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Security Insurance for Events

Security Insurance for Events

Whether you are hosting an event or are contracted to provide security for one, you need to make sure that you are fully covered. Events can be unpredictable, and it is best to have appropriate security insurance for events to protect your business in any eventuality.

What sort of events need security insurance?

If you are going to be providing security as part of an event then you should have security insurance. This includes things like sporting events, festivals, conferences and fun days.

What security insurance for events includes?

When you are looking for security insurance for an event, you need to find a policy that is tailored to your needs.

If you are the employer, then you be legally required to have employer’s liability insurance. You may already have this type of insurance, but your provider may not include external events in your policy. It is always best to check. Public liability cover will also be a necessity. This provides you protection in the event that someone is injured or property is damaged during the event.

You may also need to consider including professional liability insurance, especially if you are responsible for planning the security for the event. Cover for loss of keys is worth considering if you are acting as a key holder. Wrongful arrest insurance might be appropriate depending on the type of event. If there is a lot of equipment on-site, then contents insurance might be necessary.

Consequently finding the perfect security insurance for your event is going to require some thought. A conversation with Just Quote Me can really help to determine exactly what you need.

Where to find security insurance for events

If you need security insurance for an event, then contact Just Quote Me. They are experienced insurance brokers who can provide you with all the cover you need. Because they have worked with many different companies, they can assess your needs and guide you to the right policy for your event. Alternatively, find the right insurance for your needs with the quick quote form.

Security Company Insurance

Security Company Insurance

Some businesses require an extra level of security. Security insurance protects the business in a bespoke way with policies to suit the business type. What is Security Company Insurance, and do you need it?

Security Company Insurance is protecting the premises and data. It also includes everything in the premise from damage, theft or loss. Therefore, it covers everything from security alarms to shop guards, car parks and offices. You have to make sure security breaches are not going to devastate your business.

What does Security Insurance include?

Inefficiencies

Firstly, inefficiency covers you if there is a basic failure to perform security tasks. This is covering you if something goes wrong and it’s because of issues outside of your control. It’s impossible to guard against every possible issue. Therefore it’s unique insurance to the security sector.

Changing the locks

People lose their keys all the time. And if you’ve lost your company keys or they’re stolen, or in the wrong hands, you’ve got a security threat. Therefore, you need to cover yourself and the cost of replacing the locks and getting new keys made. This can be hugely costly and so worth considering.

Phone misuse

Security company insurance covers you against company phone misuse. This includes when fraudsters ring the public claiming to be you. In addition to this, it covers you if your employees are using the phones for personal calls, which can be costly, especially if the call requires an extra fee.

Employee and public liability insurance

Finally, employee and public liability insurance cover all your employees and anyone who comes onto your premise. Accidents occur everywhere, and insurance covers you if anyone were to make a claim following an incident.

At Just Quote Me, highly experiences professionals in the security industry can help put together a bespoke policy for you. They understand the individual nature of each client.

Do you have questions about Security Company Insurance?

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

Comparing Security Company Insurance

Comparing Security Company Insurance

The security industry is one of the higher risk sectors in the business world, so it is more important than ever you have the right insurance cover. Security company insurance is available through Just Quote Me and each insurance package is unique and dependent on the requirements of the individual business and what exactly they’re providing security for. It also depends on the size of the business and whether works are employed or self-employed.

Working in the security industry is a risky choice, and whether you’re a single self-employed security officer or a larger company, insurance is extremely important. The size of the operation and kind of premises a company covers are key to arranging the right level of insurance, so the more information any company can provide, the better.

What does Security Company Insurance Include?

Every company is unique and so is every security company insurance policy. Packages are bespoke and incorporate elements relevant to the specific duties and security provided by any given business. Security company insurance may typically include:

  • Employer’s liability insurance
  • Public liability insurance
  • Loss of keys insurance
  • Wrongful arrest cover
  • Misuse of telephones/gadgets cover
  • Inefficacy cover

We recommend all security professionals consider inefficacy cover as essential. This type of cover protects your business against claims of failing to perform. It is almost unique for the industry. It provides employees and the company with protection, should the customer allege they didn’t act appropriately in handling a security issue or threat. Inefficacy is debatable and in the heat of an incident, is very hard to guard against, therefore insurance becomes even more vital. Also, it ensures you can trust your staff and avoid any unnecessary confrontation.

Your Security Company Insurance Quote

We can arrange your security company insurance and provide quotes the instant you get in touch with us. We are highly experienced in working with the security industry. All insurance premiums available are tailored specifically to the needs of the individual business.

Get in touch today to discuss your business, its activities and the types of cover you need. We are only too willing to talk through your options and find the right insurance cover for your security business.

Security Company Insurance

Security Company Insurance

In some areas of business, insurance is particularly essential

In conjunction with some of the UK’s leading insurance companies, Just Quote Me has created specialist Security Insurance, in the form of a policy which is specific to those working in the security industry. The insurance is specifically designed for anyone working in the security sector with an SIA certificate and training.

Security company insurance needs to be specific and unique because of the intricacies and nuances of the sector. Everything from installing security alarms to guarding shops, car parks and offices carries risk and some elements of this risk can be mitigated with a good insurance policy.

