A jewellery shop in Liverpool has been targeted by a group of motorcyclists, who stole a large quantity of jewellery from the premises.
Police were called to Rebecca’s Jewellers on Lord Street in Southport at 2100 on March 21st after a member of the public alerted them to the incident.
Merseyside Police cordoned off the road, while also closing the area around a bus stop on Lord Street, preventing the public from accessing it.
Detective Chief Inspector Gayle Rooney said: “The investigation is in its early stages, and we will be reviewing all CCTV locally and speaking to business owners and anyone with information.”
While most of the motorcyclists got away, a 43-year-old man was arrested at the scene of the crime on suspicion of burglary as he tried to escape via London Street.
Although the exact contents of what was stolen remains unknown, the police are asking businesses and individuals around Merseyside if they have been offered any jewellery in the last couple of days.
“This would be a distressing and inconvenient experience for any business, and we will act on all information to find those responsible and bring them to justice,” Chief Inspector Rooney stated.
Just a few days before on March 18th, Merseyside Police was called to Co-Op store on Fylde Road, after the shop was broken into and the cash machine attacked.
These incidences show how frequently businesses are targeted by potential thieves hoping to steal money or items they can sell. Even though the premises had CCTV cameras, it is also important to obtain security insurance.
Every business has a set of challenges that make them unique, and the security sector is no different. Because security guards and equipment often operate in dangerous situations, security insurance provides dedicated cover to help protect both the business and its staff.
One of the key differences between security businesses and other industries is that often security works very closely with members of the public and so public liability becomes an even greater issue than it would be otherwise and is part of packages aimed at the security industry.
Public liability cover protects a business from the cost of legal claims made by members of the public made in connection with business, activities, which in this case would include personal security, manning the doors and protecting people in events.
Beyond this, an insurance package for the security industry will often include professional indemnity protection, which can be important for businesses that fit and facilitate security systems.
If, for example, a security system is fitted, but due to an error or omission damage is caused to the client, professional indemnity helps to cover the claim, giving the business more confidence and peace of mind to provide the best service possible.
Outside of crises, catastrophes, harm to the public and professional liability, security business insurance can help in a range of other ways, such as providing support in case of wrongful arrest whilst on duty and even cover in case keys are lost.
Exactly what components are in a security business insurance package will depend largely on the needs of the business and the provider themselves, but they should aim to cover the wide range of risks facing security professionals on a day-to-day basis.
Insurance is all about peace of mind and having a plan for the uncertain, the unexpected and even the disastrous events that have a small chance of happening to you and your business.
A comprehensive insurance policy will help provide support in the worst-case scenario, but it is important to choose a policy that is correct for your business.
After all, security insurance will be different from personal insurance, which would be different from engineering insurance, simply because the types and levels of risks are different.
Here are some considerations you should make before taking a policy.
Consider Your Needs
Every business is different, and much like how a risk assessment will vary depending on the location and nature of the business, your insurance needs will also change.
Explore your potential requirements and speak to a professional if you have any concerns.
Be Clear What Is Covered
When you choose your insurance plan, make sure you are completely aware of what circumstances are covered and whether that is enough for your business.
Typically, you need at a legal minimum employer’s liability insurance to cover the costs against compensation, but you will likely also need buildings insurance to cover damage to your property, contents insurance to protect anything in it, as well as business vehicle insurance.
Depending on the nature of your business you may also need protection from public liability and professional indemnity, but this can vary depending on the nature of your business.
Carefully Read The Terms
Your insurance policy is a legal contract, so like any other, it is vital that you or a professional working on your behalf carefully read it to ensure the specifics of the policy meet your needs.