Frequently Asked Questions

You can save money on electric car and van fleet insurance because electric vehicles typically have fewer maintenance needs and advanced safety technology, which reduce accident risks.

• Electric vehicles require less maintenance, lowering breakdown and accident chances
• Advanced safety features help prevent collisions
• Drivers of electric vehicles tend to be more responsible
• Combining electric fleet insurance with telematics can further reduce costs

We offer tailored electric car and van fleet insurance to help you maximize these savings. Learn more on our Mini Fleet Insurance page.

Van insurance premiums are influenced by several factors including:

• Vehicle type and its intended use (commercial or personal)
• Driver’s age and driving experience
• Claims history
• Security measures installed on the van
• Annual mileage

We help you find the best van insurance by comparing quotes and advising on how to reduce premiums. Visit our Van Insurance page for a quick quote.

Gas powered fleets HGVs insurance offers benefits such as lower premiums due to reduced CO2 emissions and lower vehicle power, making them safer to insure.

Benefits include:

• Safer vehicles with less power reduce accident risk
• Lower insurance premiums compared to traditional fuel vehicles
• Easier fleet management with a single policy
• Contribution to reducing your carbon footprint

We provide tailored insurance for gas powered fleets to help you save on insurance and fuel costs. See our Mini Fleet Insurance page for details.

You can reduce your van insurance premium by:

• Comparing quotes from multiple insurers
• Increasing your voluntary excess to lower premiums
• Bundling multiple insurance policies with the same provider
• Maintaining a clean driving record
• Installing security features like alarms, immobilizers, and GPS trackers

We offer instant quotes and expert advice to help you find affordable van insurance. Visit our Van Insurance page to get started.

Yes, we offer multiple vehicle insurance that can cover several cars on a single policy.

• You can include multiple drivers on each car.
• A single policy can reduce paperwork and make renewals more straightforward.
• You do not have to add every vehicle at once, and policies may allow different renewal dates for each vehicle.
• Explore multiple vehicle insurance.

Yes, our Undergoing Works Insurance is designed to protect a property during renovations, extensions, structural changes and major refurbishments.

• Cover can protect the existing structure and work in progress against risks such as accidental damage, theft of materials, water damage and storm damage.
• Options can include tools, equipment and materials kept on site.
• Explore Undergoing Works Insurance.

Yes, our Unoccupied Home Insurance can be tailored for a home left empty because it is being sold.

• It can also suit properties empty due to renovation or a long trip away.
• Cover options include risks such as fire, theft, escape of water and accidental damage.
• Policies can be arranged for short-term or long-term cover.
• Explore Residential Unoccupied Insurance.

Yes, our multiple vehicle insurance options can cover a group of drivers on their own individual vehicles, or separate drivers using the same car.

• The page describes separate cover for drivers within a single policy.
• It says an accident involving one separately insured driver does not affect the price for the others, while you still get the group discount.
• See the multiple vehicle policy options.

Yes, we offer a group policy option for a small business fleet with a specific driver for each car.

• A group policy can lower costs and streamline insurance management.
• Find out about multiple vehicle insurance.

Our plant and machinery insurance can help cover the costs of repairing or replacing machinery that is damaged or stolen, depending on the policy.

• Machinery examples include diggers, dozers, concrete mixers and cherry pickers.
• Cover options may include contract works, all risks, off-site storage and in-transit cover.
• Check that the policy covers the specific machinery your business uses.
• Compare plant and machinery insurance.