Get your Security Insurance Quote Today

At Just Quote Me we are highly experienced in working with professionals in the security industry.

We appreciate the individual nature of each client and especially understand the importance of bespoke cover, specific to the security tasks at hand.

To find out more about discuss your particular business you can complete our security insurance quote form. For more advice and guidance in the level of insurance you may need or the ins and outs of how our quotes work you can contact us directly or call for FREE on 0800 084 2325.

Security Company Insurance

Security Company Insurance

Security Company Insurance Online Quote Quick Quote Security Company Insurance In some areas of business, insurance is particularly essential. Security insurance for example can protect businesses with a high level of responsibility in protecting the valuables of...
Security Company Insurance

Security Company Insurance

Security Company Insurance Online Quote Quick Quote Security Company Insurance In some areas of business, insurance is particularly essential. Security insurance for example can protect businesses with a high level of responsibility in protecting the valuables of...
Contents Insurance For Renters

Contents Insurance For Renters

Looking for Contents Insurance For Renters?

 

Click Here! Get A Quote Now!

When you sign a lease on a property, it’s essential that you sort out contents insurance for renters before you move into your new home, as this will give you all the cover you need for the possessions you have in the house.

You don’t need to worry about buildings insurance as this is your landlord’s responsibility but, although your landlord will have a contents insurance policy, this will only cover the items within the house that they themselves own and provide for you, such as carpets and furniture.

 

What are the Benefits of Contents Insurance For Renters?

The level of cover you secure as a tenant is up to you in terms of the extras you feel you need, but typically speaking this kind of policy will cover you for damage as a result of fires, vandalism, theft, riots, escape of water, subsidence, storms and explosions. Always check to see if you’re covered for accidental damage, as this isn’t always included as standard.

When deciding upon the amount of cover you think you’ll need, think about how much it will likely cost to replace items.

 

Find the Best Contents Insurance For You

It’s important to be as accurate as you can where this is concerned, as if you underestimate then you’ll find that you can’t make a claim if something happens. Common items insured by those renting a property include computer equipment, jewellery, bicycles and watches.

You can take steps to reduce the cost of your insurance by investing in home security measures to reduce the risk of theft, which will see insurers lowering your premiums, as well as paying annually and choosing a higher excess.

 

Get the Right Contents Insurance for Your Rental Circumstance

Here at Just Quote Me, we can help you compare all types of insurance policies so you can find the right kind of cover for you at the best price, using our state-of-the-art comparison engine.

 

Contact us to find out more about Contents Insurance For Renters:

Go online and Get a Quote or call us on 0800 084 2325

What Should You Consider Before Taking Your Policy?

What Should You Consider Before Taking Your Policy?

Insurance is all about peace of mind and having a plan for the uncertain, the unexpected and even the disastrous events that have a small chance of happening to you and your business.

A comprehensive insurance policy will help provide support in the worst-case scenario, but it is important to choose a policy that is correct for your business.

After all, security insurance will be different from personal insurance, which would be different from engineering insurance, simply because the types and levels of risks are different.

Here are some considerations you should make before taking a policy.

 

Consider Your Needs

Every business is different, and much like how a risk assessment will vary depending on the location and nature of the business, your insurance needs will also change.

Explore your potential requirements and speak to a professional if you have any concerns.

 

Be Clear What Is Covered

When you choose your insurance plan, make sure you are completely aware of what circumstances are covered and whether that is enough for your business.

Typically, you need at a legal minimum employer’s liability insurance to cover the costs against compensation, but you will likely also need buildings insurance to cover damage to your property, contents insurance to protect anything in it, as well as business vehicle insurance.

Depending on the nature of your business you may also need protection from public liability and professional indemnity, but this can vary depending on the nature of your business.

 

Carefully Read The Terms

Your insurance policy is a legal contract, so like any other, it is vital that you or a professional working on your behalf carefully read it to ensure the specifics of the policy meet your needs.

Small Business Insurance Quote

Small Business Insurance Quote

Are you looking for a Small Business Insurance Quote?

Just Quote Me is one of the UK’s fastest growing Small Business Insurance Providers.  We offer insurance for small businesses – anything from Shops, Offices to Landlords, Restaurants and the Motor Trade.  So if you are a small to medium business or SME – contact Just Quote Me to see how we can help.

You can receive a FREE no obligation quote by contacting us on 0800 084 2325 or by filling out our Online Quote System that quotes some of the best Business insurance prices available in today’s every changing insurance market., our online quotes cover all the specifics sections needed to ensure you have not only the best price but also the best cover for your exact business needs.

Our Online Quote System ensures you have not only the best price but also the best cover for your exact business needs.

How we can help with your small business insurance

Our team of highly trained staff will ensure that you are fully aware of not only the cover limits but also the warranties and clauses specific to your policy so that you know what you have to do to make sure the policy will pay out in the event of a claim.

Warranties and clauses can vary from policy to policy and occupation to occupation but a typical clause will be regarding minimum security to your premises such as five lever mortise dead locks, window locks for all accessible downstairs windows etc – theses are extremely important to know so that you can ensure you are meeting these requirement and then in turn your claim will be paid.

