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Van Tools Insurance

Van Tools Insurance

Van Tools Insurance

Van Tools Insurance

Protecting your business tools and having proper cover in place is vital for any tradespeople or business.

Without your trusted equipment, your business could be left unable to operate, and your clients let down. Here at Just Quote Me, we understand how important your tools are to your business. This is why we offer simple, affordable van tool insurance options.

As a tradesman and business owner, we know that your focus is on getting the job done and insurance policies are often the last thing on your mind. That is why we are here to help.

Whether your tools are damaged due to an accident, or your van is broken into, and tools are stolen; having appropriate insurance in place can ensure you are protected. We aim to offer van tool insurance that is affordable, simple and protects you and your business. By choosing van tool insurance from Just Quote Me, you will have peace of mind that the cost of replacing tools will not need to be at your expense.

Van Tools Insurance At Just Quote Me

Here at Just Quote Me, we search many insurance providers to find you the very best quote in minutes. We work hard to save you time and money so that you can focus on running your business. You can choose for Just Quote Me to search for the best van tools insurance for your individual needs. We will take into account the value of your tools, your excess and your personal circumstances, to make sure you get the best cover.

We understand that tools left within a van can be vulnerable to damage or theft, and other forms of business or van insurance will often not cover tools. That is why having dedicated van tool insurance is vital for your business. Our team can help you to tailor your insurance quotes to meet your needs. Whether you need cover for hired tools as well as you own or cover for very expensive tools that are stored in a van, we can help.

Why Choose Just Quote Me For Van Tools Insurance?

  • Instant online quotations to save time, hassle and money.
  • Dedicated team of insurance professionals on hand to help you choose the best policy for your business.
  • Quotations searched from a range of insurance providers in order to find the very best deal.
  • We send policy documents immediately via email with no delay or fuss.

Van Tools Insurance Quotes with Just Quote Me

At Just Quote Me we work with busy professionals and tradespeople from all backgrounds. We appreciate how valuable the tools of your trade can be and want to ensure they are fully protected for you. We can find you a range of suitable Van Tools Insurance quotes and discuss your options with you.

Contact Just Quote Me today to get your FREE no obligation Van Tools Insurance Insurance quote on 0800 084 2325 or fill out our Quick Quote Form.

Contact us today for a FREE quote

0800 084 2325

Thatched house insurance

Thatched house insurance

Thatched house insurance

Thatched house insurance

A thatched home is full of character and charm. However, there is a higher risk that comes with a thatched roof which requires specific thatched house insurance. If you have a property with a thatched roof, then you may need additional cover or a specialist home insurance policy. So, what do you need to know about thatched house insurance?

Why do you need thatched house insurance?

A thatched roof may look attractive but comes with a higher risk, especially when it comes to fires. As a result, you need to ensure that your insurance provider will cover your thatched roof as many insurers will not cover the additional risks. Furthermore, they will not want to pay the expense of replacing a thatched roof like for like.

There are some insurance providers that will insure a thatched roof. At Just Quote Me, we work closely with these providers to ensure you receive the best possible deal.

It is often best to have thatched house insurance from a specialist provider. However, they will have specific requirements before they insure you. One of these requirements will be that your roof is in a good state of repair. Remember that thatched rooves will need replacing every eight to ten years.

Can you lower the cost of thatched house insurance premiums?

The biggest insurance risk with a thatched home is that is has a high fire risk. Consequently, this is why your insurance premiums may be high. However, by reducing the fire risk of your home, you can lower your thatched house insurance premiums.

Some of the things you can do to lower your fire risk are to regularly complete chimney sweeps and check electrical wirings to ensure the property is as safe as possible. You can also help to fireproof your roof with fire barriers and fire-retardant spray which can help to limit the damage to the roof in the event of a fire.

Another essential feature for your insurance for a thatched home is to install smoke alarms throughout the property and in the roof space to help alert you to a fire so that you can act in event of a fire as quickly as possible.

Are you looking for thatched house insurance?

If you are looking to protect your thatched house, then Just Quote Me will search high and low for the most competitive insurance quotes. The team works closely with a range of specialist providers and can help you to find the right level of cover for your home. Find out more today by getting in touch or using our quick quote form.

To get a FREE no obligation Thatched House Insurance quote:

Go to our online Quote System or call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325

SMAS Worksafe Accredited Insurance

SMAS Worksafe Accredited Insurance

SMAS Worksafe Accredited Insurance

SMAS Worksafe Accredited Insurance

If your business prides itself on its Safety Management Advisory Services (SMAS) Worksafe accreditation, then you need high-quality insurance to match. SMAS Worksafe accredited insurance is a policy plan designed to suit your specific business needs and demonstrate your commitment to exemplary health and safety standards.

