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5 Working At Height FAQs

5 Working At Height FAQs

Construction is one of the most dangerous occupations to have, with figures showing that the fatal injury rate is four times the all-industry rate. As such, it’s essential that those in the industry have approximately the equipment, skills, knowledge and experience required in order to do their jobs safely.

For those interested in finding out more, here are some of the frequently asked questions about working at height, which is one of the riskiest construction jobs and the main cause of fatal accidents and major injury in the workforce.

What is work at height?

Work at height refers to any place where someone could fall a distance that would result in personal injury if no precautions were taken. You are working at height if you are above ground or floor level, could fall from an edge through a fragile surface or an opening, or if you could fall into an opening in the floor or a hole in the ground.

What are collective fall prevention measures?

Collective protection is equipment such as scissor lifts, guardrails and tower scaffolds, which don’t require those working at height to act to be effective.

What are personal fall prevention measures?

Personal protection is equipment that requires the operator to do something, such as putting on a safety harness properly and connecting it to a suitable anchor point using an energy-absorbing lanyard.

How do I comply with the Work at Height Regulations 2005?

The regulations place duties on employers and those managing any work at height activity, where there is a risk of a fall liable to cause personal injury. 

All work must be properly planned and organised, all operators involved must be competent and risk assessments must be carried out and appropriate work equipment selected and used. Equipment must also be properly inspected and maintained and the risks of working on or near fragile surfaces properly managed.

Do I need working at height insurance?

Because of the risks involved, a work at height insurance policy is a good idea and there are various different indemnity policies available that cover different heights, as well as more general policies with an unlimited height restriction.

Why Working At Height Insurance Matters

Why Working At Height Insurance Matters

Working at height is often a very necessary task, but it inevitably comes with dangers. Whether it is a crane operator, a window cleaner on a tall building, a roofer, or a tree surgeon in a cherry picker, there will be numerous occasions where working at height is necessary.

The Health and Safety Executive (HSE) has much to say about this issue and for good reason: It is the most common cause of death and serious injury in UK workplaces. The HSE defines working at height as “work in any place where, if there were no precautions in place, a person could fall a distance liable to cause personal injury (for example a fall through a fragile roof).”

As an employer, it is important to know your legal responsibilities from the outset. These are primarily contained in the Work at Height Regulations 2005, which are more precise than the nonetheless important general provisions of the Health and Safety At Work Act 1974.

While work should not be done at height unless necessary, the fact that it so often does need to be means your firm can benefit from working at height insurance. This will cover you for work undertaken in situations where people are using slings, scaffolds, platform access and various other potentially hazardous settings.

This will give you indemnity against accidents, although it is very important to be aware that this does not absolve you of the serious legal responsibilities involved. The 2005 regulations set out the responsibilities employers have to carry out full risk assessments, provide the right equipment and ensure tasks are carried out by trained and competent people.

Failures can lead to tragic consequences for accident victims and also lead to prosecutions for firms, with both hefty penalties and significant reputational damage.

It is, therefore, crucial both to be properly insured and still follow the law very closely when you have staff working in these potentially dangerous situations.

Working At Height Insurance

Working At Height Insurance

Working At Height Insurance

If you are working at height then you will need an Insurance policy that can allow cover and Indemnity for various heights such as up to 15 metres or even a policy that offers an “Unlimited Height restriction” these policies can be provided by our expert insurance staff who quote for all different types of occupations who work at unusually high situations.

Just Quote Me can cover all aspects of height work including platform access, rope access, slings cradles, scaffolding platforms, in fact we can cover any modern day method of working at height insurance you can think of.

Some of our clients include safety Netting Installers, Scaffolders and Builders – in fact we cover many different professions that work at above normal heights, standard Insurance policies will cover 0-3 metres or 3-5 metres but bespoke policies are available at great prefixes from Just Quote Me.

With over 30 years experience our experts on on hand every day to give help and advice to anyone working above ground level including those who may use of heat.

Contact us to find out more about Working At Height Insurance:

Get a FREE Working At Height Insurance quote by filling out our Quick Quote form or by calling 0800 084 2325.

