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What does Fish and Chip Shop Insurance cover?

What does Fish and Chip Shop Insurance cover?

There are over 10,000 specialist fish and chip shops in the UK according to the National Federation of Fish Fryers. Every reputable business in this sector will have tailored fish and chip shop insurance in place. If you run a traditional English takeaway, a seaside café or other fish and chip restaurant then you need to have insurance in place to protect your business and customers. What should be covered by your fish and chip shop insurance though?

Compulsory and Optional Fish and Chip Shop Insurance

From a legal perspective, the only cover a fish and chip shop must have in place is employers’ liability insurance. If you employ a single person, casual worker or temporary staff member then it is your legal obligation to have this kind of fish and chip shop insurance in place. All other covers are optional but many of them are vital to the smart and prudent business owner.

Sensible business owners will make sure they have public liability insurance in place too. It protects your business against any claims made by third parties who allege they have an injury or damage to their property damaged because of your business. Most policies available offer cover from £1 million upwards, which ensures peace of mind should the worst happen. Other insurances you may want to consider include business equipment and other business cover offers. Contacting Just Quote Me will allow us to find the best fish and chip shop insurance package for your business.

Fish and Chip Ship Insurance with Just Quote Me

Working with businesses in all sectors, has given the professional team at Just Quote Me experience in many niche areas. Our professional expertise allows us to offer a fair and honest appraisal of the insurance cover you may need for your fish and chip business. Call us today to discuss your insurance requirements.

To Compare Fish & Chip Insurance Quote Online:

Go to our online Quote System or call us for FREE on 0800 084 2325


Image accreditation:

By Mw12310 (Own work) [CC BY-SA 3.0], via Wikimedia Commons

Pop-Up Restaurant Insurance: Insurance in a Booming New Sector

Pop-Up Restaurant Insurance: Insurance in a Booming New Sector

The pop-up sector is booming and pop-up restaurants are all the rage. They are a great way for new businesses to create interest around their food. Just because a pop-up is housed in a temporary premises does not mean it is exempt from insurance. Pop-up restaurant insurance is essential for the successful and compliant running of a business. Many pop-ups only operate for a few weeks or months but they still need proper insurance cover.

The UK pop-up sector is truly on the up A 2015 report put its value to the economy at £2.3bn and this is bound to have increased. Choosing to test your food concept with a pop-up is a great way to get a feel for how people react to it. As a prudent business owner, you should provide adequate protection for your business and its patrons, with pop-up restaurant insurance.

Where can I find a specialised Pop-Up Restaurant Insurance Policy?

Specialised options for pop-up restaurant insurance are not common. Insurers prefer to work on a case-by-case basis. Each pop-up can present a unique insurance challenge. This is due to a range of factors from their short-term nature to their size to their location. They may or may not employ staff, they may hold high value stock or they may have other related risks and this makes them difficult to insure with an ‘off the shelf’ solution. It probably seems like securing adequate cover for a pop-up is difficult. This doesn’t have to be the case with the right professional guidance and that is exactly what we offer.

At Just Quote Me we work with businesses of all shapes and sizes, including pop-up restaurant owners. Our expert staff can work with you to ensure you secure all the cover you need. A pop-up restaurant may need employers’ liability insurance, public liability insurance and additional covers specific to their operations. Pop-up owners must prepare and protect their business against potential risks to avoid the risk of financial damage, and loss of reputation.

Just Quote Me pop-up restaurant insurance takes into account the individual requirements of each business. Furthermore, we make sure to arrange the cover you need, tailored to your business. Get in touch today to discuss your new venture.

To Compare Pop-up Restaurant Insurance Quotes Online:

Go to our online Quote System or call us for FREE on 0800 084 2325

Image: “The Secret Garden Dublin – A Pop Up Restaurant in Meeting House Square” by informatique used under CC BY 2.0