A business to trust

SMAS Worksafe is a nationally recognised award that demonstrates your commitment to health and safety. As a contractor, it is a fantastic way to show the high standards that your business upholds. Furthermore, a qualification such as this can help your business to outshine the competition when it comes to tendering for business or quoting for projects. In some cases, having a qualification such as SMAS Worksafe may even be a requirement.

Alongside SMAS Worksafe, you’ll need to show that you not only have the correct health and safety practices, but you also protect yourself with the necessary insurance. As a competitive contractor that focuses on being a leader in the industry, you need to make sure your insurance policy does not fall short. Fortunately, there are SMAS Worksafe accredited insurance can ensure you have comprehensive cover to protect your business at all costs.

What is SMAS Worksafe accredited insurance?

The most essential aspect of risk management for your business is having the right insurance. As a contracting business, you need to ensure you can limit the financial loss in the event of an accident or disaster. SMAS Worksafe accredited insurance can ensure your business has comprehensive cover for all of the risks your business faces.

Liability insurance

As a SMAS Worksafe contractor, your business prides itself on working safely. However, unfortunately, accidents can happen. If your business is responsible for damage or harm to another person or a person’s property, then liability insurance can help to protect you. In the event of a liability claim, your insurance company will pay the damages in a settlement claim. This will be up to the value you insure your business for.

Worker’s compensation insurance

Your business relies on your team, and subsequently, your team relies on their ability to work. If a team member suffers an injury while working for your business, then this policy will cover a loss of wages. It will also cover any necessary medical expenses.

Commercial vehicle insurance

As a contractor, it is likely you rely on your vehicles for work. This aspect of SMAS Worksafe accredited insurance will ensure you have the financial protection in case something happens to your vehicles such as theft or a crash.

Are you looking for SMAS Worksafe accredited insurance?

If you are looking for high-quality insurance to protect your business, then Just Quote Me can help. The team will search for the find the right insurance package with every necessary policy for your business. Call the team today to discuss your requirements or receive a free quote using our quick quote form.

To get a FREE no obligation Insurance quote go to our online Quote System or call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325

SafeContractor Approved Contractor Insurance

SafeContractor Approved Contractor Insurance

SafeContractor Approved Contractor Insurance

SafeContractor Approved Contractor Insurance

The contractor industry is becoming more and more competitive. As a result, it is crucial that your contractor business stands out from the crowd. One of the best ways to showcase your business as an innovative, safe and trustworthy organisation is through accreditations such as SafeContractor. However, when you highlight your business as a market leader, you need to ensure you have the right level of insurance to match. This is where SafeContractor Approved Contractor insurance is vital.

Healthier, Safer and Stronger

SafeContractor is one of the industries leading accreditation schemes. First and foremost, SafeContractor is there to help contractors demonstrate and ensure their legal compliance to regulations. However, more than this, SafeContractor supports contractor businesses in becoming healthier, safer and stronger organisations. As a result, this all adds up to a more competitive offering and more work opportunities.

However, if you are a SafeContractor approved contractor, then accreditations are not enough. You still need to protect your business with adequate levels of insurance. While certification adds to your trustworthiness, insurance is the main factor that shows your business has the financial capacity in place in case anything goes wrong.

What is SafeContractor Approved Contractor Insurance?

As a SafeContractor approved contractor, you will have had to include your insurance details as part of your SafeContractor assessment. Without insurance, you will not have the accreditation. However, when you send your SafeContractor assessment to prospective clients, they will be able to see your level of insurance. This means that you don’t have to supply additional insurance documents when you tender for a project, saving you time and hassle. As a SafeContractor accreditation lasts just one year, you will need to make sure you renew or purchase a new insurance policy at the start of each year of your SafeContractor accreditation.

Your SafeContractor Approved Contractor insurance should include several aspects that work to protect your business. These include;

  • Public Liability – To help keep members of the public (and their property) safe in the event that your business causes damage or harm.
  • Employer’s Liability – A legal requirement for businesses that employ staff. Compensation claims for Employer’s Liability can reach up to £10 million, so appropriate levels of coverage are essential.
  • Professional Indemnity –   If your business makes a mistake that leads to a client suffering a financial or professional loss, then indemnity insurance is vital.
  • Tool, Plant and Machinery – Protect the tools of your trade with appropriate insurance. Whatever you need on a day to day basis needs protection.
  • Commercial Vehicle/Van Insurance – if you rely on transport for your business, make sure your vehicles are covered for commercial use.

