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Builders’ Insurance

Builders’ Insurance

by | Aug 18, 2025

Builders’ Insurance

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Builders Insurance UK | Tailored Protection from JustQuoteMe Ltd

Insurance Built for UK Builders

If you work in the construction or building trade, the risks are high—and so are the consequences of being uninsured. Builders Insurance provides vital protection against accidents, injuries, damage, and legal claims that can arise on-site or off-site.

At JustQuoteMe Ltd, we specialise in providing reliable, affordable insurance cover for builders and contractors across the UK.

What Is Builders Insurance?

Builders Insurance is a comprehensive policy designed to protect you, your employees, your tools, your clients, and your business from unexpected events. Your insurance can include:

  • Public Liability Insurance – Protection if a third party is injured or their property is damaged
  • Employers’ Liability Insurance – Required by law if you employ anyone
  • Contract Works Insurance – Covers damage to ongoing construction projects
  • Tools and Equipment Cover – Protection for tools on and off site
  • Personal Accident Cover – Financial support if you’re injured and unable to work
  • Hired-In Plant & Own Plant Cover – For machinery you own or rent
  • Whether you’re working on residential, commercial, or industrial projects, we’ll help you find the right level of cover.

Who Needs Builders Insurance?

Builders Insurance is essential for:

  • Self-employed builders
  • General building contractors
  • Property developers
  • Construction firms
  • Bricklayers, plasterers, and groundwork specialists

If your business operates in high-risk environments, this insurance is a must-have to protect your reputation and finances.

Why Choose JustQuoteMe Ltd for Builders Insurance?

At JustQuoteMe Ltd, we understand the demands of the building industry and work with top UK insurers to find cover that works for your needs and budget.

Here’s why UK builders trust us:

✅ Specialist Knowledge – We know the building trade and tailor policies accordingly
✅ Instant Quotes – Get fast, accurate quotes with no fuss
✅ Market Comparison – We shop the market so you don’t have to
✅ Flexible Cover – Choose only the cover you need
✅ Personal Service – UK-based team with real construction insurance experience
✅ Claims Support – Help when you need it most

We take the stress out of getting insured so you can focus on getting the job done.

Get Your Builders Insurance Quote Today

Get the protection your building business deserves. Contact JustQuoteMe Ltd for a FREE, no-obligation quote today.

📞 Call 0800 084 2325
📩 Or visit justquoteme.co.uk to get started.

 

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Undergoing Works Insurance

Undergoing Works Insurance

by | Aug 12, 2025

Undergoing Works Insurance

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Undergoing Works Insurance

Protect Your Property During Renovations

When your property is undergoing building works, standard home or commercial insurance often won’t cover the extra risks that come with construction. That’s where our Undergoing Works Insurance steps in – providing specialist protection during renovations, extensions, structural changes, or major refurbishments. From accidental damage to theft of materials, we’ve got you covered while your property is transformed.

Cover Designed for Construction Risks

Building works can bring unexpected challenges – from water damage caused by a burst pipe to storm damage while a roof is exposed. Our policies are designed to protect against these risks, covering both the existing structure and the works in progress. We can also include cover for tools, equipment, and on-site materials, ensuring nothing is left unprotected while the work is underway.

Flexible, Fast, and Tailored to You

We know every project is different, so our cover can be tailored to the scale and duration of your works. Whether you’re taking on a small refurbishment or a full property overhaul, we offer simple applications, rapid approvals, and competitive pricing. Don’t leave your investment vulnerable – safeguard your property and your project with our Undergoing Works Insurance.

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Undergoing Works Insurance

Legal Expenses and Rent Guarantee Insurance

by | Aug 12, 2025

Legal Expenses and Rent Guarantee Insurance

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Legal Expenses and Rent Guarantee Insurance

Protect Your Rental Income and Your Rights

As a landlord, unpaid rent and legal disputes can quickly turn your investment into a financial headache. With our Legal Fees & Rent Guarantee Insurance, you’ll have the security of knowing your rental income is protected – even if your tenant stops paying. We cover legal expenses for eviction proceedings, disputes, and court representation, giving you the confidence to manage your property without fear of costly setbacks.

