Contents Insurance For Renters
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When you sign a lease on a property, it’s essential that you sort out contents insurance for renters before you move into your new home, as this will give you all the cover you need for the possessions you have in the house.
You don’t need to worry about buildings insurance as this is your landlord’s responsibility but, although your landlord will have a contents insurance policy, this will only cover the items within the house that they themselves own and provide for you, such as carpets and furniture.
What are the Benefits of Contents Insurance For Renters?
The level of cover you secure as a tenant is up to you in terms of the extras you feel you need, but typically speaking this kind of policy will cover you for damage as a result of fires, vandalism, theft, riots, escape of water, subsidence, storms and explosions. Always check to see if you’re covered for accidental damage, as this isn’t always included as standard.
When deciding upon the amount of cover you think you’ll need, think about how much it will likely cost to replace items.
Find the Best Contents Insurance For You
It’s important to be as accurate as you can where this is concerned, as if you underestimate then you’ll find that you can’t make a claim if something happens. Common items insured by those renting a property include computer equipment, jewellery, bicycles and watches.
You can take steps to reduce the cost of your insurance by investing in home security measures to reduce the risk of theft, which will see insurers lowering your premiums, as well as paying annually and choosing a higher excess.
Get the Right Contents Insurance for Your Rental Circumstance
Here at Just Quote Me, we can help you compare all types of insurance policies so you can find the right kind of cover for you at the best price, using our state-of-the-art comparison engine.