 

Working At Height Insurance

Working at Height

Working at Height Quick Quote Online Quote Working at Height In many sectors it is unavoidable that employees have to work at height. Even if you are a sole trader and you work at height, such as an independent tradesman, it is a good idea to have a work at height...
Protection at Height with Professional Roofers Insurance

Protection at Height with Professional Roofers Insurance

Working in construction is one of the most high-risk occupations and this increases further when you begin working at height. Roofers are a prime example of workers who put themselves in high risk positions every day. The unique nature of this role means insurers offer specialised roofers insurance for your peace of mind and safety. Many insurers offer a select range of different covers under a single policy for your convenience too. At Just Quote Me we can provide a range of roofers insurance quotes to give you plenty of choice.

Arranging your Roofers Insurance

You may or may not know the type of insurance cover you need within your roofers insurance policy. Most roofers will want their cover to include:

  • Public liability insurance: the key type of insurance for most businesspeople. Public liability insurance protects your business against the costs of a claim made by a third party. Whether they claim they were injured due to your work or that their property was damaged.
  • Employers’ liability insurance: this type of insurance is the only compulsory kind in the UK. If you have a single employee, even on a casual or temporary basis, you must have employers’ liability insurance. It provides financial protection when an employee or ex-employee makes a claim of injury or illness due to working for you.
  • Tool and machinery insurance: the equipment used in your every day work can be expensive and if it is damaged or stolen, your business it at risk. Tools, plant and/or machinery insurance provides financial compensation should either theft or accidental damage occur.
  • Personal accident insurance: the high risks of working at height as a roofer make personal accident insurance a popular addition to roofers insurance policies. It will provide financial cover for lost earnings and medical costs after serious injury.

The types of insurance relevant to your business will be unique. Furthermore, you must consider other elements of the business too. Some contractors may want to look at more comprehensive policies for a wider range of construction workers. Sometimes it seems like investing in additional insurance cover is just another way of spending valuable business capital. However, if a claim is made against you, you’ll be happy the cover was in place.

Roofers Insurance with Just Quote Me

At Just Quote Me, you will deal with our specialist insurance advisors from day one. All advisors are dedicated to finding the best quotes for every client. We regularly work with construction companies and individuals providing a choice of insurance options for them. This includes many high-risk workers, such as those looking for roofers insurance. We appreciate every business has individual needs and can discuss your requirements before looking at quotes if you simply request a call back. Alternatively you can contact us directly through our website.

Business Insurance Staffordshire

Business Insurance Staffordshire

Staffordshire Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Staffordshire business insurance quotes of all sizes.

For insurance brokers in Staffordshire, look no further than Just Quote Me. We can help you find the right kind of cover at competitive prices or, if you’d prefer, carry out a free business insurance review of your current policies to see if we can secure you better cover – and at a better price.

We’re members of an expansive insurance network, so we’re able to compete with any other broker or direct market on both service and price, with 27 years of industry knowledge ensuring that we are able to give our clients everything that they need and more.

We work with these insurance providers to save you time and money.

Compare Staffordshire Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

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Business Insurance Birmingham

Birmingham Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Birmingham business insurance quotes of all sizes.

Sourcing the best insurance for your particular needs can be tricky, but Birmingham insurance broker Just Quote Me can help you do just that. Our comparison service is second to none and you can compare quotes in minutes, as well as taking advantage of our wealth of industry knowledge to ensure that you get the cover you need, at the price you want.

Our team of expert insurance brokers are always on hand to help whenever you need us, whether you want to take out a new policy for something or carry out a review of your existing policies. Get in touch today to find out more.

We work with these insurance providers to save you time and money.

Compare Birmingham Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

Business Insurance Staffordshire

Business Insurance Stafford

Stafford Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Stafford business insurance quotes of all sizes.

Looking for independent wholesale insurance brokers in Stafford but aren’t sure where to begin? Get in touch with us at Just Quote Me to see how we can help you compare different insurance policies online to ensure that you get the best price for the cover you need.

It’s never been easier to compare business and personal insurance policies – and we have more than 28 years’ industry knowledge behind us, so you know you’re in the safest of hands.

We work with these insurance providers to save you time and money.

Compare Stafford Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

Business Insurance Staffordshire

Business Insurance Wolverhampton

Wolverhampton Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Wolverhampton business insurance quotes of all sizes.