Guaranteed Rent, No Matter What

Our policies are designed to safeguard your cash flow. If your tenant defaults, we’ll pay the rent owed for the duration of the claim period, so you can continue to meet mortgage payments and other expenses without stress. Alongside this, we’ll handle the legal side for you – from drafting notices to full representation – ensuring your rights are protected every step of the way.

Simple, Fast, and Reliable Protection

Arranging cover is quick and straightforward, with flexible terms to match your needs. We offer transparent pricing, responsive support, and a streamlined claims process so you can focus on your investment, not paperwork. Don’t leave your rental income to chance – safeguard your property and your peace of mind today with our Legal Fees & Rent Guarantee Insurance.

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Undergoing Works Insurance

Residential Unoccupied Insurance

by | Aug 12, 2025

Residential Unoccupied Insurance

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Residential Unoccupied Insurance

Protect Your Empty Property with Confidence

When a property is left unoccupied, it becomes more vulnerable to risks such as break-ins, vandalism, leaks, or weather damage. Standard home insurance often won’t cover you for these situations – but with our specialist Unoccupied Home Insurance, you can rest easy knowing your investment is protected. Whether your home is empty due to renovation, sale, or a long trip away, we provide tailored cover to keep it safe.

Tailored Protection for Every Scenario

Our flexible policies can be customised to suit your needs, with options for short-term or long-term cover. We protect against common risks like fire, theft, and escape of water, as well as accidental damage, so you’re never left exposed. We understand every property and situation is different, which is why we offer straightforward terms and transparent pricing – with no hidden surprises.

Quick, Hassle-Free Cover When You Need It Most

Getting insured is simple – our fast application process means you can arrange cover in minutes, with documents delivered straight to your inbox. You’ll also benefit from dedicated claims support, so if something does go wrong, you can get back on track quickly. Don’t leave your property unprotected – click here to secure the peace of mind you deserve today with our Unoccupied Home Insurance.

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Restaurant Insurance

Restaurant Insurance

by | May 27, 2024

Restaurant Insurance

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Restaurant Insurance

Restaurant insurance in the UK is vital for protecting dining establishments from various risks and liabilities that can arise in the course of daily operations. This type of insurance encompasses a range of coverages designed to safeguard against property damage, employee injuries, customer claims, and other unforeseen events. Ensuring comprehensive insurance coverage is crucial for restaurant owners to maintain financial stability and compliance with legal requirements. This article delves into the types of restaurant insurance available, factors affecting premiums, and tips for selecting the best policies.

Types of Restaurant Insurance

Public Liability Insurance

Public Liability Insurance is essential for any business that interacts with the public. For restaurants, it covers legal costs and compensation claims if a customer or third party suffers injury or property damage while on the premises. This might include incidents like slips, trips, or food poisoning.

Employers’ Liability Insurance

Employers’ Liability Insurance is a legal requirement for most businesses in the UK with employees. It protects restaurant owners against claims from employees who suffer work-related injuries or illnesses. This type of insurance covers legal fees and compensation payouts.

Property Insurance

Property Insurance covers the physical assets of a restaurant, including the building (if owned), kitchen equipment, furniture, and inventory. It protects against risks like fire, theft, vandalism, and natural disasters, ensuring that the business can recover and resume operations after such events.

Business Interruption Insurance

Business Interruption Insurance compensates for lost income and additional expenses if a restaurant is forced to close temporarily due to a covered event, such as a fire or flood. This coverage helps to cover ongoing costs, such as rent and salaries, while the business is not operational.

Product Liability Insurance

Product Liability Insurance protects against claims arising from the sale of food and beverages. If a customer suffers an injury or illness due to contaminated or faulty food, this insurance covers legal fees and compensation costs. It’s especially important for restaurants to manage the risk associated with food handling and preparation.