Are you looking for SafeContractor Approved Contractor Insurance?

Just Quote Me works with a number of leading insurance providers to help find you the best deal for your insurance. To find out more, or to receive your free quote, get in touch today.

To get a FREE no obligation Insurance quote go to our online Quote System or call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325

Contractors Insurance – CHAS Approved

Contractors Insurance – CHAS Approved

Contractors Insurance – CHAS Approved

Contractors Insurance – CHAS Approved

As a contractor, you need to ensure you have the right insurance in place to protect yourself, business and members of the public. Should the worst happen, insurance will provide the peace of mind and the coverage you need. If you are a CHAS approved contractor, you are demonstrating yourself as a leader in the contractor’s industry and should have appropriate CHAS approved contractors insurance in place to safeguard all of your work.

Safeguard your work with insurance for contractors

As a commercial contractor, there is nothing more important than showing you take your work seriously. Furthermore, demonstrating that you take health and safety seriously too. A Contractors Health and Safety Assess accreditation is a massive undertaking for any contractor. However, it is incredibly worthwhile. In many cases being a CHAS approved contractor is a requirement before clients allow you to tender for a project.

Furthermore, in the tender, you will likely need to prove your CHAS accreditation and proof of insurance. Many public sector organisations such as schools and councils will require this. This is why CHAS approved contractors insurance is so important to not only protect the business but help win the best contracts on offer.

Leading the industry with health and safety protection

As a CHAS approved contractor, you have already gone to great lengths to prove your commitment to leading the way with high-quality health and safety practices. However, this is not enough the protect your business from the risks in the industry. Insurance is necessary too. CHAS approved contractor insurance is a combination of policies designed to protect you as a contractor and ensure you have coverage for any eventuality.

What does CHAS approved contractors insurance include?

There are lots of aspects of insurance that you can include in a policy for contractors some of these include;

Public liability – To protect the public from injuries or accidents.

Employer’s liability – A legal requirement if you hire staff for your team.

Material damage all risks – If there is destruction, loss or damage to your materials, building and stock, then this will ensure you don’t lose out.

Professional indemnity – Covering negligence, this provides coverage for financial loss, property damage and injury.

Business interruption – If a disaster hits, business interruption can keep you in business.

Small business insurance – protects your business from all of the risks that small businesses face.

Find the right insurance policy for you

At Just Quote Me, our insurance experts will discuss your requirements and work hard to find the best and most competitive quote that covers all of your business needs.

To get a FREE no obligation Insurance quote go to our online Quote System or call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325

Thatched house insurance

Buildings Insurance Rebuild Valuation Service

Buildings Insurance Rebuild Valuation Service

Buildings Insurance Rebuild Valuation Service

‎Buildings should always be insured for the amount it would cost to rebuild them. However, fewer than one in ten household properties in the UK are covered correctly.

If you are over-insured you are probably paying too much for your buildings insurance. If you are under-insured, you face a reduced payout in the event of a claim. Insurance claims can be reduced by hundreds of thousands of pounds due to under-insurance.

Getting someone to visit your property to carry out a professional assessment can be time-consuming and very expensive. However, thanks to our partnership with RebuildCostASSESSMENT.com we can offer you a reliable low-cost service from a ‘Regulated by RICS’ (Royal Institution of Chartered Surveyors) organisation.

You’ll receive a comprehensive Rebuild Cost Assessment (RCA) report guiding you on how much you should insure your buildings for.

This is a fantastic and affordable online service which can protect you from the potentially severe consequences of underinsurance.

To get a FREE no obligation Building Insurance quote:

Call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325

Van Tools Insurance

Tools In Transit Insurance (Includes overnight Cover)

Tools In Transit Insurance (Includes overnight Cover)

Tools in Transit Insurance UK | With Overnight Theft Cover from JustQuoteMe Ltd

Protect Your Tools On the Move – Day and Night

For tradespeople, contractors, and mobile workers, tools are essential to getting the job done. But theft from vans—especially overnight—is a growing problem across the UK. Tools in Transit Insurance provides vital protection against theft, loss, or damage while your tools are being transported or stored in your vehicle.

At JustQuoteMe Ltd, we offer tailored tools in transit insurance with optional overnight theft cover, so your tools are protected when and where it matters most.

What Is Tools in Transit Insurance?