Whether it’s business or personal insurance you need, Wolverhampton insurance broker Just Quote Me has all your bases covered – and more. We can help you find the best policies at the best prices, whether you’re looking to take out vehicle, hospitality, business, landlord or trade insurance… or something else.

We have over 27 years’ experience in the industry and our wealth of knowledge means that we’re perfectly placed to help you secure the cover you’re looking for, at the most competitive prices.

We work with these insurance providers to save you time and money.

Compare Wolverhampton Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

Business Insurance Staffordshire

Business Insurance Manchester

Manchester Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Manchester business insurance quotes of all sizes.

For insurance brokers in Manchester, get in touch with the team here at Just Quote Me to discuss personal and business insurance policies. We have 27 years’ experience in the industry and are able to secure you the very best cover for the very best prices.

We can carry out searches of all the insurance providers out there, saving you both time and money by navigating the tricky insurance landscape on your behalf. You can easily review, compare and purchase the cover you need, with policy documents emailed over instantly without any fuss or delay. Get in touch today to find out more.

We work with these insurance providers to save you time and money.

Compare Manchester Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

Extra Protection with Industrial Rope Access Insurance

Extra Protection with Industrial Rope Access Insurance

Many people who work at height invest in specialist insurance, but it is possible to go even further with industrial rope access insurance. This is a very specific but extremely vital type of cover. It ensures those utilising industrial rope access themselves, for their employees or contractors, have the additional cover needed to protect themselves against the financial risks that come with claims of negligence.

What is Industrial Rope Access?

Those outside of the sector may be confused even by the term industrial rope access. The International Rope Access Trade Association (IRATA) define the system as a safe way of working at height where ropes and associated equipment are used to gain access to and from the work position, while also providing necessary support. Many Industrial Rope Access insurance policies are designed in line with IRATA guidelines. Some are exclusively for members of the association.

Industrial rope access insurance is suitable for individuals and businesses in many different sectors but is usually most applicable to those in the oil and gas energy, those working with petrochemicals, in civil engineering, construction or mining. People working in this sector already know how tricky it can be to get adequate insurance cover, because of the high risk involved, but at Just Quote Me we will work with you to organise the right insurance for your needs.

Industrial Rope Access Insurance Options

Many of the specialist providers of this niche insurance offer a range of options. Their cover may depend on the number of people requiring it. Some policies offer cover for single workers and others for much larger groups. It may also incorporate both employers’ and public liability insurance. This protects the business against claims made by both employees and third parties. The short-term nature of some contracts also means you may only be looking for a short-term policy. There are industrial rope access insurance providers who offer this too.

Contact Just Quote Me today to discuss your industrial rope access insurance options. We’re ready and waiting to talk through what’s available and help you find the best option for your needs.

Full Cover with Specialist Scaffolders Insurance

Full Cover with Specialist Scaffolders Insurance

Working at height makes any job high risk and this is especially through or scaffolders. Working at height presents many risks and this is why specialist scaffolders insurance is recommended. Scaffolders insurance can be made up of a range of different covers, protecting you against different potential risks and claims. Many insurers allow you to build your own policy dependent on your needs, all under a single premium.

What does Scaffolders Insurance include?

One of the most important types of insurance for scaffolders is public liability insurance. It helps protect you and your business should a third party (such as your customer) be injured or their property damaged due to your work.

Scaffolders who employ others even on a casual or temporary basis need employers’ liability insurance. This is a legal requirement and there are hefty fines possible if you do not have adequate cover for your employees. It will cover any claim from an employee or ex-employee. Without this insurance in place you are breaking the law if you employee even a single individual.

Considering the high-risk nature of scaffolders’ work, you may also want to consider personal accident insurance. It’s a type of cover all construction workers consider. It will cover medical costs as well as loss of earnings which come after a serious injury. No one wants to think about the worst happening but when working at height is key to a profession, it is prudent to do so.

Scaffolders Insurance with Just Quote Me

Just Quote Me specialise in helping professionals and businesses find the right insurance for their needs. This includes many in the construction industry, such as scaffolders. We work with you to find affordable scaffolders insurance quotes, offering a range of options to suit various budgets, business sizes and circumstances. Fill out your Quick Quote form today or request a call back from our specialist advisors.