Contents Insurance

Contents Insurance covers the loss or damage of items within the restaurant, such as furniture, fixtures, and stock. This type of insurance ensures that the restaurant can replace essential items quickly and efficiently in the event of theft, fire, or other damages.

Factors Influencing Restaurant Insurance Premiums

Business Size and Type

The size and type of restaurant significantly influence insurance premiums. Larger establishments or those offering higher-risk services, like delivery or catering, generally face higher premiums due to increased risk exposure.

Location

The restaurant’s location affects insurance costs. Areas with higher crime rates or susceptibility to natural disasters may attract higher premiums. Conversely, restaurants in safer, low-risk areas might benefit from lower rates.

Claims History

A history of frequent claims can increase insurance premiums. Insurers view businesses with numerous claims as higher risk, resulting in higher costs for coverage.

Security Measures

Restaurants with robust security measures, such as CCTV, alarm systems, and secure locks, may benefit from reduced premiums. These measures lower the risk of theft and vandalism, making the property less risky to insure.

Employee Training

Well-trained staff can reduce the likelihood of accidents and claims. Restaurants that invest in regular training for food safety, hygiene, and emergency procedures may receive lower insurance premiums as they are seen as lower risk.

Tips for Choosing the Best Restaurant Insurance

Assess Your Needs

Identify the specific risks and coverage needs of your restaurant. Consider factors like location, size, services offered, and your budget. Tailoring your insurance policy to these needs ensures comprehensive protection without unnecessary expenses.

Compare Quotes

Use online comparison tools to gather quotes from multiple insurers. Comparing different policies helps identify the best coverage options and pricing for your specific requirements. Call us for a quick quote – you may be surprised how much money you can save on your current policy.

Bundle Policies

Consider bundling various types of insurance with the same provider. Many insurers offer discounts for multiple policies, which can reduce overall insurance costs.

Review Policy Details

Carefully review the terms and conditions of each policy. Ensure you understand the coverage limits, exclusions, and any additional benefits. This helps avoid surprises during a claim.

Consult an Insurance Broker

An insurance broker like Just Quote Me specializing in commercial insurance can provide valuable advice and help find the best policies for your restaurant. Brokers have access to a wide range of insurers and can negotiate better terms on your behalf.

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

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Restaurant Insurance

Pub Insurance

by | May 27, 2024

Pub Insurance

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Pub Insurance

Choose the right pub insurance

Choosing the right insurance package to suit your pub is essential. Business insurance is a legal requirement for all pub owners, but cover requirements will vary. You should make sure you have insurance for:

  • Public liability in case someone becomes injured or property becomes damaged due to negligence on your part. Both of which become more likely when people have been drinking a lot of alcohol.
  • Employer cover. This will protect you in case your employees become injured or ill as a result of working for you.
  • Protection from theft and accidental damage.
  • Business interruption in the event of losing your liquor licence or if the pub becomes flooded.
  • The pubs convents, which includes all fixtures and fittings.

Running a pub is a unique experience and it has its own set of challenges. There are many different considerations to keep in mind at any one time but a priority amongst them must be ensuring you have a good level of pub insurance. Specialist pub insurance premiums will incorporate the tailored covers needed for your individual establishment. Different venues require different levels of cover and even different types of cover, which is why Just Quote Me is here to help to organise the right level of pub insurance for your site.

Although there are different requirements in every venue, the following kinds of pub insurance may make up part of your policy:

Public Liability Insurance for Pubs

You may need commercial property insurance as well as public liability insurance for your pub. However, public liability insurance protects your business should a third party or member of the public claim they were injured on your premises or because of it. It will also cover any claims made on the basis of your pub being responsible for damage to a third party’s property.

Employer’s Liability for Pubs

Almost every pub insurance policy will incorporate employer’s liability cover. Even if you only have one part-time staff member, employer’s liability insurance is a legal requirement. It covers you should an employee make a claim against you. This could be due to an accident or injury or damage to their property.

