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Food Hygiene Ratings Insurance

Food Hygiene Ratings Insurance

by | Sep 12, 2016

Food Hygiene Ratings Insurance

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Food Hygiene Ratings Insurance

Investing in Food Hygiene Ratings Insurance

JustQuoteMe scores on the doors insurance policies are designed in conjunction with the leading insurers in the UK. Each policy has been tailored specifically to provide cover for this specialist requirement for food businesses. It is a policy which should be considered by pub, café and restaurant owners. Each policy will be tailored to the individual business’ needs and once you have the right cover in place, you benefit from peace of mind and financial protection should the worst happen.

Specialist Cover for Businesses of All Sizes

If your business has a food hygiene rating, then it can benefit from this specialist cover. Whether you run a small home baking business, producing cakes at home or run a large restaurant chain, JustQuoteMe can discuss your requirements with you and provide a fitting level of cover. If your business has a rating listed on http://food.gov.uk/ratings then simply get in touch for your personally tailored quote today. Businesses registered with http://www.scoresonthedoors.co.uk/ or http://wwww.eatsafe.gov.uk/ can benefit from our specialists catering and food insurance policies too. Contact us directly to find out more about how we can support your business and provide the protection you need. With JustQuoteMe you can have your cake and eat it! Just contact us today or complete our online quote form for friendly help and advice for your business.

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Tradesman Insurance

Tradesman Insurance

by | Sep 12, 2016

Tradesman Insurance

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Tradesman Insurance UK | Expert Cover from JustQuoteMe Ltd

Affordable, Reliable Insurance for UK Tradesmen

If you’re a self-employed tradesman, contractor, or run a small team, Tradesman Insurance is essential. It protects your business against financial loss from accidents, injuries, damage, or legal claims.

At JustQuoteMe Ltd, we specialise in helping UK tradespeople find the right insurance—quickly and at a great price.

What Is Tradesman Insurance?

Tradesman Insurance is a flexible policy designed for those working in skilled manual trades. It typically includes:

  • Public Liability Insurance – Protects against claims from third-party injury or property damage
  • Employers’ Liability Insurance – A legal requirement if you employ staff
  • Tools & Equipment Cover – Protects your gear against theft or damage
  • Contract Works Cover – For ongoing construction or renovation projects
  • Personal Accident Cover – Income protection if you’re injured and unable to work

You can customise your policy to match the specific needs of your trade and business size.

Who Needs Tradesman Insurance?

If you work in a hands-on trade, you need reliable insurance. This includes:

  • Builders and bricklayers
  • Electricians and plumbers
  • Carpenters and joiners
  • Roofers and scaffolders
  • Decorators, tilers, and plasterers
  • Groundworkers and landscapers

Whether you’re working on residential homes, commercial buildings, or subcontracting, one accident could cost thousands without cover.

Why Choose JustQuoteMe Ltd for Tradesman Insurance?

At JustQuoteMe Ltd, we take the hassle out of getting the right insurance. We work with leading UK insurers to find you tailored, affordable cover that protects your livelihood.

Why tradesmen trust us:

✅ Fast, Free Quotes – Get a quote in minutes
✅ Tailored Policies – Cover that matches your trade and business size
✅ Top UK Insurers – We compare the market for the best deals
✅ Expert Support – UK-based team ready to help you
✅ Easy Claims Process – We support you when it matters most

We help you stay protected—on-site, on the road, and on the job.

Get Your Tradesman Insurance Quote Today

Don’t let unexpected incidents damage your business. Get the protection you need with JustQuoteMe Ltd.

📞 Call us now on 0800 084 2325
📩 Or contact us to get your FREE, no-obligation quote

 

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Pub Insurance

Pub Insurance

by | Sep 12, 2016

Pub Insurance

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Pub Insurance

Are you a looking for cover for your Restaurant, Pub or Club or other Licenced premises?

If you own or manage a Pub, Club or Restaurant in the UK you will need cover to protect members of the Public at all times whilst on or about your premises.