Tools in Transit Insurance covers the cost of replacing or repairing tools and equipment that are stolen, lost, or damaged while in your van or vehicle. It’s an essential cover for:

  • Builders
  • Plumbers
  • Electricians
  • Carpenters
  • Landscapers
  • Mobile repair technicians

When added with overnight theft cover, your tools remain insured even when left in your locked van overnight – ideal for those storing equipment in their vehicle outside their home or on-site.

What Does the Policy Typically Include?

Depending on the insurer and your needs, your cover can include:

  • Theft of tools from a locked vehicle
  • Accidental loss or damage in transit
  • Cover during overnight periods (usually with security conditions met)
  • UK-wide coverage
  • Quick claims resolution for minimal downtime

You can also combine this policy with public liability or employers’ liability insurance for complete peace of mind.

Why Choose JustQuoteMe Ltd?

At JustQuoteMe Ltd, we make it easy for tradespeople to get covered—without breaking the bank. We know how vital your tools are and how quickly you need them replaced if something goes wrong.

Why UK tradespeople trust us:

✅ Specialist Cover Options – Including overnight theft protection
✅ Fast, Free Quotes – Get covered in minutes
✅ Competitive Prices – We search the market for the best value
✅ Tailored Policies – Only pay for what you need
✅ Friendly UK-Based Support – Real advice from real experts
✅ Quick Claims Support – Minimise downtime after a loss

We’ve got your back, even when the worst happens.

Get Your Tools in Transit Insurance Quote Today

Don’t risk working without your tools. Get reliable, affordable cover with JustQuoteMe Ltd—day or night.

📞 Call 0800 084 2325
📩 Or get in touch with your FREE, no-obligation quote

 

Contact us today for a FREE quote

0800 084 2325

Cyber Insurance

Cyber Insurance

Cyber Insurance

Cyber Insurance

Cyber/ Data Protection For Your Business

Cyber insurance is specialist business insurance to help protect you in the event of a cyber-related attack or event. This could be a regular cyber-attack, a hack into your company system, a ransomware attack or any number of other cyber assaults. It can even include hardware failure and data breaches.

If your business, like almost all in the present day, uses IT, you are at risk of cybercrime. This is a concern for all businesses of all sizes. Small to medium sized enterprises are actually more at risk than larger companies when it comes to serious company damage, as you may not have the capital to recover in the aftermath of an event.

Cyber insurance comes at many different levels and can protect you from a wide range of technological issues and failures. Securing cyber insurance with Just Quote Me ensures you get a good value, comprehensive policy.

Why does Cyber Insurance matter for your Business?

Cyber-attacks have brought some of the largest companies in the world to their knees. Imagine this happening to your business. With companies such as Equifax, the NHS and FedEx effected by cyber-attacks, it can happen to anyone. Cyber insurance provides financial peace of mind should a cyber event effect your company. No business owner can afford to ignore this potential threat.

Do all Businesses need Cyber Insurance?

Cyber insurance protects your business from cyber risks. If any aspect of your business is run online or uses the internet, then it should be a consideration. It protects against risks which could damage both your business’ financial position and reputation. Almost all businesses now rely on IT for some element of their services, so there are probably very few who can honestly say they can do without cyber insurance!

You may find your existing policies such as business interruption and professional indemnity insurance have a degree of cyber protection, but is it comprehensive enough? These policies are not designed with the latest cybercrimes and threats in mind, whereas the best cyber insurance policies are.

What does your Cyber Insurance cover?

Cyber insurance may cover several different things, dependent on the level you opt for. You will find policies which offer scalable cover including elements such as:

  1. Financial cover for dealing with data breaches
  2. Financial cover for dealing with any cyber liability compensation claims
  3. Financial cover for business losses and interruption
  4. Financial cover for supporting your business through the aftermath and impact of the cyber event
  5. Financial cover for hardware and data repair and replacement
  6. Forensic investigation, expert advice and IT support

Cyber Insurance Quotes with Just Quote Me

At Just Quote Me we can help you find the right level of cyber insurance for your business. Our many years’ experience in business insurance allows us to quickly and efficiently get a good understanding of your company and its needs. Contact us today to get your cyber insurance quotes.

You can get a FREE no obligation Cyber insurance quote today on 0800 084 2325 or fill out our Quick Quote Form.

See how quickly your data can be stolen

Contact us today for a FREE quote

0800 084 2325

Amusement Arcade Insurance

Amusement Arcade Insurance

Amusement Arcade Insurance

Amusement Arcade Insurance

Amusement Arcade Insurance

Amusement arcades are popular year-round, with the peak season in the summer and as you know, the footfall can be high as many visitors arrive. With high volumes of visitors, amusement arcades can be high risk businesses and therefore specialist amusement arcade insurance is advisable.