Additional Pub Insurance Cover

You may require temporary or short-term entertainment and events insurance cover throughout the year. This will depend on the types of activity that take place at your pub. If you have specific events and entertainment planned, discuss it before choosing a policy as you may need additional covers. You may also want to consider contents insurance for the fixtures, fittings, equipment and stock in your pub. Pub contents insurance should cover you against a range of risks including storm damage, malicious damage and theft.

Specialist pub insurance gives you peace of mind. It protects your pub so you can get on with the day to day graft of running it. At Just Quote Me we are ready and waiting to help, simply get in touch today.

 

To Compare Pub Insurance Quotes Online:

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Mini Fleet Insurance

Mini Fleet Insurance

by | May 27, 2024

Mini Fleet Insurance

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Mini Fleet Insurance

Electric Car And Van Fleets Insurance

With a ban on diesel vehicles coming to the UK soon, more and more businesses are looking for more sustainable ways to power their car. Electric cars and vans are becoming increasingly popular for businesses to add to their fleets. Of course, for these new ways to power the vehicle, you need the right insurance; electric car and van fleets insurance.

How Can Electric Car And Van Fleets Insurance Save You Money?

Of course, for the cost of fleet insurance, there are several variables that may affect the price. However, by having a fleet of electric cars and vans, fleet managers often find that they make significant savings with their insurance.

Typically, electric cars and vans have fewer maintenance requirements. This means the vehicles are less likely to break down or have an accident due to lack of maintenance. As a result, with fewer accidents on the road, insurance providers can reduce the cost of their electric car and van fleets insurance.

Furthermore, electric cars often have advanced safety technology. The technology on board your fleet can help to reduce the chance of accidents and collision. This is not only a plus for you but for your insurer too. This benefit is enhanced if your fleet also opts for advanced telematics insurance too – which is another excellent way to keep your insurance costs down.

Finally, studies by insurers find that drivers of electric vehicles are more likely to be responsible drivers. While this focus is mainly for individuals, research has found that it is helping fleet managers too. So, by actively choosing a more sustainable transportation method, you could be saving money on fuel costs and insurance.

What Is Gas Powered Fleets HGVs Insurance?

In a bid to reduce their carbon emissions, many companies are turning to gas powered fleets HGVs. Innovate UK is even funding trials for these low emission vehicles as part of the Low Emission Freight and Logistics Project. Some of the big fleet operators to take part include ASDA. Great Bear, Brit European and Howard Tenens. However, what does this energy source mean for insurance and what is gas powered fleets HGVs insurance?

Understanding gas powered fleets HGVs insurance

Regardless of how many vehicles you have in your fleet and what fuel or power they use, they all need vehicle insurance. Of course, each vehicle having its own insurance can be a nightmare for fleet managers. This is why fleet insurance is ideal as it covers all of your vehicles in one policy.

All insurers will have a different number of vehicles to class the insurance as a fleet. Often there is a minimum number of two vehicles for fleet insurance. However, the maximum number could stretch into the thousands.

The benefit of having gas powered fleets HGVs is that the vehicles have lower CO2 emissions. Furthermore, the gas powered fleets HGVs tend to have lower power. This makes the vehicles safer in the eyes of the insurer. As a result, the insurance premiums tend to be much cheaper.

The benefits of gas powered fleets HGVs insurance

  1. The vehicles have less power which means they are safer to drive which lowers premiums
  2. Gas powered fleets HGVs insurance makes it easier to manage your whole fleet
  3. You are doing your bit for the environment and reducing your carbon footprint
  4. Furthermore, you could save money through insurance and fuel costs.
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Landlord Insurance

Landlord Insurance

by | Mar 5, 2020

Insurance Packages We Offer

Choose the type of Insurance you need from the list below and get an instant quote

Residential Let Property Insurance
Residential Unoccupied Insurance
Undergoing Works Insurance
Holiday Home Insurance
Tenants Contents Insurance
Commercial Property Owners Insurance
Commercial Unoccupied Property Insurance
Legal Expenses & Rent Guarantee Insurance

Landlord Insurance

Whether you have a single commercial property or a whole portfolio, Landlord Insurance is a must.

