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Working at Heights Insurance

Working at height remains one of the highest-risk activities across many UK industries, including construction, roofing, window cleaning, and maintenance. Employers and contractors operating in these environments must ensure they are protected by specialist working at height insurance, tailored to cover the unique risks involved.

Why Working at Height Insurance Matters

Falls from height are a leading cause of serious injury and fatality in the workplace. According to the Health and Safety Executive (HSE), working at height incidents make up a significant percentage of workplace accidents each year. A standard liability policy may not provide adequate cover if your business involves working above ground level. That’s where working at height insurance comes in—offering financial protection and peace of mind.

What Does It Cover?

Working at height insurance typically includes:

  • Employers’ Liability Insurance – A legal requirement if you employ staff, covering injury or illness claims.

  • Public Liability Insurance – Protection if third parties are injured or their property is damaged due to your work.

  • Contract Works Cover – Ensures materials and works-in-progress are protected.

  • Tools and Equipment Cover – Essential for safeguarding your gear, especially when used at height.

  • Professional Indemnity (optional) – Covering errors in design or advice, useful for scaffolders, engineers, or consultants of any Industry.

Who Needs It?

Any UK business or contractor undertaking work above ground level—whether it’s a few feet on a ladder or 30 storeys up—should consider this cover. This includes some of the following trades:

  • Roofing contractors

  • Scaffolding companies

  • Building maintenance teams

  • Window cleaners above ground level

  • Telecom engineers

  • Solar panel installers

Getting the Right Policy

Insurers will assess your risk based on the height you work at, the type of work involved, equipment used, and your health & safety measures. Always provide accurate details to ensure you’re properly covered.

Final Thought

If your business involves any form of elevated work, don’t take risks with generic insurance. Above all, protect your team, clients, and future with a bespoke working at height insurance policy.

Contact Us Now on 0800 084 2325 to get expert advice!