by jqm | Mar 23, 2017 | Business Insurance, Small Business Insurance, Small Business Insurance Quote
The most common way of finding commercial insurance quotes, or in fact all insurance quotes, is to use the internet. Commercial insurance quotes online are often easily accessible and there are a range of ways you can explore the different options open to you. Opting to use the web rather than other methods is speedy, efficient and you can have your insurance setup very quickly.
Commercial insurance brings together a suite of different premiums and products which are essential for commercial business owners.
What is included in Commercial Insurance?
Commercial insurance can be made up of a range of different things. In most instances it will at least include:
These policies cover your business in a range of different situations. They ensure cover for your legal expenses in the event of a claim, as well as any compensation or damages you may have to pay.
Commercial Insurance Quotes Online
Dependent on the type of business you run, you may need to select different types of policy as part of your commercial insurance. If you are not sure, you can contact the insurance experts at Just Quote Me. We work with businesses and commercial enterprises of all sizes. We can help advise which kinds of policy you need and what products are particularly important for your business.
It doesn’t matter how large or small your business is, a compensation claim can be costly. It can be enough to several damage your business’ capital and in some instances, can lead to businesses closing down. By making sure you have the appropriate commercial insurance cover you are protecting your business against this financial risk.
Different insurers understandably offer different packages and prices which is why you should explore a range of commercial insurance quotes online. If you need any guidance in making the right decision, you can contact Just Quote Me.
To compare Commercial Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Mar 22, 2017 | Business Insurance, Gym and Health Club Insurance
The total market value of the gym and fitness industry in the UK is far in excess of £4.4 billion, based on recent research, and running one of these establishments means you need adequate gym and health club insurance. You could invest in standard, non-tailored business insurance but will it protect your company and your patrons adequately? This answer is usually no.
Comprehensive Gym and Health Club Insurance
Some of the risks involved in running a gym are immediately obvious. The machinery, equipment and heavy weights are naturally a risk, even with expert users as members. No machinery is faultless and there is always the risk of accident and injury so it is essential you have comprehensive gym and health club insurance. Some health clubs also offer treatments, spa therapies and more and if someone were to have an adverse reaction to one of these and make a claim against you, would you be prepared? Would you be able to cover the bill? Gym and health club insurance is a protection against these situations and helps to ensure that should the worst happen; your business can cope financially.
Gym and health club insurance can also cover many standard insurance areas. It could include areas such as buildings insurance, contents insurance and employer’s liability insurance. Your requirements will be individual to your business but we can talk through the needs and some things are common sense, such as the legal requirement to have employer’s liability insurance. The specific services and packages offered by your individual gym or health club will influence the types of cover you need. Our expert insurance specialists are more than happy to talk through your needs with you, discussing all of your options.
Gym and Health Club Insurance with Just Quote Me
The insurance experts at Just Quote Me can help you find the right policy for your business. As an industry which is getting more popular, there is a real need to stand out from the crowd. Properly protecting your business is an essential for any professional fitness company.
To compare Gym and Health Club Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Mar 15, 2017 | Business Insurance, Business Insurance Blog, Business Insurance UK
Bingo has been a popular past time in Britain for many years. While many players have now enjoy the game online, bingo halls still draw in many players every week. Even during economic crises, bingo has remained popular and anyone running a bingo hall has many considerations to keep in mind. With regulatory guidelines, licensing laws and more, it is essential you have bingo hall insurance to protect your business.
What does Bingo Hall Insurance cover?
There are many different aspects you may want to consider for your bingo hall insurance. At Just Quote Me we specialise in providing businesses of all types and sizes. We can help you decide what cover you need for your bingo hall. In addition to some essentials such as buildings insurance and potentially content insurance, you need to consider public liability and employer’s liability insurance. Employer’s liability insurance is a legal requirement for all companies with a single employee or more. Public liability insurance is also a smart choice for most businesses. It ensures you have protection should a third party, such as a customer, make a claim against you after an accident, injury or damage to their property.
Bingo hall insurance can also protect you against unfortunate events such as vandalism or theft of property. Modern bingo halls often have TV screens and other interactive equipment for the benefit of their patrons. This puts them at a higher risk of burglary.
Just Quote Me Bingo Hall Insurance
At Just Quote Me we appreciate and understand the individual risks and problems faced by bingo hall owners. We can help put together a business hall insurance package covering the requirements of your premises and business activities. We will make sure your cover level both satisfies your needs and is at a price which suits your budget. Please get in touch with us today to discuss your business’ needs.