Landlord Insurance needs to be flexible to your properties and situation and we focus on delivering simple yet all-encompassing policies which ensure your assets are fully protected should the worst happen.

The range of covers which are necessary as part of a commercial property policy can include buildings insurance, contents insurance and liability insurances. At Just Quote Me we can help ensure your commercial assets are fully protected before, during and after the selection of appropriate tenant businesses.

Landlord Insurance covers all landlords who let their properties to third party businesses. This kind of situation offers different risks to those faced by residential landlords because commercial buildings are often built differently and are more frequented by members of the public and this leads to them requiring more protection.

What does Landlord Insurance Cover?

Your Landlord Insurance premium may cover a range of different things dependent on your needs. It will cover the specific risks pertinent to your type of property, whether that’s a shop, office or warehouse. Your Landlord Insurance policy may provide cover against:

  • Damage to your property from fire, flooding or vandalism through buildings cover.
  • Damage to your contents such as shelving and appliances provided to tenants through contents cover.
  • Accidents and injuries through landlord liability insurance should the worst happen and you be found liable.
  • Non-payment of rent through rental income protection. Unexpected events such as floods and fires can make it difficult for tenants to pay their rent so this kind of protection allows the business to continue trading and you to maintain your income.

Landlord Insurance is tailored specifically to properties used by third party businesses, not individuals living in the property. Residential lettings insurance is needed in this case.

Landlord Insurance with Just Quote Me

At Just Quote Me we draw on our pool of over 30 years’ experience in the professional insurance industry to deliver and place the right level of Landlord Insurance for all our commercial landlord clients.

We recognise the need for different premiums for different businesses, even if they seem very similar on paper. We know that one size fits all approaches to insurance simply don’t provide the cover most businesses need so work to offer unique and tailored quotes to all our customers.

To get a FREE no obligation Landlord Insurance quote:

Go to our online Quote System or call us on 0800 084 2325

Van Tools Insurance

Van Tools Insurance

by | Dec 9, 2019

Van Tools Insurance

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Van Tools Insurance

Protecting your business tools and having proper cover in place is vital for any tradespeople or business.

Without your trusted equipment, your business could be left unable to operate, and your clients let down. Here at Just Quote Me, we understand how important your tools are to your business. This is why we offer simple, affordable van tool insurance options.

As a tradesman and business owner, we know that your focus is on getting the job done and insurance policies are often the last thing on your mind. That is why we are here to help.

Whether your tools are damaged due to an accident, or your van is broken into, and tools are stolen; having appropriate insurance in place can ensure you are protected. We aim to offer van tool insurance that is affordable, simple and protects you and your business. By choosing van tool insurance from Just Quote Me, you will have peace of mind that the cost of replacing tools will not need to be at your expense.

Van Tools Insurance At Just Quote Me

Here at Just Quote Me, we search many insurance providers to find you the very best quote in minutes. We work hard to save you time and money so that you can focus on running your business. You can choose for Just Quote Me to search for the best van tools insurance for your individual needs. We will take into account the value of your tools, your excess and your personal circumstances, to make sure you get the best cover.

We understand that tools left within a van can be vulnerable to damage or theft, and other forms of business or van insurance will often not cover tools. That is why having dedicated van tool insurance is vital for your business. Our team can help you to tailor your insurance quotes to meet your needs. Whether you need cover for hired tools as well as you own or cover for very expensive tools that are stored in a van, we can help.

Why Choose Just Quote Me For Van Tools Insurance?

  • Instant online quotations to save time, hassle and money.
  • Dedicated team of insurance professionals on hand to help you choose the best policy for your business.
  • Quotations searched from a range of insurance providers in order to find the very best deal.
  • We send policy documents immediately via email with no delay or fuss.

