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Sandwich Shop Insurance Quote

Sandwich Shop Insurance Quote

Sandwich Shop Insurance Quote

When you open a new catering business you need to consider as many ways as possible of keeping it protected. Your café or sandwich shop needs adequate insurance to protect it should the worst happen. Specialist insurance for sandwich shops can be sought and arranged to ensure you don’t have to worry about the potential of huge financial costs should the worst happen.

Insurance for sandwich shops involves many different elements dependent on the nature of your business. It is a sector which is growing in popularity and whilst the big high street names dominate the market, there is a real craving for independent shops and cafes around the UK. Your business could be a real success.

Protect your Sandwich Shop against All Risks

It will dependent on the business the sandwich shop insurance you need may include the follow types of cover:

Employer’s liability insurance

If you employ a single person then you are legally required to have employer’s liability insurance in place. Even if you employ family members, part-time or temp employees, you still need this kind of cover, protecting your business should anyone employed by make a claim against your business.

Buildings and Contents insurance

Specific business contents and buildings insurance may be necessary for your sandwich shop. Commercial business property is at higher risk than domestic property so it needs a higher level of cover.

Stock and Money Cover

As a business which runs on selling produce and taking cash from paying customers, you may want to consider these types of insurance cover. Stock cover will protect you should your goods be damaged or stolen. Money cover helps to protect your business’ cash both on premises and in transit to your bank.

Public Liability Insurance

Public liability insurance protects you against compensation claims made by members of the public who allege your business has caused injury or harm to them or their property. This is not a  compulsory type of cover but it is highly recommended for any sound business.

Do you have questions about Sandwich Shop Insurance?

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

Do you have adequate Sandwich Shop Insurance?

Do you have adequate Sandwich Shop Insurance?

As the summer season sets in, shops get busier and trade increases. As a sandwich shop owner, you need to be ready both for more custom and the risk this brings. Owners of shops of any kind, especially one serving food, you need adequate insurance in place. Sandwich shop insurance policies are tailored exactly to your needs and ensure you are protected financially against a range of unexpected eventualities.

Sandwich shop insurance takes into account that you deal with the public, may run a commercial kitchen with sharp utensils and equipment and also have employees. Insurance policies typically include:

  • Public liability insurance
  • Employers’ liability insurance
  • Content and stock cover
  • Goods in Transit cover
  • Business interruption cover

There may be additional insurances you want to consider such as food hygiene ratings insurance and each policy will be tailored to the unique nature of your business.

Why do you need Sandwich Shop Insurance?

Most types of insurance are not a legal requirement. However, it is dangerous and risky to work without insurance in place. As a shop owner there are a range of financial risks you should mitigate against. From theft to electrical faults causing stock spoilage, footing the bill after an emergency is not something any business wants to do.

Protecting yourself from financial loss is the most sensible thing to do as a business looking to succeed and prosper. Only employers’ liability insurance is a legal requirement. The other types help guarantee your business financially should an unexpected accident, injury or event occur. It is worth remembering should a member of the public or third party make a claim against your business due to an accident or injury, there is the risk of both compensation payments and legal costs. Without insurance most small businesses find this kind of financial burden too hard to deal with.

Sandwich Shop Insurance Quotes with Just Quote Me

Just Quote Me is proud to be a business insurance specialist. We support and advise many businesses in their options for insurance, including sandwich shop owners. We appreciate the individual nature of all businesses and are ready and waiting to discuss your requirements and help find the right sandwich shop insurance quotes for you. Contact us today to begin your application.

 

 

Insurance for Sandwich Shops

Insurance for Sandwich Shops

When you open a new catering business you need to consider as many ways as possible of keeping it protected. Your café or sandwich shop needs adequate insurance to protect it should the worst happen. Specialist insurance for sandwich shops can be sought and arranged to ensure you don’t have to worry about the potential of huge financial costs should the worst happen.

Insurance for sandwich shops involves many different elements dependent on the nature of your business. It is a sector which is growing in popularity and whilst the big high street names dominate the market, there is a real craving for independent shops and cafes around the UK. Your business could be a real success.

Protect your Sandwich Shop against All Risks

It will dependent on the business the sandwich shop insurance you need may include the follow types of cover:

Employer’s liability insurance

If you employ a single person then you are legally required to have employer’s liability insurance in place. Even if you employ family members, part-time or temp employees, you still need this kind of cover, protecting your business should anyone employed by make a claim against your business.

Buildings and Contents insurance

Specific business contents and buildings insurance may be necessary for your sandwich shop. Commercial business property is at higher risk than domestic property so it needs a higher level of cover.

Stock and Money Cover

As a business which runs on selling produce and taking cash from paying customers, you may want to consider these types of insurance cover. Stock cover will protect you should your goods be damaged or stolen. Money cover helps to protect your business’ cash both on premises and in transit to your bank.

Public Liability Insurance

Public liability insurance protects you against compensation claims made by members of the public who allege your business has caused injury or harm to them or their property. This is not a  compulsory type of cover but it is highly recommended for any sound business.

Contact us today to discuss sandwich shop insurance and explore your options.