by jqm | Feb 7, 2017 | Business Insurance, Business Insurance Blog, Business Insurance Staffordshire, Business Insurance UK, Business Liability Insurance
Looking to compare Business Insurance quotes online?
Compare Business Insurance Online with Just Quote Me – our Small Business Insurance Online quote and Buy facility is exclusive to Just Quote Me and within just a few minutes you can have your instant online Business Insurance Quote for you to compare.
Our quotes will help you to make an informed decision – should you still require further advice then one of Just Quote Me Business Insurance Experts will call you at a time suitable for you to discuss the small print other providers seem to brush over or indeed not discuss with you.
Just Quote Me are experienced Insurance Brokers and with over 30 years Industry expertise we can provide bespoke covers for any business in the UK and also advise on what covers are needed for New Company Business Insurance and also we offer a free service where our experts will check your current Insurance and advise where there are any missing covers or hidden clauses or excesses and it’s all free to use.
So many policies are bought as a quick fix just to obtain the correct paperwork for people to gain access to properties they want to work on but when a claim arises its then and only then they start to fear the covers they have are not correct and they panic is the policy going to pay out, with our experts we make sure you never have to worry about this again after all we are professional Insurance Brokers not merely a comparison site we make sure you are fully aware of the pitfalls of buying online are removed and you are fully aware of what your Business Insurance is covering.
To Compare Business Insurance Quotes Online:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Feb 6, 2017 | Local Business Insurance News, Office Insurance
Are you starting a new business and looking for office insurance?
Then you’ll no doubt be pretty excited right now and looking forward to achieving success in your chosen field.
However, it’s foolish to assume that your path to prosperity will run smoothly and without a hitch. It can be easy to become swept up in the excitement of starting a new business but it’s vital that you’re prepared for any stumbling blocks that you might encounter along the way.
A good idea is to invest in office insurance so that in the event that something were to happen, such as a break in or fire, you would be covered. Having office insurance in place would allow you to get back to work as soon as possible.
Where to Buy Office Insurance Office insurance can help your small business to succeed in the longer term and this is why it’s such a vital investment.
To find office insurance that meets your business’s unique needs, contact Just Quote Me – the UK’s premier insurance comparison website for businesses in Staffs. Whether you’re in Staffordshire, West Midlands or in the UK, contact us today to begin your search for office insurance for your business.
To get a FREE no obligation Office Insurance quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Feb 3, 2017 | Business Insurance Blog, Employers Liability Insurance
Do I need Employers Liability Insurance? YES you most probably do if you employ people.
This question may seem simple but let’s delve a little deeper as the answer is not so simple! This insurance protects your staff, no matter what, so consider the following information carefully.
In the United Kingdom, it is the law that you must get Employers’ Liability (EL) insurance cover as soon as you become an employer of staff. In addition you must now get a policy with cover for at least £5 million.
The insurance should be from an authorised insurer too so there is a lot to think about already, but what else is there to think about?
Employers Liability insurance will help you to pay compensation if an employee should be injured during their work or if they become ill because of the work that they have performed for you.
Providing sick-pay to a member of staff that has suffered due to their job is simply not enough these days! There is a lot more that you need to do as you most probably know, such as offering help and counselling where necessary too!
If you only employ a family member of friend, or someone that is not based in the UK, then you may not need Employers Liability cover – but only in those circumstances.
You can be fined if you do not have this type of business insurance cover
It is a fact that you can be fined £2,500 for every day you are not properly insured with this cover.
You can therefore imagine that if you went a month or two without it the company could be bankrupted! This is why, especially for small businesses that do not have much in the way of available cash, this is a no-brainer!
Display your EL certificate or be fined
You can be fined £1,000 if you do not clearly display your Employers Liability certificate or if you refuse to make it available for inspection by the authorities appointed inspectors should they ask to see it!
Therefore we recommend that you protect your business ASAP and get EL cover
You would not want to find yourself in any of the positions above, as they could result in large fines, so we suggest that you investigate getting appropriate EL cover if you do not already have it.
For any small business it is simply not worth the risk of not being protected. The whole idea of the cover is that employees that suffer due to their job are looked after no matter what. This is a noble cause which all companies should do their best to help with we are sure!
SMEs could go under without this protection!
Many companies would not be able to pay out the costs of such a claim so that is why this law, which may seem a little draconian, is in place. It is all about looking after employees, without them you would most likely have no business at all so think on that!
It is in place to protect your staff if they suffer due to their work so get with the program.
To get a FREE no obligation Employers Liability Insurance quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Feb 1, 2017 | Business Insurance, Landlord Insurance, Local Business Insurance News
Landlord Insurance Quotes
If you are a landlord then you will most likely already know that you need to cover the risk of any potential loss resulting from your property letting activities. The problem is that there are a few barriers to obtaining this type of cover which you may or may not be aware of already. At Just Quote Me we can help you Compare Landlord Insurance Quotes Online.
