotels & Guesthouses Insurance
- Takeaways and Fastfood Outlets Insurance
- Professional Indemnity Insurance
- Tradesman Insurance
- Pub, Club and Restaurant Insurance
- LPG Business Insurance
- Security Company Insurance
- Shop Insurance
- Cyber Liability Insurance
- Landlord Insurance
- Office Insurance
- Commercial Combined Insurance
- Motor Trade Insurance
- Investments Insurance
- Pension Insurance
- Life Insurance
- Multiple Vehicle Insurance
- Car Insurance
- Van Insurance
Just Quote Me has been a leader in the insurance field for nearly three decades, protecting businesses across the UK from those unexpected claims that can arise from time to time, often through no particular fault of their own.
To discuss your small business insurance needs call 0800 0842 325 today. We are here waiting for your call and only too happy to help.
by jqm | Apr 18, 2017 | Just Quote Me
From May 20th, the Tobacco and Related Products Regulations 2016 come into effect and they have significant impact on many e-cigarette and vaping companies. The changes regulate what can and can’t be sold and they make it even more important to have the right level of e-cigarette insurance in place for your vaping shop, factory or other business in this sector.
The new legislation makes some big changes to the sale of e-cigarettes and e-liquids including:
- Refillable tanks can measure no more than 2ml in capacity
- E-liquids cannot be sold in bottles larger than 10ml
- All e-cigarettes and e-liquids must be registered with the Medicines and Healthcare products Regulatory Agency before they can be sold
- All packaging must be child-resistant and tamper evident
These are just some of the changes coming into effect and this may mean a change of how you produce your product range or order your stock but more importantly, it may mean you need to remove certain products from sale.
E-Cigarette Insurance with Just Quote Me
At Just Quote Me we offer specialist guidance and insurance cover for businesses in the e-cigarette and vaping sector. Our e-cigarette insurance advice can help ensure you have exactly the right level of cover for your business. E-cigarettes are a new technology and the industry is still relatively young. While there is some regulation in place, things may change further and you should protect your business against all potential outcomes. Quality e-cigarette insurance may be specifically for your shop, factory or laboratory. However, there is also e-cigarette product liability insurance, which may be particularly important after the new legislation.
In such a new area of business it is particularly important to protect yourself and your company. Just Quote Me can help you get the right level of e-cigarette insurance for your business.
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by jqm | Mar 28, 2017 | Small Business Insurance, Small Business Insurance Quote
The process of getting your insurance setup or making a renewal is not something everybody enjoys so why spend time over it? It is surely possible to visit an insurance site and purchase the first premium you come across, but it is always recommended you compare small business quotes. Spending time to compare the options available to you may take a little more time but you’ll reap the rewards.
Benefits of Small Business Insurance Comparison
Taking the extra time involved to compare small business quotes can deliver many benefits. Some are instant, speeding up the buying process. Others are most long-lasting and can have a long-term impact; The benefits include:
Cash Saving
It is very unlikely that the first insurance quote you come across is going to be the most cost effective. It is definitely possible but it is unlikely. This is why spending a little time comparing quotes allows you to make a judgement about the best price for your circumstances. You can find the best option for your business quickly and efficiently.
Avoid Single-Insurer Affiliation
You will find sites which have a single insurance sponsor or affiliate. While they offer a range of quote options, you’ll see their affiliated company at the top of the list time and again. Independent brokerages focus on finding the best deal for you. This is instead of ensuring their partners get as many new people signed up as possible.
Multiple Options in Minutes
The speed small business insurance quotes are generated means you won’t have to wait long. Often a single form is enough to provide a wide range of quotes. From there you can begin to make the all-important decision.
At Just Quote Me we employ experienced insurance experts who can help you make the decision between quotes if you’re not sure which is the best option. We work with small businesses in a wide range of sectors. This means we are ready to work with businesses in every sector. Request a call back today to get the ball rolling.
To compare Small Business Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Mar 23, 2017 | Business Insurance, Small Business Insurance, Small Business Insurance Quote
The most common way of finding commercial insurance quotes, or in fact all insurance quotes, is to use the internet. Commercial insurance quotes online are often easily accessible and there are a range of ways you can explore the different options open to you. Opting to use the web rather than other methods is speedy, efficient and you can have your insurance setup very quickly.
