Even the most dedicated farmers will admit the industry has been on a downward curve, with diversification and other streams of income key to many farmers’ businesses now. However, the right insurance is absolutely key to protect your business, and specialist farm insurance should be arranged on an individual basis.
No two farms are even slightly the same which is why farm insurance is unique to you. We appreciate the modern outlook for the farming industry is very different to ten or twenty years ago and can help source and organise policies to reflect this.
What Does Farm Insurance Cover?
What do you need your farm insurance to cover? Tailored insurance to cover your working farm or smallholding can incorporate cover for your machinery, vehicles and buildings. Livestock farmers can also have specific elements relating to their animals including loss of strays, theft, transit issues, fire and even electrocution.
Multi-vehicle use is common on most farms, you may have a range of vehicles from cars to vans to tractors and agricultural vehicles. It is possible to group farm vehicles together under single insurance policies and there are options for trailer cover too. Equally, single vehicle policies are possible for smaller businesses. The beauty of a personalised farm insurance policy is that it can reflect your business’ size and grow or shrink as it does.
Diversification and Additional Cover
As mentioned many farms have had to diversify into new areas to maintain a solid income. This could mean allowing visitors, opening petting zoos, cafes and more. With additional streams of business come additional risks. You may need to consider cover such as public liability insurance when inviting guests onto your premises and tailored policies have your business’ specific risks in mind.
Farm Insurance with Just Quote Me
At Just Quote Me we can discuss your individual business needs in depth before looking at your options. We appreciate that every farm is unique and therefore your farm insurance policy may well be too. Get in touch today to discuss your business and its needs.
The agricultural industry remains one of the highest risk and dangerous to work in. RIDDOR reports 27 fatal injuries in 2016/17 with 13,000 non-fatal injuries to workers every year. Not just worker injuries need to be considered either which is why insuring your farm and having a comprehensive farm insurance policy is essential.
Protecting your Livelihood with Farm Insurance
The British farming industry has not had the best of times recently. Many farmers have had to diversify to remain in business and others have had to fold. Those still working must protect their assets to ensure a better chance of a better and prosperous future.
Farm insurance comes in many forms, as there are so many different forms of farming. Dairy farmers will need a different policy to cattle farmers and those who simply farm the land will not need livestock insurance and vice versa.
Most farms will require some form of equipment or plant insurance. We will work with you to find the right level of cover for your business. We can also discuss any other concerns you may have about the protection of your business.
Finding your Farm Insurance Policy
Just Quote Me work with individual businesses to ascertain their insurance needs. Our aim is to find a single suitable farm insurance policy to fit your business. The right level of insurance is essential in the event of a compensation claim or other disastrous occurrence which effects the financial viability of your business.
Our range of quotes will help you to find the insurance cover you need. If you aren’t sure we can discuss your options over the phone too. We have many years’ experience in placing farm insurance policies for several types of agricultural business.
At Just Quote Me, we appreciate the individual nature of every farming business. We are ready to help you ensure you are adequately covered and have full peace of mind when working and enjoying your business.
Looking for Farm Insurance?
Just Quote Me have a new approach to Farm Insurance in the UK.
We’ve teamed up with one of the UK’s fastest growing Agricultural Insurance companies who provide specialist Insurance to Farmers in the UK. Prices are amongst some of the best available in the UK today.
We offer a wide range of Farm Insurance cover from:
- Farm buildings
- Personal accident
- Cattle straying
- Milk contamination
- Employers’ liability
- Public liability
Just Quote Me are confident that we can provide you with the lowest premiums with our Insurers.
Our team of experts will at the very beginning of the quotation process advise you of any potential clauses or warranties that the policy may have, so you can adhere to these and therefore any potential claims that may arise will be met in full, protecting you and your business.
Our policies include the usual Public Liability Insurance, Employers Liability Insurance.
If you would like a free no obligation quote then call Just Quote Me on 0800 084 2325 or fill out our Quick Quote Form.
Whatever your farm specialises in, it’s crucial that you have farmers insurance in place to cover you from financial loss in the unfortunate event of a claim.
Whether you keep livestock, grow crops and grains or even produce fuel, you need to purchase adequate insurance to protect your business should the worst happen. Many people purchase farmers insurance through Just Quote Me – one of the leading business insurance comparison websites in the UK.
The Right Policy To Suit Your Needs
It’s important to remember that one size doesn’t fit all in the world of business insurance. This is especially the case for farmers who often have very distinct business models.
The Just Quote Me team work with farmers throughout the UK to provide them with the right farmer insurance policy to suit their needs.
The company works in conjunction with Rural Insurance Group in order to access the right cover for its clients. Running a farm can be a tough job, so why not let the experienced team Just Quote Me take care of your insurance needs?
Whether you’re in Staffordshire or the West Midlands, the team are on hand to help you access the most suitable cover for your farm.
To get a FREE no obligation Farm Insurance quote go to our online Quote System or call us on 0800 084 2325.