You will also need to protect them against the possibility of injury or discomfort caused by any products sold by you to them.

This would be covered by our online pub Insurance nightclub or members club Insurance and restaurant Insurance, and there are a number of other covers such as stock, food and frozen food insurance plus beers wines and spirits cover.

We also offer property protection such as buildings insurance or indeed fixtures and fittings cover for which you may be responsible under a tenancy agreement or any other improvements that you personally have paid for to enhance the public’s experience at your premises. Get the best pub insurance quote for your business.

 

Cover for injuries that occur at your premises

What happens if a customer injures themselves on your premises or alleges that an injury occurred on your premises?

Do you have the correct procedures in place to monitor all slips and trips on your premises?

Do you have a cleaning up process already in place for spills?

Do you have an accident book to report any such injuries and state what action was taken to prevent further injuries taking place?

 

No win no fee claims on the rise

With the rise of no win no fee the licensed trade has seen the number of claims rise drastically over the recent years as members of the Public have alleged incident where they have injured themselves have actually happened whilst they have attended a licensed venue.

This could be your club bar or restaurant can you honestly say you could be able to provide evidence to defend any such allegation if indeed untrue?

With the recent change to late licence venues being abler to open 24 hours a day then this has created a difference in drinking and socialising habits in the UK and our Insurance policies have changed to cater for this.

Also the previous smoking ban we provide covers for late night bars and clubs across the UK with some of our clients being venues in major cities and some more rural, we can also accommodate any venue where they are hiring door supervisors to maintain an extra security to their premises.

 

Cover for food with a Stillage warranty

Many Pub Club or Restaurant policies in the licensed trade where the proprietors also offer food then Insurers may offer to cover both fresh and frozen stock but many policies can have what is called a Stillage warranty/ what does this mean?

Well in simple terms it means any perishable goods must be stored off the ground level floor by a certain height i.e. on racking or pallets, why you may ask well especially if the premise are in an area where there has been a previous history of flooding then they may insist on this warranty so that in the instance or possible water ingress into the premises the stock will be stored above floor / ground level and therefore will be protected as much as possible from damage by such a peril.

 

Get the best cover available from our Pub Insurance Quote

Why aren’t we told this by our Brokers?

Many brokers feel it is down to you the policy holder to read the policy covers and warranties we at JustQuoteMe Ltd feel it is our duty to inform you of all policy terms so that you can know fully what to do to make sure your policy will cover you in the unfortunate event of a claim, after all that’s what Insurance is for and it is only when you claim you find out just how good that policy you purchased is!

Our Policies pay out because you know what to do to ensure they do!

 

One stop cover for all licensed trades!

Just Quote Me have put together a one stop shop cover for all Licensed trades, and we also protect unlicensed premises, just go online to obtain these fantastic rates and policy covers.

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LPG Business Insurance

LPG Business Insurance

by | Sep 12, 2016

LPG Business Insurance

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LPG Business Insurance

Need insurance cover for your LPG Business?

Liquid Petroleum Gas (LPG) Business Insurance policies are a very specialised Insurance product, indeed there are very few specialist Brokers who cater for this specific type of specific cover within the insurance industry.

LPG is now widely accepted as a major fuel source in the UK and there are many depots spread right across Britain that store and deliver LPG cylinders to various customers from domestic homes to fuel them. They also supply larger corporate businesses using LPG in the day to day operation of their businesses.

There are various covers required for LPG storage and distribution Insurance namely Public Liability, Employers Liability, Goods In Transit Insurance, Pollution of third party property Insurance, Stock Insurance, Office insurance and a great many others, the list is endless!

If you would like a professional appraisal of your Insurance demands and needs for LPG Insurance then contact JustQuoteMe Ltd today and let the experts handle it for you! We have experience gained over many years in the industry so are well placed to help you regarding your individual insurance requirements.

 

LPG needs complex cover

We have many LPG companies as clients some of which we have had a working relationship for many years, they are clients as they know we are experts in this particular field, and have many years of handling the complex LPG risks that they have grown to trust our advice.