Van Tools Insurance Quotes with Just Quote Me

At Just Quote Me we work with busy professionals and tradespeople from all backgrounds. We appreciate how valuable the tools of your trade can be and want to ensure they are fully protected for you. We can find you a range of suitable Van Tools Insurance quotes and discuss your options with you.

Contact Just Quote Me today to get your FREE no obligation Van Tools Insurance Insurance quote on 0800 084 2325 or fill out our Quick Quote Form.

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SMAS Worksafe Accredited Insurance

SMAS Worksafe Accredited Insurance

by | Oct 14, 2019

SMAS Worksafe Accredited Insurance

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SMAS Worksafe Accredited Insurance

If your business prides itself on its Safety Management Advisory Services (SMAS) Worksafe accreditation, then you need high-quality insurance to match. SMAS Worksafe accredited insurance is a policy plan designed to suit your specific business needs and demonstrate your commitment to exemplary health and safety standards.

A business to trust

SMAS Worksafe is a nationally recognised award that demonstrates your commitment to health and safety. As a contractor, it is a fantastic way to show the high standards that your business upholds. Furthermore, a qualification such as this can help your business to outshine the competition when it comes to tendering for business or quoting for projects. In some cases, having a qualification such as SMAS Worksafe may even be a requirement.

Alongside SMAS Worksafe, you’ll need to show that you not only have the correct health and safety practices, but you also protect yourself with the necessary insurance. As a competitive contractor that focuses on being a leader in the industry, you need to make sure your insurance policy does not fall short. Fortunately, there are SMAS Worksafe accredited insurance can ensure you have comprehensive cover to protect your business at all costs.

What is SMAS Worksafe accredited insurance?

The most essential aspect of risk management for your business is having the right insurance. As a contracting business, you need to ensure you can limit the financial loss in the event of an accident or disaster. SMAS Worksafe accredited insurance can ensure your business has comprehensive cover for all of the risks your business faces.

Liability insurance

As a SMAS Worksafe contractor, your business prides itself on working safely. However, unfortunately, accidents can happen. If your business is responsible for damage or harm to another person or a person’s property, then liability insurance can help to protect you. In the event of a liability claim, your insurance company will pay the damages in a settlement claim. This will be up to the value you insure your business for.

Worker’s compensation insurance

Your business relies on your team, and subsequently, your team relies on their ability to work. If a team member suffers an injury while working for your business, then this policy will cover a loss of wages. It will also cover any necessary medical expenses.

Commercial vehicle insurance

As a contractor, it is likely you rely on your vehicles for work. This aspect of SMAS Worksafe accredited insurance will ensure you have the financial protection in case something happens to your vehicles such as theft or a crash.

Are you looking for SMAS Worksafe accredited insurance?

If you are looking for high-quality insurance to protect your business, then Just Quote Me can help. The team will search for the find the right insurance package with every necessary policy for your business. Call the team today to discuss your requirements or receive a free quote using our quick quote form.

To get a FREE no obligation Insurance quote go to our online Quote System or call us on 0800 084 2325

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SafeContractor Approved Contractor Insurance

SafeContractor Approved Contractor Insurance

by | Oct 14, 2019

SafeContractor Approved Contractor Insurance

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SafeContractor Approved Contractor Insurance

The contractor industry is becoming more and more competitive. As a result, it is crucial that your contractor business stands out from the crowd. One of the best ways to showcase your business as an innovative, safe and trustworthy organisation is through accreditations such as SafeContractor. However, when you highlight your business as a market leader, you need to ensure you have the right level of insurance to match. This is where SafeContractor Approved Contractor insurance is vital.

Healthier, Safer and Stronger

SafeContractor is one of the industries leading accreditation schemes. First and foremost, SafeContractor is there to help contractors demonstrate and ensure their legal compliance to regulations. However, more than this, SafeContractor supports contractor businesses in becoming healthier, safer and stronger organisations. As a result, this all adds up to a more competitive offering and more work opportunities.

However, if you are a SafeContractor approved contractor, then accreditations are not enough. You still need to protect your business with adequate levels of insurance. While certification adds to your trustworthiness, insurance is the main factor that shows your business has the financial capacity in place in case anything goes wrong.