Being turned down for landlord insurance is really not what you want to hear when you are a busy property owner with many other things to worry about! We have an online quote system for all your landlord insurance quotes – so why not try it out today or give us a call for FREE on 0800 084 2325.
Looking for Landlord Insurance but been refused insurance cover before? See some of the reasons below…
The most obvious reason for being refused insurance will often be the simple fact that you were refused insurance in the past.
For businesses providing cover, this is of course a simple way for them to mitigate their risk, filtering out those potential new customers that have been deemed to be too high a risk in the past!
Should this be the case with your property then check the small print of the policy with your provider. You need to be certain that you do have insurance in place, whatever the case may be.
Is your rental property secure from break-ins?
You will often be asked when you are arranging property insurance about the type of locks that you have got installed in your front door. You may also be asked to guarantee that all of your properties windows can be locked with a key. Naturally, it is most sensible to fit locks to your doors and windows that comply with the highest security standards, for peace of mind if nothing else.
The thing is, you may not know that your insurance request may be declined if you do not comply with the relevant security standard that the Insurance provider has chosen to adhere to.
Again, check the policy detail to see exactly what the requirements actually are, do not just sign-up blindly to anything!
You should have put formal tenancy agreements in place
In this day and age, the vast majority of insurance companies will require their landlord customers to have signed formal tenancy agreements with their rental properties tenants. If you do not already have tenancy agreements in place then, again, check with your provider.
In certain cases, cover may still be possible, for example if you are renting to family or friends, but so check first.
Declared bankrupt or have a Credit history with CCJ’s (County Court Judgement’s)?
Should you have been declared bankrupt or had any CCJ’s issued against you, then you may find that it is not possible to arrange landlord cover. This however depends on the cover provider. It is still possible to arrange a policy. If in doubt, contact us today and we will explain exactly what is possible.
Still a little confused about arranging Landlord cover?
So there you have it, several examples of the sometimes unexpected issues that can crop up and get in the way of you being able to arrange the cover that you need in order to cover the risks that you face as a property owner letting out their accommodation.
We will always go the extra mile to make sure that you obtain the cover that you need. Simply get in touch with our friendly team at Just Quote Me and let us show you how we are different!
To get a FREE no obligation Landlord Insurance quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Jan 23, 2017 | Business Insurance, Business Insurance Blog, Tradesman's Liability Insurance
Tradesman’s Liability Insurance is available from Just Quote Me
Just Quote Me offers Tradesmen the ability to compare prices from various Insurers for Tradesman’s Public Liability and Tradesman’s Employers Liability. We have the added benefit of adding tools cover and Contractors All Risks Insurance if required.
There are also various sums Insured from £1m to £5m as standard and then higher limits are available on request.
As we know there are vastly different types of Tradesman in the UK from one man bands to Multi national organisations Employing thousands of employees. We can offer superb bespoke covers for all of them, some obvious covers required would be Public Liability Insurance and Employers Liability Insurance. We then have the option to add your tools to the policy whilst you are working away from your home or business premises, this can be invaluable as a Tradesman’s tools are his or her life blood, if they are stolen or damaged beyond repair more than often the replacement costs can be expensive, as they may have be added to year on year and often replacements can run into thousands of pounds. This is where tools cover can be a must for Tradesman to Insure against possible total loss or theft.
Contractors All Risks Insurance can be a more complex cover, and our team of experts are on hand to advise clients of what exactly this cover is, and what sections each unique risk may need if not all sections available.
Contractors Insurance can cover various things such as your materials being used or in use during a contract, the contract value itself, theft of tools and or work in progress which can include materials already fixed to the fabric of a premises but still being worked upon, after all until a job is signed off to your customer the materials in trade are your responsibility for Insurance purposes, as is own Plant and Machinery, Hired In, or Hired Out Plant can also be included under this particular insurance cover.
What ever covers you need we at Just Quote Me Ltd will be able to tailor make a policy to suit your demands and needs.
To get a FREE no obligation Tradesman’s Liability Insurance quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Jan 22, 2017 | Business Insurance, Business Insurance Blog, Insurance Online, Insurance Quote Online
Compare Small Business Insurance Online
A new facility is now available for all Small Businesses owners in the UK, Just Quote Me have a new website quote and buy facility which caters for any Small Businesses needing Insurances where they can visit and Compare in seconds the best Insurance prices for their exact Business activities.
“Our Quote and Buy Small Business Insurance comparison site is the latest and one of the most Innovative systems in the UK today” said Oliver Roberts Managing Director of Just Quote, we want to combine the opportunity for Small Business Owners in the UK to get their own quotations online but then we as Professional Insurance Brokers will arrange to call the Business Owners and at our expense and spend quality time to explain any potential hidden warranties or clauses that the policy may contain this then not only reassures our clients that they have indeed got the best price available in the UK today but also they can adhere to the small print and therefore any potential claim will be paid not repudiated!”