To Compare Bingo Hall Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Feb 28, 2017 | Business Insurance, Business Insurance UK, Pub Insurance
Pub Insurance
Running a pub is a unique experience and it has its own set of challenges. There are many different considerations to keep in mind at any one time but a priority amongst them must be ensuring you have a good level of pub insurance. Specialist pub insurance premiums will incorporate the tailored covers needed for your individual establishment. Different venues require different levels of cover and even different types of cover, which is why Just Quote Me is here to help to organise the right level of pub insurance for your site.
Although there are different requirements in every venue, the following kinds of pub insurance may make up part of your policy:
Public Liability Insurance for Pubs
You may need commercial property insurance as well as public liability insurance for your pub. However, public liability insurance protects your business should a third party or member of the public claim they were injured on your premises or because of it. It will also cover any claims made on the basis of your pub being responsible for damage to a third party’s property.
Employer’s Liability for Pubs
Almost every pub insurance policy will incorporate employer’s liability cover. Even if you only have one part-time staff member, employer’s liability insurance is a legal requirement. It covers you should an employee make a claim against you. This could be due to an accident or injury or damage to their property.
Additional Pub Insurance Cover
You may require temporary or short-term entertainment and events insurance cover throughout the year. This will depend on the types of activity that take place at your pub. If you have specific events and entertainment planned, discuss it before choosing a policy as you may need additional covers. You may also want to consider contents insurance for the fixtures, fittings, equipment and stock in your pub. Pub contents insurance should cover you against a range of risks including storm damage, malicious damage and theft.
Specialist pub insurance gives you peace of mind. It protects your pub so you can get on with the day to day graft of running it. At Just Quote Me we are ready and waiting to help, simply get in touch today.
To Compare Pub Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Feb 22, 2017 | Business Insurance, Commercial Insurance
Operating a commercial business requires you to pass many legislative barriers and insurance is often one of these. If you have employees you are legally required to have specific commercial insurance in place and if you are a prudent and responsible business owner, you will also want other insurances in place. You put a great deal of time and money into your business so why not protect it? Adequate commercial insurance cover helps to protect your business, its employees and customers.
As specialists in business and commercial insurance, we know exactly how to provide the right protection for your business. We also work to ensure the best level of cover for your requirements. Many businesses opt for Commercial Combined Business Insurance as this works a little like a ‘pick and mix’ as you select the relevant covers for your individual business needs.
Tailored Commercial Insurance with Just Quote Me
Commercial insurance policies need to be comprehensive and fully tailored to your business. Commercial combined insurance brings together a range of business insurances in a single policy, making it easier to manage and understand. It can include any number of different individual covers such as:
- Employers’ liability (a legal requirement if you have staff)
- Public liability
- Business interruption
- Product liability
- Legal expenses
- Goods in transit
- Material damage/theft
The insurances you need for your business are highly individual. It may be something you aren’t sure of without guidance and direct help. Our expert business and commercial insurance specialists can discuss your business operations, current setup and discuss potential covers you could need as part of your commercial insurance cover. Furthermore, our professional experiences speaks for itself. We work with a wide range of different businesses to ensure their commercial insurance fits their needs.
Meeting all the risks associated with the day to day running of your business should be a key priority. Commercial insurance adds a valuable layer of protection for your business. Similarly, appropriate insurance can also be key to winning more business. Many industry associations and even potential clients may expect a certain level of cover before they are willing to work with your business.
To Compare Commerical Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Feb 20, 2017 | Business Insurance, Business Insurance UK, Landlord Insurance, Local Business Insurance News
Are you a landlord in need of landlords insurance?
If so then check out what is on offer from Just Quote Me today. Just Quote Me is one of the UK’s leading insurance comparison websites and as such it should be your first port of call when you’re looking to find landlords insurance that meets your specific needs.
All to often, landlords purchase generic insurance only to find that it doesn’t provide them with adequate cover when they need it most. If you’re a UK Landlord then visit Just Quote Me today.
When you’re looking to protect your property and your contents, landlords insurance is a necessity. It can cover you against financial losses associated with your rental property and can provide you with much needed peace mind when other people are living in your house or flat.
Our policies cover Buildings Insurance, Landlords Contents Insurance, Property Owners Liability as standard we can also cover rent guarantee, Employers Liability Insurance, cover for residential or commercial properties or a mixture of both, in fact any rental property can be covered via our fantastic quote systems!
Just Quote Me has been a leader in its field for the past 30 years and as such it has built up a robust customer base that continues to grow and expand. To get an instant quote for landlords insurance, simply input your information on the form on the website or call 0800 084 2325 to speak to one of the team.
