by Stephanie | Nov 13, 2018 | Insurance, Mini Fleet Insurance, Motor Fleet Insurance
With a ban on diesel vehicles coming to the UK soon, more and more businesses are looking for more sustainable ways to power their car. Electric cars and vans are becoming increasingly popular for businesses to add to their fleets. Of course, for these new ways to power the vehicle, you need the right insurance; electric car and van fleets insurance.
How Can Electric Car And Van Fleets Insurance Save You Money?
Of course, for the cost of fleet insurance, there are several variables that may affect the price. However, by having a fleet of electric cars and vans, fleet managers often find that they make significant savings with their insurance.
Typically, electric cars and vans have fewer maintenance requirements. This means the vehicles are less likely to break down or have an accident due to lack of maintenance. As a result, with fewer accidents on the road, insurance providers can reduce the cost of their electric car and van fleets insurance.
Furthermore, electric cars often have advanced safety technology. The technology on board your fleet can help to reduce the chance of accidents and collision. This is not only a plus for you but for your insurer too. This benefit is enhanced if your fleet also opts for advanced telematics insurance too – which is another excellent way to keep your insurance costs down.
Finally, studies by insurers find that drivers of electric vehicles are more likely to be responsible drivers. While this focus is mainly for individuals, research has found that it is helping fleet managers too. So, by actively choosing a more sustainable transportation method, you could be saving money on fuel costs and insurance.
Do you have questions about Electric Car And Van Fleets Insurance?
Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.
by Stephanie | Nov 6, 2018 | Mini Fleet Insurance, Motor Fleet Insurance
In a bid to reduce their carbon emissions, many companies are turning to gas powered fleets HGVs. Innovate UK is even funding trials for these low emission vehicles as part of the Low Emission Freight and Logistics Project. Some of the big fleet operators to take part include ASDA. Great Bear, Brit European and Howard Tenens. However, what does this energy source mean for insurance and what is gas powered fleets HGVs insurance?
Understanding gas powered fleets HGVs insurance
Regardless of how many vehicles you have in your fleet and what fuel or power they use, they all need vehicle insurance. Of course, each vehicle having its own insurance can be a nightmare for fleet managers. This is why fleet insurance is ideal as it covers all of your vehicles in one policy.
All insurers will have a different number of vehicles to class the insurance as a fleet. Often there is a minimum number of two vehicles for fleet insurance. However, the maximum number could stretch into the thousands.
The benefit of having gas powered fleets HGVs is that the vehicles have lower CO2 emissions. Furthermore, the gas powered fleets HGVs tend to have lower power. This makes the vehicles safer in the eyes of the insurer. As a result, the insurance premiums tend to be much cheaper.
The benefits of gas powered fleets HGVs insurance
- The vehicles have less power which means they are safer to drive which lowers premiums
- Gas powered fleets HGVs insurance makes it easier to manage your whole fleet
- You are doing your bit for the environment and reducing your carbon footprint
- Furthermore, you could save money through insurance and fuel costs.
Do you have questions about Gas Powered Fleets HGVs Insurance?
Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.
by grant | Oct 30, 2017 | Business Insurance, Mini Fleet Insurance
Mini Fleet Insurance
Depending on the insurer you speak to a mini fleet can be anything from two vehicles up to fifteen. Mini fleet insurance is an essential investment for businesses with a small number of vehicles who want to get the best price for their insurance. Mini fleet insurance can cover cars, motorcycles, vans, trucks and a range of other vehicles used for the transportation of goods or people for business. Vehicle insurance is compulsory and investing in mini fleet insurance can mean a saving for your business.
What does Mini Fleet Insurance Cover?
Your mini fleet insurance will be specific to your business and depend upon the vehicles you need cover for. For cars alone you may only need third party insurance but you may want to invest more heavily in comprehensive insurance for a higher level of protection. What’s more if you are transporting goods you may also want to look into goods in transit protection so you have additional financial cover should anything untoward happen.
Some insurance companies go further and incorporate additional types of cover in their mini fleet insurance. Legal assistance insurance is quite common and also breakdown cover and home start are commonly seen. Uninsured loss recovery and guaranteed replacement vehicle options are also available with some insurers.
In most businesses vehicles are used by several staff members so multi-driver cover will be a necessity. Most mini fleet insurance policies only cover drivers aged 21 or over and some start at 25 or over.
Benefits of Mini Fleet Insurance
Most businesses will be drawn to a fleet insurance policy because of the cost benefits. It is more affordable to invest in mini fleet insurance than to insure each of your business vehicles individually. What’s more, with a mini fleet insurance policy you can add and remove vehicles as you need, making it more flexible as your business grows. In time you may even move onto a general fleet insurance policy. Most insurance companies will be happy to move your policy as you require and support your business as it grows.
Just Quote Me provide vehicle insurance quotes for many different purposes, particularly for businesses. We can help you find and compare quotes for mini fleet insurance and find the right insurance provider for your business. We appreciate the need for affordability in insurance which is why we make sure you can find cheap quotes today or whenever suits your business.