Why do we need specialist Insurance? Well many Insurance companies may not offer the specific extensions of cover such as third party pollution or contamination which can have huge costs involved if your product accidentally pollute or contaminates a third party property or water supply then this may lead to their productivity being affected and the knock on effect would be a financial loss to their business and they in turn would look to you and your Insurance to cover this and any other loss incurred.

 

Standard combined insurance may not provide the cover you need

Wouldn’t a standard Commercial Combined Insurance cover this? The answer is it may do but unless the Insurer is comfortable with your business activities and has noted them on the schedule then they may not offer this cover and most will certainly not have the clean-up policies etc. that we can offer under our Industry specific covers.

Just Qote Me will take time to ensure we have every single drop of information to be able to present your Insurances to our panel of Insurers in the best light possible this may mean including photo graphs of your work and or processes, company brochures etc. All this will enable our Insurers to offer you the best possible premiums in today’s Insurance Market.

 

Have you covered all your Products Liability exposures?

Many LPG companies have a wider than normal Products Liability exposure as the parts you sell and or fit may well be either safety critical or extremely important in the operation of a third p[arty companies business, what happens if the Product fails? Do you have full traceability of all your Products? The first port of call for any company if the product fails or is faulty and causes either tangible damage or indeed as mentioned previously financial loss to them will be you! Are you confident you have the correct covers at present? If not the next line is exactly what you need to do!

Call us today on 0800 084 2325 or complete our online insurance quote form!

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Shop Insurance

Shop Insurance

by | Sep 12, 2016

Shop Insurance

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Shop Insurance

The right insurance for your retail business is essential. However, we appreciate how complex shop insurance can be which is why we have created a dedicated and straightforward Shop Insurance Quotation System. This allows you to specify the details of your shop or retail outlet and provide all relevant information about your business, to ensure you get the exact level of cover you need, suitable for your business.

The individual needs of each retail business need to be considered to ensure the perfect shop insurance quote. Different businesses require very different types of cover, as their needs can vary greatly. A grocery store needs a very different type of cover to a hair salon for example and at Just Quote Me we appreciate the individual nature of every retail premises.

What is included in Shop Insurance?

Shop insurance will differ from policy to policy and be highly dependent on the individual business. It may cover elements such as public and employers’ liability insurance, stocks and contents insurance, glass cover and business interruption insurance. These are just some examples of what you may find in your Shop Insurance policy and you can tailor it to the specific features that suit your requirements.

It is extremely important to look very closely at the small print and look out of hidden clauses. Hidden clauses and warranties can often be found within insurance policies and in complex wording which may be difficult to decipher. Handily at Just Quote Me our unique quotation system will clearly highlight any clauses and warranties which are relevant to your business. With this clarity you can see how the additional elements of the contract are relevant to your business and be safe in the knowledge you are only signing up to something which is suitable.

At Just Quote Me we are committed to transparency and we want you to have a complete understanding of everything relating to your policy. It is all laid out clearly and simply so you can make an informed decision and get the shop insurance policy which suits your business.

Flexible and Tailored to your Shop

Shop insurance ensures your business is fully protected against almost all potential financial pitfalls which could occur. It may cover your business in the event of burglary and theft, it may cover your business for public and employers’ liability insurance and it may also provide your business with specific product liability cover too. Some shop insurance also has business contents insurance and specialist stock cover.

At Just Quote Me we use our industry knowledge and intuitive software to make finding the right insurance for your shop as easy as possible. There are no hidden clauses, additional fees or anything beyond what we lay out transparently in front of you. We will make sure you are aware of any specific clauses and warranties which may affect how you need to organise your shop and store your stock, ensuring you understand your obligations to remain within the terms of your insurance policy.

Just Quote Me will help you achieve peace of mind about your retail business, as you know it is protected against financial loss.

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Employers Liability Insurance

Employers Liability Insurance

by | Sep 12, 2016

Employers Liability Insurance

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Employers Liability Insurance

Employers’ liability insurance is the only legally required type of insurance for UK businesses. Any business that employs people, even if you are a self-employed person with employees, is legally obliged to have an employers’ liability insurance policy in place.