To Compare Landlord Insurance Quotes Online:
Go to our online Quote System or call us for FREE on 0800 084 2325
by jqm | Feb 20, 2017 | Business Insurance, Business Insurance UK, Local Business Insurance News, Public Liability Insurance
Are you a start-up looking to compare public liability insurance for the very first time?
Then it’s important to research your options before jumping in and buying the first policy that you find. Business insurance needs to be tailored to your unique business needs in order to ensure that it’s valid in the event that you need to make a claim.
Far too often, business insurance does not offer the right level of cover for the business in question and this can lead to problems in the event of a claim.
A good idea is to obtain a quote from Staffs company Just Quote Me. The team have 30 years industry knowledge and are best-placed to help you obtain the most relevant insurance policy for your business in Staffordshire or the West Midlands.
Take Back Control
You might assume that all businesses working in the insurance industry are out to ensure that you pay as much as possible for your policy. However, as soon as you get in touch with the team at Just Quote Me you’ll quickly realise that this isn’t the case.
Just Quote Me works hard to present you with quotes for policies that are ideally suited to your business. When you do business with Just Quote Me you can find affordable cover that’s within your budget, without compromising on the level of cover that you need.
To Compare Public Liability Insurance in the West Midlands:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Feb 20, 2017 | Business Insurance, Business Insurance UK, Local Business Insurance News, Office Insurance
Have you just started running a new business in Stafford?
Then you’re probably pretty excited right now. The early days of running a business can be thrilling and of course your number one priority will be making money and ensuring that your venture is a thriving success.
However, it’s vital that you insure your office so that it is protected in the event that something goes wrong. Should your office be flooded or be damaged by fire for instance, the right office insurance policy can ensure that you’re fully covered and that you can get back to work as soon as possible.
Choose the Right Office Insurance Policy
When you’re looking for office insurance for your business, don’t simply choose the first policy that you’re offered. All businesses are different and it’s important to select a policy that’s tailored to the unique needs of your business. The world of insurance can be confusing and so its a good idea to get advice from a leading insurance comparison – Just Quote Me.
The Just Quote Me team has over 30 years of industry experience and is best placed to advise you on your options when it comes to buying office insurance for your business. Whether you’re in Staffordshire or the West Midlands, find out more today.
To Compare Office Insurance Quotes Online:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Feb 20, 2017 | Business Insurance, Business Insurance UK, Local Business Insurance News, Public Liability Insurance
Public Liability Insurance provides cover for your business in the event of any third party claims being made against it, or yourself, for any negligence causing a member of the public to suffer from an injury or illness as a result. This type of insurance also provides your business with cover in the event of damage to any third party’s property.
This type of insurance also provides your business with cover in the event of damage to any third party’s property.
So, in effect, this type of cover protects your business if you were to find yourself in a situation that made your company liable to be sued in the courts. If you’ve arranged the right insurance then your company will have the cover that it needs to reduce its operational risk.
Unfortunately, most business owners often don’t have the time to fully understand public liability insurance and could therefore face paying exorbitant fees for damages should their policy prove to be insufficient for their financial needs. This is why it is important to contact the experts in this field to find out what is included and, just as importantly, what is excluded from any policies.
Why should I arrange Public Liability Insurance?
The most commonly arranged type of cover for small businesses is Public Liability Insurance. This type of protection is also just as important to medium and larger organisations too.
It’s not a legal requirement for businesses to have this cover, however it should be considered as an essential – particularly where members of the public may be interacting with your company. From clients visiting your office, shop or work premises to the potential of dangers at shows and exhibitions, it’s not something that your company should be without.
If you operate from home you may think that you are safe but think again, even home-based businesses need to consider this cover if their home office is ever used as a meeting place for members of the public to attend.
What does Public Liability Insurance cover?
You need this cover, for instance, if you damage third party property when you are carrying out your work, which makes it eminently sensible protection for tradesmen. It is a simple fact of modern life that even a minor scratch to someone’s personal property can lead to unexpectedly hefty fines, more so in fact if you need to pay legal fees should the case go on to court. The good news is that legal fees would also be covered by your policy giving you some vital peace of mind.
It’s a simple fact of modern life that even a minor scratch to someone’s personal property can lead to unexpectedly hefty fines, more so in fact if you need to pay legal fees should the case go on to court. The good news is that legal fees would also be covered by your policy giving you some vital peace of mind.
At the time that you are arranging your Public Liability Insurance cover, make sure that you tell your insurer the type of business that you operate. This will more easily help you come to an agreement regarding the right type of policy that is best suited to you and your company. Your appointed insurer needs to ascertain the level of financial cover, which could be anything from around £1million to over £10 million, depending on your circumstances and potential exposure. You will also find that, in the public sector for instance, there is a minimum financial cover requirement which your insurance needs to meet in order to tender for and win contracts. These requirements can be as high as £5 million which may surprise many!