Get your small business insurance quote today

For expert small business insurance advice call Just Quote Me FREE  on 0800 084 2325 or by fill out our Online Quote System.

When Do You Need Professional Indemnity Insurance?

When Do You Need Professional Indemnity Insurance?

Many businesses can benefit from having professional indemnity insurance. Sometimes referred to as professional liability insurance, it’s essential to understand what this covers before deciding if you need it.

This type of insurance provides protection for businesses that offer advice or a professional service. It will cover any legal costs and expenses that are incurred for your defence. As well as this, it will include cover for damage or costs that are awarded if a claim is made against you. Because providing advice or services inadequately could lead to a client losing business, they could have the right to take legal action.

Who Needs To Have Professional Indemnity Insurance?

There are no legal requirements for any business to hold this type of insurance. Although some regulators and professional bodies require businesses to hold a policy. This is because they are endorsing you as a qualified professional and want to ensure you are properly protected. This is particularly common in architecture, accountancy and chartered surveying. Some clients will also require you to have this cover, so as to protect themselves should things go wrong.

Many businesses choose to take out professional indemnity insurance even when they aren’t required to. This is because it can reassure potential clients and also offers some security. Any business that gives advice, handles client data or provides a professional service should consider this insurance.

Choosing Professional Indemnity Insurance

Every business is unique, and so the same goes for their insurance requirements. This type of cover is not a one-size-fits-all product, and it’s important to get the right option for you.

Here at Just Quote Me, we are specialists in finding the perfect insurance solutions for every need. Because we take time to get to know your business and requirements, we can find you the best deal. For more information, get in touch with our team of experts. Alternatively, fill out our free quick quote form to find the best price for your insurance needs.

Insurance for Factory

Insurance for Factory

While factories are generally used to produce goods, the range of goods can seem limitless. Factories manufacture clothing, cosmetics, machine parts, and household appliances to name but a few. This is why insurance for factory based businesses can be harder to get than it might first appear. And why insurance companies look in detail at what the business is and the risks involved in issuing a policy.

Insurance for Factory Policies

Most insurance for factory policies are based on standard business combined insurance policies. They will include:

  • Public liability insurance, covering accidents to visitors where the business is negligent.
  • Employer liability insurance, covering accidents to employees where the business is negligent.
  • Equipment insurance, covering damage to equipment, e.g. computers and phone systems.
  • Machinery insurance, covering damage to machinery that produces goods/products.
  • Business interruption insurance, covering money lost when the business cannot operate.

The difference comes in the wording, which will be unique to the business itself or the sector it operates in. As a result, most insurance companies will ask businesses a series of questions to make sure they offer the right policy at the right price.

The questions an insurance company might ask, include:

  • What the factory does/what products it produces?
  • Where is the factory located, e.g. is it on a flood plain?
  • What type of supplies are kept at the factory?
  • The type of building it is, e.g. is it bricks and mortar?
  • What type of risks are there to the continuity of supplies?
  • What type of systems are in place, including for fire safety and security.

For anyone looking for insurance for factory, it’s a good idea to have this information to hand before calling an insurance company.

Buying Insurance for Factory

Do you have questions about insurance for factory? Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

Cyber Liability Insurance

Cyber Liability Insurance

According to the UK Government, last year, over 30% of businesses and 22% of charities experienced a cyber-attack or IT-related security breach. This figure has increased year-on-year for the last four years. Some experts estimate each incident costs companies approximately £27,000 to recover. With this in mind, cyber liability insurance becomes essential.

What is a cyber-attack?

The press often focusses on large-scale breaches, such as the NHS ransomware attack of 2017. However, many cyber-attacks are smaller in scale, though they can be just as disruptive to businesses. They include:

  • Phishing emails aimed at gaining access to systems by encouraging staff to click on links embedded within them.
  • Attackers impersonating their company in order to attack customers and clients.
  • Viruses and malware, including ransomware, which can steal data or shut down systems.

Given how many businesses rely on IT to carry out their day-to-day operations, it is vital, therefore, they are protected. This includes having the right IT systems in place to keep their, and their clients and customer data, safe and insurance for if they are attacked.

What does cyber liability insurance cover?

As with all insurance, cyber liability insurance covers different things depending on the level a business chooses. However, for fully comprehensive cover, it should include financial cover for handling:

  • Data breaches
  • Compensation claims
  • Losses and interruptions
  • The aftermath and impact of a cyber-attack
  • Hardware and system repair and replacement

Ideally, it should also include forensic investigation and specialist IT support.

Buying cyber liability insurance

Companies should opt for comprehensive insurance wherever possible to ensure they are covered for all eventualities. The best way to find this is through an independent insurance broker such as Just Quote Me, who can find you the best policy for the best price. Contact them today on 0800 084 2325 for a free, no obligation, cyber liability insurance quote.


Covid-19 Business Interruption Ruling

A new ruling by the Supreme Court will help thousands of business interruption insurance policyholders recover from the financial ramifications of the coronavirus pandemic and resulting closures. The ruling was issued on 15th January 2021. 
 
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