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Thatched Pub Insurance

Thatched Pub Insurance

Thatched Pub Insurance

Thatched Pub Insurance

If you have a thatched roof, your business will be harder to insure. However, the charm and beauty of a traditional thatched pub keeps the punters coming and can be a great business investment. You do need specialist thatched pub insurance to mitigate against the higher risks that come with this kind of property. A thatched roof will limit the range of insurers you can choose between, but it doesn’t stop you from finding insurance altogether.

The fire risk of thatched rooves is often in the news and owning this kind of property does come with additional risks.

Specialist Thatched Pub Insurance

Most pub owners will compare different thatched pub insurance options before making a decision. This is best practice as you may find varying costs, although all specialist insurance is more expensive than a standard policy. Best practices in maintaining and mitigating the fire risk will also work in your favour.

Fire isn’t the only risk with a thatched roof, although it is the main consideration for most insurers. Thatched pub insurance should also provide cover for situations such as nesting and infestation form birds or rodents. You may also get cover for the risk of high winds or similar damaging the property.

Thatching isn’t a weak and short-lived roofing option though. A good quality, well-thatched roof should last fifty years or more, offering full weather resistance.

Minimising the Fire Risks of a Thatched Roof

Fire precautions are essential in all businesses but especially when you have the added risk of a thatched roof. Best practice recommends:

  1. Placing smoke detectors in the roof space and at key locations around the pub
  2. Have the electrics and chimneys checked regularly be a qualified professional
  3. Ensure fire-resistant barriers are in place for your thatching
  4. Ensure all thatching is coated in fire-retardant spray

Are you looking for Thatched Pub Insurance?

If you are looking to protect your thatched pub, then Just Quote Me will search high and low for the most competitive insurance quotes. The team works closely with a range of specialist providers and can help you to find the right level of cover for your business. Find out more today by getting in touch or using our quick quote form.

Thatched Pub Insurance with Just Quote Me

Just Quote Me works with businesses of all shapes and sizes. We help many different kinds of pub and bar owner find the right insurance they need. We recognise the specific needs of a thatched pub and can help you secure a policy which fully suits your needs.

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

Contact us today for a FREE quote

0800 084 2325


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Thatched house insurance

Thatched house insurance

Thatched house insurance

Thatched house insurance

A thatched home is full of character and charm. However, there is a higher risk that comes with a thatched roof which requires specific thatched house insurance. If you have a property with a thatched roof, then you may need additional cover or a specialist home insurance policy. So, what do you need to know about thatched house insurance?

Why do you need thatched house insurance?

A thatched roof may look attractive but comes with a higher risk, especially when it comes to fires. As a result, you need to ensure that your insurance provider will cover your thatched roof as many insurers will not cover the additional risks. Furthermore, they will not want to pay the expense of replacing a thatched roof like for like.

There are some insurance providers that will insure a thatched roof. At Just Quote Me, we work closely with these providers to ensure you receive the best possible deal.

It is often best to have thatched house insurance from a specialist provider. However, they will have specific requirements before they insure you. One of these requirements will be that your roof is in a good state of repair. Remember that thatched rooves will need replacing every eight to ten years.

Can you lower the cost of thatched house insurance premiums?

The biggest insurance risk with a thatched home is that is has a high fire risk. Consequently, this is why your insurance premiums may be high. However, by reducing the fire risk of your home, you can lower your thatched house insurance premiums.

Some of the things you can do to lower your fire risk are to regularly complete chimney sweeps and check electrical wirings to ensure the property is as safe as possible. You can also help to fireproof your roof with fire barriers and fire-retardant spray which can help to limit the damage to the roof in the event of a fire.

Another essential feature for your insurance for a thatched home is to install smoke alarms throughout the property and in the roof space to help alert you to a fire so that you can act in event of a fire as quickly as possible.

Are you looking for thatched house insurance?

If you are looking to protect your thatched house, then Just Quote Me will search high and low for the most competitive insurance quotes. The team works closely with a range of specialist providers and can help you to find the right level of cover for your home. Find out more today by getting in touch or using our quick quote form.

To get a FREE no obligation Thatched House Insurance quote:

Go to our online Quote System or call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325


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Thatched house insurance

Buildings Insurance Rebuild Valuation Service

Buildings Insurance Rebuild Valuation Service

Buildings Insurance Rebuild Valuation Service

‎Buildings should always be insured for the amount it would cost to rebuild them. However, fewer than one in ten household properties in the UK are covered correctly.

If you are over-insured you are probably paying too much for your buildings insurance. If you are under-insured, you face a reduced payout in the event of a claim. Insurance claims can be reduced by hundreds of thousands of pounds due to under-insurance.

Getting someone to visit your property to carry out a professional assessment can be time-consuming and very expensive. However, thanks to our partnership with RebuildCostASSESSMENT.com we can offer you a reliable low-cost service from a ‘Regulated by RICS’ (Royal Institution of Chartered Surveyors) organisation.

You’ll receive a comprehensive Rebuild Cost Assessment (RCA) report guiding you on how much you should insure your buildings for.

This is a fantastic and affordable online service which can protect you from the potentially severe consequences of underinsurance.

To get a FREE no obligation Building Insurance quote:

Call us on 0800 084 2325

Contact us today for a FREE quote

0800 084 2325


Also available on Apps

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