Employers’ liability insurance will cover the costs of defending your business and settling any damages awarded to an employee or ex-employee who claims they have suffered accident or illness due to their employment with you. This type of insurance when combined with public liability insurance ensures your business is protected against any potential financial losses in the wake of a claim from almost any source.

Employers’ Liability Insurance: The Legal Perspective

Employers’ liability insurance is legal requirement for businesses with employees. It was enacted under the 1969 Employers’ Liability (Compulsory Insurance) Act.

The legislation states that employers must have at least £5 million of employers’ liability insurance cover purchased from an authorised insurer. The risks of not having this insurance don’t only relate to the financial loss if a claim is brought, there are also legal implications. Businesses that do not have appropriate employers’ liability insurance can be fined up to £2,500 per day.

It is also a legal requirement that you have your employers’ liability insurance certificate on display and available for inspectors should they ask for it. Refusing or being unable to supply this certificate can result in further fines of up to £1000. The legislation respects that a physical copy many not be necessary as a 2008 amendment allows the certificate to be held electronically. You are still required to make it easily accessible to both your employees and inspectors.

Employer’s Liability Insurance Exemptions

There are a very small number of exemptions from this legislation. They include businesses that employ only close family members (as long as they are not incorporated limited companies). Exempted businesses also include some public organisations and bodies as well as some health service organisations. If you are not sure of your status for employers’ liability insurance it is something you should discuss with an insurer to guarantee you are operating within the law.

Obtain the best Employers’ Liability Cover with Just Quote Me

Any company that wants to be respected and accepted as a professional business needs to protect its staff. This includes former employees and good business owners should also want to protect anyone who comes into contact with their business. In this instance the focus is employees though, and employers’ liability insurance both protects your workforce and your business. Not having the legally required insurance in place is not an acceptable practice and the Health and Safety Executive and other governing bodies do have the powers to penalise businesses operating illegally.

To avoid any of this stress you simply need to have an appropriate Employers’ Liability policy in place. At Just Quote Me we work with many businesses guaranteeing they have every type of insurance they need to protect their business and their workforce. We strive to make the process of finding and selecting insurance as straightforward and easy as possible and have the skills and knowledge to ensure you get the right cover for your business.

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“We saved over £500 with Just Quote Me insurance”

Mr A Barton

CEO, Alconbury Weston Ltd

Public Liability Insurance

Public Liability Insurance

by | Sep 12, 2016

Public Liability Insurance

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Public Liability Insurance UK | Protect Your Business with JustQuoteMe Ltd

What Is Public Liability Insurance?

Public Liability Insurance is essential for UK businesses that interact with the public. It protects you against claims if someone is injured or their property is damaged because of your business activities. Whether you’re a sole trader, limited company, contractor, or freelancer, public liability cover can help safeguard your finances and reputation.

Who Needs Public Liability Insurance?

If your business comes into contact with clients, customers, or the general public—on-site or off-site—you should consider public liability insurance. This includes:

  • Builders and tradesmen
  • Retail shop owners
  • Event organisers
  • Cleaners and domestic workers
  • Market traders
  • Consultants and professionals

Without cover, a simple accident could result in legal action and substantial compensation claims.

What Does It Cover?

At JustQuoteMe Ltd, we arrange policies that include:

  • Third-party injury claims
    Damage to third-party property
    Legal expenses
    Cover for accidental incidents at your premises or off-site
    Optional extensions for tools, employers’ liability, and more

Why Choose JustQuoteMe Ltd for Public Liability Insurance?

At JustQuoteMe Ltd, we’ve built our reputation by delivering tailored, affordable insurance solutions for UK businesses of all sizes.

Here’s why thousands trust us:

✅ Expert Advice – Our UK-based team offers guidance on the right level of cover.
✅ Quick Quotes – Get instant quotes online or over the phone.
✅ Competitive Premiums – We search the market to find you the best deal.
✅ Flexible Cover – Choose standalone public liability or bundle with employers’ liability or professional indemnity.
✅ Hassle-Free Claims – Support throughout the claim process.