Your appointed insurer needs to ascertain the level of financial cover, which could be anything from around £1 million to over £10 million, depending on your circumstances and potential exposure. You will also find that, in the public sector for instance, there is a minimum financial cover requirement which your insurance needs to meet in order to tender for and win contracts. These requirements can be as high as £5 million.
Many small business owners tend to think that they are safe simply because they are small! This is not the case at all, without public liability insurance you could lose your income so tread carefully. Just a simple thing like a slip-up over a loose cable, a spilt cup of tea or injury caused by broken glass or door slamming shut in the wind could put paid to your business plans if you are uninsured.
Compare the different policies online
Comparison websites, like Just Quote Me, provide you with the ability to compare various policies and save money whilst, at the same time, allowing you to transparently compare the often vastly different insurance options available to you.
Just enter your details into our simple application form and you will be able to start comparing policies straight away.
In this way you will quickly and easily find the Public Liability Insurance policy and cover that suits your needs most. We are always happy to help so, if you have any questions, then please call to speak with one of our experienced UK based consultants.
To Compare Public Liability Insurance:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Feb 10, 2017 | Business Insurance, Business Insurance UK, Local Business Insurance News, Public Liability Insurance
Compare Public Liability Insurance
Have you recently started a new business in Staffordshire or the West Midlands? Then you’ll need to ensure that you invest in Public Liability Insurance.
This type of insurance is essential, as it covers your business in the event that a customer or member of the public suffers loss or injury as a result of your business activities and made a claim for compensation.
The insurance would cover the compensation as well as any legal expenses. The world of insurance can be a confusing one – especially for those starting a business for the first time. Insurance is unlikely to be your number one priority when you begin trading, however, it’s not something you can ignore for too long.
Many people get quotes for Public Liability Insurance online through Just Quote Me. This established Staffs company provides bespoke business insurance quotes to meet your needs.
Tailored Business Insurance
Every business is unique and that’s why business insurance should never be sold on a ‘one size fits all’ basis. Just Quote Me has been in the business of insurance for many years and understands the need for tailored business insurance policies that are designed to fit a company’s specific needs.
All too often, businesses purchase generic insurance only to find that they’re left without cover when they need it the most.
To Compare Public Liability Insurance Quotes Online:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Feb 10, 2017 | Business Insurance, Business Insurance UK, Local Business Insurance News, Small Business Insurance, Small Business Insurance Quote
Are you a small business in need of insurance?
Just Quote Me has been providing bespoke small business insurance quotes to businesses throughout the UK for over 30 years, So when you’re looking for insurance that provides you with the cover that you need, look no further than Just Quote Me.
Whether you’re an established business or a new start-up, it’s so important to invest in to right business insurance policy, that meets your specific needs.
Many small business insurance owners feel that their business insurance is an expense that they simply can’t afford or that it is a luxury reserved for more established companies.
This is couldn’t be further from the truth. However long your business has been in existence, business insurance is something that you simply can’t do without and should be incorporated into your budget.
What’s more, when you purchase cover through Just Quote Me, you won’t find yourself paying over the odds. Just Quote Me works with many of the UK’s leading insurers in order to provide you with access to the most affordable insurance to suit your needs.
Whatever your trade or profession contact us today to obtain a fantastic quote.
To Compare Small Business Insurance Quotes:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Feb 10, 2017 | Business Insurance, Business Insurance Staffordshire, Business Insurance UK, Local Business Insurance News
Compare Business Insurance in Staffs
When you start your own business in Stafford or elsewhere in the UK, insurance probably won’t be the first thing you think about.
Chances are you’ll be more focussed on trying to make a living from your new venture. However, whilst it might not be at the top of your list of priorities, it should certainly be an important consideration. Business insurance can provide the peace of mind of knowing that your business is protected at all times. To find a business insurance policy that tailored to your business’s distinct needs contact Just Quote Me.
The Right Policy for your Business
Don’t make the mistake of purchasing a “one size fits all” insurance policy.
All businesses are different and possess distinct needs that must be catered for. All too often, business insurance policies are generic and fail to provide adequate for businesses they’re meant protect. When you acquire a business insurance quote from Just Quote Me – the UK’s premier business insurance comparison website – you can rest-assured that your policy will be unique to you and will tick all the boxes that you need it to. Whether you’re in Staffordshire or the West Midlands, contact Just Quote Me today to get a quote.
To Compare Business Insurance Quotes Online:
Go to our online Quote System or call us on 0800 084 2325
