Contractors All Risks Insurance

Contractors All Risks Insurance

Contractors All Risks Insurance policies are very specific and specially designed for builders and other tradespeople who work in construction on a contract basis. This kind of policy is also known as a Contract Works Insurance policy.

Contractors All Risk Insurance policies generally cover the contract works for ‘all risks’ but they can be further extended to incorporate other kinds of cover such as additional plane cover, employee’s tool cover and public and employer’s liability insurance. The most important part of the insurance is the contract works element as it covers the contractors for the value of all new materials and property being used as part of the project in question, for example when a new house is being built. When a contract is based on an existing property the all risks cover will not cover the existing property because that should be covered by the property owner’s buildings insurance.

Defining Contract Works

Contract works covers new materials as mentioned, but this incorporates both permanent works such as building materials and temporary works, such as scaffolding and access roads. The all risk insurance covers the contractor throughout the construction until it is handed over fully on completion to the homeowner or developer.

Your contractors all risks insurance policy may also include public liability and employer’s liability insurance if required. This will be entirely dependent on the contracts you take on and the all risks insurance quotes you consider. It may also be effected by your budget.

Free Contractors All Risks Insurance Quotes

Just Quote Me can provide free no obligation contractors all risk insurance quotes to builders and tradespeople of all backgrounds. In general, an all risks insurance policy may include the following:

  • Cover for any damage to both permanent and temporary works and materials on site and in transit to and from.
  • Up to twelve months’ cover after job completion to cover any contractual requirements which may make up a defects or maintenance liability period.
  • Cover for both owned and hired plant.
  • Additional cover for specific purposes including professional fees and debris removal.

To discuss your Contractor Insurance requirements, contact Just Quote Me today on 0800 084 2325 or fill out our Quick Quote form.

 

CALL FOR FREE QUOTE ON

0800 084 2325

 

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Try these: Public liability, Employers liability, Landlord, Shop, Office, Tradesman, Contractors, Security, Motor Fleet, Food Hygiene, Working at height, Professional indemnity, LPG installers, Motor Trade