We simplify insurance – so you can focus on running your business.

Get a Public Liability Quote Today

Protect your business from the unexpected. Get a FREE, no-obligation quote from JustQuoteMe Ltd in minutes.

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Cyber Liability Insurance

Cyber Liability Insurance

by | Sep 12, 2016

Cyber Liability Insurance

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Cyber Liability Insurance

About Cyber Liability Insurance

Almost every business, in any sector, now has some reliance upon information technology. Whether your business has a huge IT infrastructure or only occasional use of online services, there are potential risks that come from a business connected to a worldwide network.

Relying on the internet and IT to any level opens your business up to threats and risks including business interruption and financial loss, which in turn can lead to reputational damage, entirely down to the failures or problems with your IT systems.

A survey by the UK government found that 81% of large corporations and 60% of small businesses suffered a cyber breach in 2014. These threats and breaches come in many forms and can be anything from device theft to website hacks to malware, data loss and fraud. The same government survey also found that the average cost of a single breach is £600,000 to £1.15m for large businesses and £65,000 to £115,000 for small-to-medium sized businesses. These kinds of costs are enough to break a business and even cause it to close which is why you need cyber liability insurance.

Data leaks and losses can be the end of a business and so it is integral your personnel both understand the risks and are educated to handle them effectively.

As the above information shows, it doesn’t matter how large or small a business is, the risk is there. There has been policy to protect against these breaches, thefts and leaks for many years and as well as providing insurance, businesses have come to accept that cyber security is also a risk management technique. You have a responsibility to your customers and clients to have effective security in place to protect your IT infrastructure and the data it holds.

The sophisticated nature of hackers and online criminals means that businesses have to be agile. Just Quote Me is partnered with Cyber AMI to ensure our level of cover and education does not disappoint. Our partners are an accredited Cyber Essentials Training Partner and they specialise in providing training and education for your business and your staff, to ensure they are equipped with all they need to know about protecting the company against potential risks relating to IT. They provide education and training for absolute beginners as well as those who have experience in this area and are committed to training all staff beyond benchmark level. This equips your company with the tools it needs to protect against potential threats against your business online, protecting your reputation and financial position.

Protect your Business Reputation

Cyber and data risks can negatively impact your business and they are increasingly hard to protect against, as the technology behind the threat evolves. With Cyber AMI you have a specialist partner who evolves at the same pace as the threats, ensuring they are kept at bay and your business is fully protected.

Just Quote Me is proud to offer our clients cyber liability insurance through our partner company who are recognised experts in their field.

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Office Insurance

Office Insurance

by | Sep 12, 2016

Office Insurance

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Office Insurance

Overview of Buying the Correct Office Insurance Policy

Insurance is probably one of the most important purchases a business will incur and will also cause some headaches along the way to find the best one to suit a business. As each business is different, insurance needs will vary greatly. It is very important to gather the appropriate knowledge to make sure that the correct insurance policy is bought for the office.

Why Choose Office Insurance

It is essential to have office insurance as unfortunately whether we like it or not accidents happen. While running an office may not seem a risk, there is still the chance of slips and falls or a weather-related catastrophe in some regions and of course there is always the risk of burglary. Employees and contents need to be protected at all times.

Office Property Insurance

There are quite a few different areas which need to be insured when running a business. Property insurance needs to be in place whether the business is big or small, owned or leased. This type of insurance will cover all equipment, furniture, inventory, etc. in the event of flooding, fire, theft, storm and so on. When the office is in an area afflicted by severe conditions such as earthquakes, hurricanes and the like, then extra insurance should be sought as the standard policy will not cover these instances.

Workers’ Compensation Insurance

Workers’ compensation insurance should be in place once the first employee has been hired. This insurance will need to cover all medical needs, death benefits in the event of a death in the office and disability in the case of an accident whilst in the workplace. Even in the safest of office environments there is always the risk of slips and fall related injuries and indeed other medical conditions which will need attention. Otherwise these could easily turn into a pricey claim.