Amusement arcade insurance incorporates a range of different policies to protect different elements of your business should the worst happen. The leisure sector has many general insurance policies available but specialist amusement arcade insurance will be tailored exactly to your business. Just Quote Me has considerable experience in this sector and can advise of the level of cover you may need, as well as providing a range of quotes.

Amusement arcade insurance may typically cover:

Public liability insurance

This is probably the most important kind of cover for your business. It ensures you have cover for claims due to injury or loss from members of the public or any other third parties on your premises or in contact with your business.

Employers’ liability insurance

Employers’ liability insurance is a legal requirement if you employ people in your business. It provides financial cover if they are injured or become ill due to their working practices (or claim as such).

Buildings and Contents insurance

Protection for your commercial premises and contents is vital. Much of your equipment and machinery is very expensive so if it is damaged, you need to be able to replace it without significantly impacting your working capital. Buildings insurance will protect you against any structural damage due to incidents such as fire or vandalism. Contents insurance will cover your fixtures and fittings from any losses through damage and/or theft.

Loss of licence insurance

In the amusements industry you need to hold certain licences to operate certain machines, fixed odds betting terminals and similar. If you should lose your gaming licence your amusement arcade insurance may include a clause to protect you financial. This is only the case if the loss is proven not to be your fault.

Amusement Arcade Insurance Quotes at Just Quote Me

At Just Quote Me we work with many businesses in the leisure industry, including many amusement arcade owners. Our experience in business insurance allows us to help you find the right level of cover for your business. We can source a range of quotes to ensure you have options to choose from.

You can get a FREE no obligation amusement arcade insurance quote today on 0800 084 2325 or fill out our Quick Quote Form.

Contact us today for a FREE quote

0800 084 2325

Mini Fleet Insurance

Mini Fleet Insurance

Mini Fleet Insurance

Mini Fleet Insurance

Mini Fleet Insurance

Depending on the insurer you speak to a mini fleet can be anything from two vehicles up to fifteen. Mini fleet insurance is an essential investment for businesses with a small number of vehicles who want to get the best price for their insurance.

Mini fleet insurance can cover cars, motorcycles, vans, trucks and a range of other vehicles used for the transportation of goods or people for business. Vehicle insurance is compulsory and investing in mini fleet insurance can mean a saving for your business.

What does Mini Fleet Insurance Cover?

Your mini fleet insurance will be specific to your business and depend upon the vehicles you need cover for. For cars alone you may only need third party insurance but you may want to invest more heavily in comprehensive insurance for a higher level of protection. What’s more if you are transporting goods you may also want to look into goods in transit protection so you have additional financial cover should anything untoward happen.

Some insurance companies go further and incorporate additional types of cover in their mini fleet insurance. Legal assistance insurance is quite common and also breakdown cover and home start are commonly seen. Uninsured loss recovery and guaranteed replacement vehicle options are also available with some insurers.

In most businesses vehicles are used by several staff members so multi-driver cover will be a necessity. Most mini fleet insurance policies only cover drivers aged 21 or over and some start at 25 or over.

Benefits of Mini Fleet Insurance

Most businesses will be drawn to a fleet insurance policy because of the cost benefits. It is more affordable to invest in mini fleet insurance than to insure each of your business vehicles individually. What’s more, with a mini fleet insurance policy you can add and remove vehicles as you need, making it more flexible as your business grows. In time you may even move onto a general fleet insurance policy. Most insurance companies will be happy to move your policy as you require and support your business as it grows.

Just Quote Me provide vehicle insurance quotes for many different purposes, particularly for businesses. We can help you find and compare quotes for mini fleet insurance and find the right insurance provider for your business.

We appreciate the need for affordability in insurance which is why we make sure you can find cheap quotes today or whenever suits your business.

Contact us to find out more about Mini Fleet Insurance:

Go to our online Quote System or call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325

Telehandler Insurance

Telehandler Insurance

Telehandler Insurance UK | Just Quote Me Ltd

Meta Title: Telehandler Insurance UK | Protect Your Plant & Machinery | Just Quote Me Ltd
Meta Description: Get specialist Telehandler Insurance in the UK. Covers for damage, theft, liability, and more. Compare policies and get a quick quote with Just Quote Me Ltd.


What is Telehandler Insurance?