What is SafeContractor Approved Contractor Insurance?

As a SafeContractor approved contractor, you will have had to include your insurance details as part of your SafeContractor assessment. Without insurance, you will not have the accreditation. However, when you send your SafeContractor assessment to prospective clients, they will be able to see your level of insurance. This means that you don’t have to supply additional insurance documents when you tender for a project, saving you time and hassle. As a SafeContractor accreditation lasts just one year, you will need to make sure you renew or purchase a new insurance policy at the start of each year of your SafeContractor accreditation.

Your SafeContractor Approved Contractor insurance should include several aspects that work to protect your business. These include;

  • Public Liability – To help keep members of the public (and their property) safe in the event that your business causes damage or harm.
  • Employer’s Liability – A legal requirement for businesses that employ staff. Compensation claims for Employer’s Liability can reach up to £10 million, so appropriate levels of coverage are essential.
  • Professional Indemnity –   If your business makes a mistake that leads to a client suffering a financial or professional loss, then indemnity insurance is vital.
  • Tool, Plant and Machinery – Protect the tools of your trade with appropriate insurance. Whatever you need on a day to day basis needs protection.
  • Commercial Vehicle/Van Insurance – if you rely on transport for your business, make sure your vehicles are covered for commercial use.

Are you looking for SafeContractor Approved Contractor Insurance?

Just Quote Me works with a number of leading insurance providers to help find you the best deal for your insurance. To find out more, or to receive your free quote, get in touch today.

To get a FREE no obligation Insurance quote go to our online Quote System or call us on 0800 084 2325

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Contractors Insurance – CHAS Approved

Contractors Insurance – CHAS Approved

by | Oct 10, 2019

Contractors Insurance – CHAS Approved

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Contractors Insurance – CHAS Approved

As a contractor, you need to ensure you have the right insurance in place to protect yourself, business and members of the public. Should the worst happen, insurance will provide the peace of mind and the coverage you need. If you are a CHAS approved contractor, you are demonstrating yourself as a leader in the contractor’s industry and should have appropriate CHAS approved contractors insurance in place to safeguard all of your work.

Safeguard your work with insurance for contractors

As a commercial contractor, there is nothing more important than showing you take your work seriously. Furthermore, demonstrating that you take health and safety seriously too. A Contractors Health and Safety Assess accreditation is a massive undertaking for any contractor. However, it is incredibly worthwhile. In many cases being a CHAS approved contractor is a requirement before clients allow you to tender for a project.

Furthermore, in the tender, you will likely need to prove your CHAS accreditation and proof of insurance. Many public sector organisations such as schools and councils will require this. This is why CHAS approved contractors insurance is so important to not only protect the business but help win the best contracts on offer.

Leading the industry with health and safety protection

As a CHAS approved contractor, you have already gone to great lengths to prove your commitment to leading the way with high-quality health and safety practices. However, this is not enough the protect your business from the risks in the industry. Insurance is necessary too. CHAS approved contractor insurance is a combination of policies designed to protect you as a contractor and ensure you have coverage for any eventuality.

What does CHAS approved contractors insurance include?

There are lots of aspects of insurance that you can include in a policy for contractors some of these include;

Public liability – To protect the public from injuries or accidents.

Employer’s liability – A legal requirement if you hire staff for your team.

Material damage all risks – If there is destruction, loss or damage to your materials, building and stock, then this will ensure you don’t lose out.

Professional indemnity – Covering negligence, this provides coverage for financial loss, property damage and injury.

Business interruption – If a disaster hits, business interruption can keep you in business.

Small business insurance – protects your business from all of the risks that small businesses face.

Find the right insurance policy for you

At Just Quote Me, our insurance experts will discuss your requirements and work hard to find the best and most competitive quote that covers all of your business needs.

To get a FREE no obligation Insurance quote go to our online Quote System or call us on 0800 084 2325

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0800 084 2325