Commercial insurance brings together a suite of different premiums and products which are essential for commercial business owners.
What is included in Commercial Insurance?
Commercial insurance can be made up of a range of different things. In most instances it will at least include:
These policies cover your business in a range of different situations. They ensure cover for your legal expenses in the event of a claim, as well as any compensation or damages you may have to pay.
Commercial Insurance Quotes Online
Dependent on the type of business you run, you may need to select different types of policy as part of your commercial insurance. If you are not sure, you can contact the insurance experts at Just Quote Me. We work with businesses and commercial enterprises of all sizes. We can help advise which kinds of policy you need and what products are particularly important for your business.
It doesn’t matter how large or small your business is, a compensation claim can be costly. It can be enough to several damage your business’ capital and in some instances, can lead to businesses closing down. By making sure you have the appropriate commercial insurance cover you are protecting your business against this financial risk.
Different insurers understandably offer different packages and prices which is why you should explore a range of commercial insurance quotes online. If you need any guidance in making the right decision, you can contact Just Quote Me.
To compare Commercial Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Mar 22, 2017 | Business Insurance, Gym and Health Club Insurance
The total market value of the gym and fitness industry in the UK is far in excess of £4.4 billion, based on recent research, and running one of these establishments means you need adequate gym and health club insurance. You could invest in standard, non-tailored business insurance but will it protect your company and your patrons adequately? This answer is usually no.
Comprehensive Gym and Health Club Insurance
Some of the risks involved in running a gym are immediately obvious. The machinery, equipment and heavy weights are naturally a risk, even with expert users as members. No machinery is faultless and there is always the risk of accident and injury so it is essential you have comprehensive gym and health club insurance. Some health clubs also offer treatments, spa therapies and more and if someone were to have an adverse reaction to one of these and make a claim against you, would you be prepared? Would you be able to cover the bill? Gym and health club insurance is a protection against these situations and helps to ensure that should the worst happen; your business can cope financially.
Gym and health club insurance can also cover many standard insurance areas. It could include areas such as buildings insurance, contents insurance and employer’s liability insurance. Your requirements will be individual to your business but we can talk through the needs and some things are common sense, such as the legal requirement to have employer’s liability insurance. The specific services and packages offered by your individual gym or health club will influence the types of cover you need. Our expert insurance specialists are more than happy to talk through your needs with you, discussing all of your options.
Gym and Health Club Insurance with Just Quote Me
The insurance experts at Just Quote Me can help you find the right policy for your business. As an industry which is getting more popular, there is a real need to stand out from the crowd. Properly protecting your business is an essential for any professional fitness company.
To compare Gym and Health Club Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Mar 15, 2017 | Business Insurance, Business Insurance Blog, Business Insurance UK
Bingo has been a popular past time in Britain for many years. While many players have now enjoy the game online, bingo halls still draw in many players every week. Even during economic crises, bingo has remained popular and anyone running a bingo hall has many considerations to keep in mind. With regulatory guidelines, licensing laws and more, it is essential you have bingo hall insurance to protect your business.
What does Bingo Hall Insurance cover?
There are many different aspects you may want to consider for your bingo hall insurance. At Just Quote Me we specialise in providing businesses of all types and sizes. We can help you decide what cover you need for your bingo hall. In addition to some essentials such as buildings insurance and potentially content insurance, you need to consider public liability and employer’s liability insurance. Employer’s liability insurance is a legal requirement for all companies with a single employee or more. Public liability insurance is also a smart choice for most businesses. It ensures you have protection should a third party, such as a customer, make a claim against you after an accident, injury or damage to their property.
Bingo hall insurance can also protect you against unfortunate events such as vandalism or theft of property. Modern bingo halls often have TV screens and other interactive equipment for the benefit of their patrons. This puts them at a higher risk of burglary.
Just Quote Me Bingo Hall Insurance
At Just Quote Me we appreciate and understand the individual risks and problems faced by bingo hall owners. We can help put together a business hall insurance package covering the requirements of your premises and business activities. We will make sure your cover level both satisfies your needs and is at a price which suits your budget. Please get in touch with us today to discuss your business’ needs.
To Compare Bingo Hall Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