Contact Just Quote Me today to get your FREE no obligation Office Insurance quote on 0800 084 2325 or fill out our Quick Quote Form.

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Commercial Combined Insurance

Commercial Combined Insurance

by | Sep 12, 2016

Commercial Combined Insurance UK

Protect every part of your business under one policy with Commercial Combined Insurance from Just Quote Me Ltd.

Running a business comes with many risks. From property damage to employee injuries and legal liabilities, unexpected events can disrupt your operations and impact your profits.

Commercial Combined Insurance gives you peace of mind by bringing together multiple essential covers in a single flexible policy. At Just Quote Me Ltd, we arrange tailored commercial combined insurance for UK businesses of all sizes and industries.

What is Commercial Combined Insurance?

Commercial Combined Insurance is a single policy designed to protect your business from a wide range of risks.

Instead of managing multiple separate insurance policies (property, liability, business interruption, etc.), this type of policy combines all core protections into one cost-effective package.

Typical covers that can be included:

  • Property and buildings insurance

  • Contents, stock and equipment cover

  • Public liability insurance

  • Employers’ liability insurance

  • Product liability insurance

  • Business interruption cover

  • Goods in transit

  • Money and assault cover

  • Legal expenses insurance

Because every business is different, we tailor each policy to your exact needs.

Who Needs Commercial Combined Insurance?

This cover is ideal for small to medium-sized businesses in the UK that face a mix of property, stock, staff, and public-facing risks.

Businesses that commonly take out commercial combined policies include:

  • Wholesalers and distributors

  • Manufacturers

  • Warehousing and logistics companies

  • Engineering and fabrication firms

  • Workshops and production facilities

  • Retailers with storage premises

  • Food and drink producers

  • Importers and exporters

If you have premises, stock, machinery, staff and customers, a combined commercial policy simplifies your cover and reduces the risk of gaps or overlaps.

What Risks Does Commercial Combined Insurance Cover?

With a tailored policy from Just Quote Me Ltd, you can protect your business against:

  • Fire, flood, storm or accidental damage to your buildings and contents

  • Theft of stock, tools, or equipment

  • Injury or property damage claims from members of the public

  • Injury or illness suffered by employees (legally required)

  • Machinery breakdown or equipment failure

  • Interruption to your business after an insured event

  • Loss or damage to goods while being transported

  • Legal defence costs and compensation awards

We work closely with leading UK insurers to build cover around your actual business operations, not a one-size-fits-all solution.

Common Exclusions to Know About

Every policy has limitations. Understanding what is not included is essential. Typical exclusions from commercial combined policies may include:

  • Gradual wear and tear or poor maintenance

  • Pre-existing damage

  • Losses caused by deliberate acts or fraud

  • Certain cyber risks unless added

  • Unsecured premises or stock left outside

  • Fines and penalties

  • Pollution and asbestos risks unless specifically included

At Just Quote Me Ltd, our expert brokers will clearly explain your cover and exclusions so you know exactly what you’re protected against.

Pricing Factors — How Much Does Commercial Combined Insurance Cost?

The cost of commercial combined insurance depends on many factors, such as:

  • Size and type of your business

  • Value of buildings, stock and contents

  • Number of employees

  • Your claims history

  • Location and security measures

  • Types of cover and limits chosen

  • Turnover and business activities

Because every company is unique, we compare the market to find you the most competitive premiums for the cover you actually need — often saving time and money.

Case Study: Real-World Example

A Midlands-based engineering firm held a commercial combined insurance policy through Just Quote Me Ltd. A major fire broke out in their workshop, damaging machinery, stock, and the building itself.

  • Repairing the premises cost £150,000

  • Replacing damaged machinery cost £60,000

  • The business lost £80,000 in turnover during downtime

Their Commercial Combined Insurance covered property damage, machinery replacement, and business interruption costs, allowing them to reopen within weeks and keep staff employed.