To get a FREE no obligation Small Business Insurance Online quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Jan 19, 2017 | Business Insurance, Insurance Broker, Insurance Online, Local Business Insurance News
Looking for the Top Insurance Brokers in the West Midlands?
Insurance does not have to be expensive in order to be efficient, so if you’re looking for affordable cover that won’t break the bank, get in touch with Just Quote Me.
Just Quote Me have years of experience behind them when it comes to offering insurance to UK customers and are flexible enough to offer policies that are perfectly matched to your needs and requirements. There is no single policy that can fit all businesses, so Just Quote Me strive to deliver packages that suit each business and domestic customer down to the ground. This means that no-one needs to pay for anything that they don’t need.
Policies That Pay Out
The team at Just Quote Me have been in the insurance trade for years and have worked with a wide array of customers to deliver policies and customer service that surpasses all expectations.
Unlike some of our competitors, we work hard to ensure that payouts are made whenever you have a claim – and we explain each and every policy to you in depth too, preventing you from being tripped up by small print and clauses.
Why not get in touch today if you’re looking for the top insurance brokers in Staffs, Stafford, Staffordshire and the West Midlands?
To get a FREE no obligation insurance quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Jan 19, 2017 | Local Business Insurance News, Motor Trade Insurance
Looking for motor trade insurance in the UK?
The market can be confusing and it can leave you wondering which policy is right for you. However, when you get in touch with the Insurance team at Just Quote Me they can match you with a policy that provides you with the cover that you need. When you’re buying and selling vehicles from your home or you’re a franchise dealer with various sites, Just Quote Me is on hand to help make sure that you’re fully insured.
Insurance that’s Tailored to your Needs
Unfortunately, a one-size-fits-all approach doesn’t work when it comes to insurance. Everyone is different and as a result a bespoke insurance policy is required to ensure that a policyholder is possesses the right amount of cover. This is where many insurance providers go wrong and policyholders often find that their insurance policies do not protect them in the event that something goes wrong.
Just Quote Me has been a leader in its field for 28 years and has built up a solid client base of private and commercial clients who require insurance that’s tailored to their needs. Whether you’re in Staffordshire, West Midlands or anywhere else in the UK, get in touch with the team.
To get a FREE no obligation motor trade insurance quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Jan 17, 2017 | Business Insurance, Business Insurance Blog, Online Business Insurance Quote
Looking For Online Business Insurance Quote?
There are various ways to get a Business Insurance quote in the UK. We are experts in the provision of Business Insurance and our team of experts have over 30 years experience in placing risks both over the phone or during a face to face meeting.
Using our online Business Insurance system you are able to get a quick insurance quote or you can call for FREE on 0800 084 2325. You can choose to pay in full or set up monthly direct debit payments to suit your individual business needs.
Other more complex risks will need our traditional approach were we sit with you at your premises or via a conference call and collate all the information needed to create and provide the best policy that suit your individual company demands and needs.
To get a FREE no obligation Business Insurance quote:
Go to our online Quote System or call us on 0800 084 2325
by jqm | Jan 16, 2017 | Business Insurance, Business Insurance Blog, Small Business Insurance
Compare Small Business Insurance online
Contact Just Quote Me for all your small business insurance quotes online.
Do you need to provide proof of cover for your clients contracts?
Can’t get on site without proof of Public Liability Insurance or Employers Liability Insurance , then look no further than Just Quote Me, we have, over the last two years been busy creating a fantastic platform for you to login and get your own personalised quotations to suit the individual needs of your business. Please remember that your policy will only cover the business description listed on the schedule, so it’s imperative you make sure all your business activities no matter how small are included in this schedule.
Our small business insurance experts
Our business insurance experts are on hand, and can in an instant give you the expert advice you need if you are unsure of any of the sections needed to complete the online quotation process. We also offer instalments so you can spread the cost over a ten month period.
Many Tradesman’s insurance policy have warranties and clauses that are not always easy to see or indeed to understand at Just Quote Me we make it our business to ensure you are fully aware of the warranties and clauses so you can be informed whilst running your business on a day to day basis that will help to ensure your policy will indeed indemnify any loss of an insured peril.
Contractors Insurance is also a complex policy often having Contractors all Risks Insurance to cover Contractors tools equipment and materials whilst on site or whilst being used on a contract, this of course accompanies Contractors Public Liability and if required Employers Liability, please be aware that you will need to notify Insurers of any Labour only Sub Contractors and also any Bone-fidelity Sub contractors as to ensure you are fully protected in the event of such a claim arising.
Quality Business Insurance is, in the event of a claim priceless, let us guide you through the buying process and keep you protected.
To get a FREE no obligation Small Business Insurance quote:
Go to our online Quote System or call us on 0800 084 2325