A telehandler is a vital piece of plant machinery used across construction, agriculture, logistics, and industrial projects. Because it’s expensive equipment, Telehandler Insurance is essential to protect your investment, cover potential liabilities, and keep your operations running smoothly.

At Just Quote Me Ltd, we provide tailored Telehandler Insurance solutions for businesses across the UK, ensuring your telehandler is protected for all eventualities.


Why Telehandler Insurance is Essential

Operating a telehandler comes with inherent risks, including accidental damage, theft, and third-party injury or property damage. Without the right insurance cover, repairs or replacement costs can be significant, and liabilities can quickly escalate.

Telehandler Insurance protects your business and peace of mind by covering:


Key Covers for Telehandler Insurance

  1. All Risks Cover
    Protects against accidental damage to your telehandler while in use, in transit, or in storage. This can include collisions, overturning, and mechanical damage.

  2. Theft and Vandalism Cover
    Covers your telehandler against theft, attempted theft, or malicious damage.

  3. Third-Party Liability Cover
    Protects you against legal liabilities if your telehandler causes injury to others or damages third-party property.

  4. Breakdown and Recovery Cover
    Covers repair costs and recovery services if your telehandler breaks down.

  5. Hired-In Plant Cover
    Protects telehandlers you hire in for a project, including cover for damage and theft while hired.

  6. Business Interruption Cover
    Compensation for loss of income if your telehandler is out of action following an insured event.


Who Needs Telehandler Insurance?

Telehandler Insurance is crucial for a range of businesses including:

  • Construction companies

  • Agricultural operators

  • Logistics firms

  • Plant hire companies

  • Industrial contractors

If your business relies on telehandlers to operate efficiently, insurance is a must to safeguard your assets and limit downtime.


Why Choose Just Quote Me Ltd for Telehandler Insurance?

  • Specialist knowledge – We understand plant and machinery risks and tailor cover accordingly.

  • Wide market access – We compare top UK insurers to find the best terms for you.

  • Competitive pricing – Our goal is to find you the best value policy for your needs.

  • Claims support – Expert help when it matters most.


Get Your Telehandler Insurance Quote Today

Protect your plant, your business, and your peace of mind with Telehandler Insurance from Just Quote Me Ltd.

✅ Fast, no-obligation quotes
✅ Cover tailored to your needs
✅ Specialist plant insurance expertise

👉 Call us today on 0800 084 2325
👉 Click below to get your FREE quote

Click here  Telehandler Insurance Quote for instant Quote!

Cafe Insurance

Cafe Insurance

Cafe Insurance

Cafe Insurance

Café Insurance – Compare Quotes Online

Running your own café business comes with many responsibilities. You may be the heart of your local community or an up and coming venue for the local arts scene, but whatever type of café you run, you have to run it legally. Café insurance is designed to protect your business should a number of financial issues occur. It is made up of a range of different types of insurance to cover you in many different situations.

Café insurance quotes come in all shapes and sizes, much like the businesses themselves. Whether you’re an experienced business owner or opening your first café ever, café insurance doesn’t need to be an issue. With Just Quote Me you can compare quotes online, speak to our business insurance experts and guarantee a good level of café insurance for your business.

What kind of cover is included in Café Insurance?

All insurers will offer slightly different policies so it is important to look closely and compare quotes online to find what’s right for your business. Typically café insurance may include:

  • Public liability insurance: not a compulsory requirement for your business but highly recommended. This provides cover should a member of the public be hurt on your business’ premises as a result of your actions or negligence.
  • Employer’s liability insurance: this is the only compulsory insurance for businesses in the UK. You must have employer’s liability insurance to operate legally. It provides cover should a member of your staff be hurt or become ill while at work or due to their working practices.
  • Buildings and content cover: as commercial premises you cannot simply get a regular buildings insurance policy. This is especially the case as you serve food. You need buildings and contents insurance specifically designed for cafes.
  • Stock cover: the stock required to run a busy café can be extensive and you may want to protect it due to its value to your business. If your systems should fail and you lose stock due to refrigerators or freezers breaking down.
Additional insurances such as business interruption and key personnel insurance may also be considerations for your business.

Café insurance can differ from business to business and you simply need to consider your individual business and your requirements. If you have even a single employee you must have employer’s liability insurance in place but all other insurances are your choice and it is up to you how much you value your business and how you plan to protect it.

Just Quote Me is available to help you compare café insurance quotes online and can discuss your options with you too.

Contact us to find out more about Café Insurance:

Go to our online Quote System or call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325