Frequently Asked Questions

Is Commercial Combined Insurance legally required?

Not directly. However, Employers’ Liability is a legal requirement if you employ staff, and can be included in your combined policy.

Can I choose which covers are included?

Yes. We design each policy around your business, so you only pay for the cover you need.

Is it cheaper than separate policies?

Usually, yes. Combining multiple covers into one policy often saves money and simplifies administration.

Can it cover multiple sites?

Yes. We can arrange cover for multiple premises and locations under one combined policy.

 Does it include business interruption insurance?

Yes — and it’s highly recommended to protect your income after a major loss event.

Why Choose Just Quote Me Ltd?

  • Access to leading UK commercial insurers

  • Tailored combined cover for your exact risks

  • Fast, competitive quotes

  • Expert support from experienced brokers

  • Dedicated UK-based service from quote to claim

We simplify insurance for busy businesses — giving you more time to focus on what matters.

Get a Commercial Combined Insurance Quote Today

Protect your business with complete peace of mind.

📞 Call us today on 0800 084 2325
📩 Request a free quote online at justquoteme.co.uk

Commercial Combined Insurance from Just Quote Me Ltd — all your essential cover in one simple policy.

Motor Trade Insurance

Motor Trade Insurance

by | Sep 12, 2016

Motor Trade Insurance

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Motor Trade Insurance UK

Specialist Cover for Car Dealers, Garages, Mechanics & Mobile Traders

If you’re involved in the UK motor trade, having the right insurance isn’t just a legal requirement—it’s critical protection for your business. At Just Quote Me, we provide tailored Motor Trade Insurance UK policies for businesses of all sizes, from part-time vehicle traders to fully operational garages.

What is Motor Trade Insurance?

Motor Trade Insurance is a specialist policy designed to cover those who buy, sell, repair, valet, service, or move vehicles for profit. It includes key covers such as road risks, liability insurance, tool protection, and more.

Whether you work from home, operate a mobile business, or run a forecourt, we ensure you’re covered where it matters most.

Who Needs Motor Trade Insurance?

You need motor trade cover if you:

  • Buy or sell vehicles commercially
  • Offer car servicing or repairs
  • Operate a recovery or breakdown service
  • Provide professional vehicle valeting
  • Work part-time or full-time in the motor industry

Even mobile mechanics and home-based dealers need insurance to stay legal and protected.

What Does Motor Trade Insurance Include?

Your policy can be tailored to your business needs. Common features include:

✅ Road Risk Insurance
Drive customer and stock vehicles legally on public roads.

✅ Combined Motor Trade Insurance
Includes cover for premises, tools, equipment, and vehicles.

✅ Public Liability Insurance
Protects your business if a customer or third party suffers injury or damage.

✅ Employer’s Liability Insurance
A legal requirement if you employ any staff.

✅ Vehicle Stock Cover
Covers cars, vans, and other vehicles held for sale.

✅ Tool & Equipment Cover
Protection against loss, damage, or theft of essential trade tools.

Why Choose Just Quote Me?

At Just Quote Me, we work with top UK insurers to get you the best deal. Our insurance experts take the time to understand your business and find the most suitable policy—quickly and affordably.

Benefits of choosing us:

  • UK-wide cover
  • Instant online or phone quotes
  • Part-time and full-time options
  • Experienced advisors in the motor trade sector
  • Competitive premiums from trusted insurers

Get a Free Motor Trade Insurance Quote Today

Ready to protect your motor trade business? Get a fast, no-obligation quote from Just Quote Me. Whether you’re a sole trader or run a larger operation, we’ll help you stay protected, compliant, and confident.

📞 Call us today or click below to get started with your free quote.

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Investments

Investments

by | Sep 12, 2016

Investments

More details coming soon.

You can compare many different types of small business cover and related protection such as cost effective public liability insurance together, all in one place.

Check out our other offerings such as employer’s liability and professional Indemnity protection too, all under one easy to use umbrella here at JustQuoteMe!

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0800 084 2325