Investing in insurance for your vehicles is an essential cost for any business but when your vehicle count numbers more than two, it can be more cost effective to opt for small fleet insurance. Even two cars or two vans used for business insurance count as a fleet and specialist small fleet insurance can be the best value and most effective way of insuring your vehicles.
What does a Small Fleet Insurance Policy cover?
The cover provided by your small fleet insurance policy will depend on the type of business you run. It will also depend on the vehicles in your fleet. Fleets made up of just cars require different insurance to those which include vans, HGVs, trucks and haulage vehicles. At Just Quote Me our experienced insurance advisors can help find a policy and quotes which are tailored to your business’ needs.
Small Fleet Insurance Policy Clauses
You may want to consider the following clauses for your small fleet insurance:
Most business owners should opt for their small fleet insurance policy to cover “any vehicle” as this offers maximum protection. It protects you should you forget to update your policy schedule and add in any changes of vehicle.
An “any driver” small fleet policy allows each of your vehicles to be driven by any of your drivers. This is especially important if you have a number of employees. It allows you to be more flexible in the use of your small fleet. Also, many fleet insurance providers will only insure drivers over the age of 25 and with clean driving licenses, but there are exceptions to the rule.
Just Quote Me works with businesses and fleet owners in many sectors and of all sizes. Investing in small fleet insurance almost always ensures a saving for the business.