Select Page
Security Insurance for Events

Security Insurance for Events

Whether you are hosting an event or are contracted to provide security for one, you need to make sure that you are fully covered. Events can be unpredictable, and it is best to have appropriate security insurance for events to protect your business in any eventuality.

What sort of events need security insurance?

If you are going to be providing security as part of an event then you should have security insurance. This includes things like sporting events, festivals, conferences and fun days.

What security insurance for events includes?

When you are looking for security insurance for an event, you need to find a policy that is tailored to your needs.

If you are the employer, then you be legally required to have employer’s liability insurance. You may already have this type of insurance, but your provider may not include external events in your policy. It is always best to check. Public liability cover will also be a necessity. This provides you protection in the event that someone is injured or property is damaged during the event.

You may also need to consider including professional liability insurance, especially if you are responsible for planning the security for the event. Cover for loss of keys is worth considering if you are acting as a key holder. Wrongful arrest insurance might be appropriate depending on the type of event. If there is a lot of equipment on-site, then contents insurance might be necessary.

Consequently finding the perfect security insurance for your event is going to require some thought. A conversation with Just Quote Me can really help to determine exactly what you need.

Where to find security insurance for events

If you need security insurance for an event, then contact Just Quote Me. They are experienced insurance brokers who can provide you with all the cover you need. Because they have worked with many different companies, they can assess your needs and guide you to the right policy for your event. Alternatively, find the right insurance for your needs with the quick quote form.

Security Company Insurance

Security Company Insurance

Some businesses require an extra level of security. Security insurance protects the business in a bespoke way with policies to suit the business type. What is Security Company Insurance, and do you need it?

Security Company Insurance is protecting the premises and data. It also includes everything in the premise from damage, theft or loss. Therefore, it covers everything from security alarms to shop guards, car parks and offices. You have to make sure security breaches are not going to devastate your business.

What does Security Insurance include?

Inefficiencies

Firstly, inefficiency covers you if there is a basic failure to perform security tasks. This is covering you if something goes wrong and it’s because of issues outside of your control. It’s impossible to guard against every possible issue. Therefore it’s unique insurance to the security sector.

Changing the locks

People lose their keys all the time. And if you’ve lost your company keys or they’re stolen, or in the wrong hands, you’ve got a security threat. Therefore, you need to cover yourself and the cost of replacing the locks and getting new keys made. This can be hugely costly and so worth considering.

Phone misuse

Security company insurance covers you against company phone misuse. This includes when fraudsters ring the public claiming to be you. In addition to this, it covers you if your employees are using the phones for personal calls, which can be costly, especially if the call requires an extra fee.

Employee and public liability insurance

Finally, employee and public liability insurance cover all your employees and anyone who comes onto your premise. Accidents occur everywhere, and insurance covers you if anyone were to make a claim following an incident.

At Just Quote Me, highly experiences professionals in the security industry can help put together a bespoke policy for you. They understand the individual nature of each client.

Do you have questions about Security Company Insurance?

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

Comparing Security Company Insurance

Comparing Security Company Insurance

The security industry is one of the higher risk sectors in the business world, so it is more important than ever you have the right insurance cover. Security company insurance is available through Just Quote Me and each insurance package is unique and dependent on the requirements of the individual business and what exactly they’re providing security for. It also depends on the size of the business and whether works are employed or self-employed.

Working in the security industry is a risky choice, and whether you’re a single self-employed security officer or a larger company, insurance is extremely important. The size of the operation and kind of premises a company covers are key to arranging the right level of insurance, so the more information any company can provide, the better.

What does Security Company Insurance Include?

Every company is unique and so is every security company insurance policy. Packages are bespoke and incorporate elements relevant to the specific duties and security provided by any given business. Security company insurance may typically include:

  • Employer’s liability insurance
  • Public liability insurance
  • Loss of keys insurance
  • Wrongful arrest cover
  • Misuse of telephones/gadgets cover
  • Inefficacy cover

We recommend all security professionals consider inefficacy cover as essential. This type of cover protects your business against claims of failing to perform. It is almost unique for the industry. It provides employees and the company with protection, should the customer allege they didn’t act appropriately in handling a security issue or threat. Inefficacy is debatable and in the heat of an incident, is very hard to guard against, therefore insurance becomes even more vital. Also, it ensures you can trust your staff and avoid any unnecessary confrontation.

Your Security Company Insurance Quote

We can arrange your security company insurance and provide quotes the instant you get in touch with us. We are highly experienced in working with the security industry. All insurance premiums available are tailored specifically to the needs of the individual business.

Get in touch today to discuss your business, its activities and the types of cover you need. We are only too willing to talk through your options and find the right insurance cover for your security business.

Security Company Insurance

Security Company Insurance

In some areas of business, insurance is particularly essential

In conjunction with some of the UK’s leading insurance companies, Just Quote Me has created specialist Security Insurance, in the form of a policy which is specific to those working in the security industry. The insurance is specifically designed for anyone working in the security sector with an SIA certificate and training.

Security company insurance needs to be specific and unique because of the intricacies and nuances of the sector. Everything from installing security alarms to guarding shops, car parks and offices carries risk and some elements of this risk can be mitigated with a good insurance policy.

Get your Security Insurance Quote Today

At Just Quote Me we are highly experienced in working with professionals in the security industry.

We appreciate the individual nature of each client and especially understand the importance of bespoke cover, specific to the security tasks at hand.

To find out more about discuss your particular business you can complete our security insurance quote form. For more advice and guidance in the level of insurance you may need or the ins and outs of how our quotes work you can contact us directly or call for FREE on 0800 084 2325.

Security Company Insurance

Security Company Insurance

Security Company Insurance Online Quote Quick Quote Security Company Insurance In some areas of business, insurance is particularly essential. Security insurance for example can protect businesses with a high level of responsibility in protecting the valuables of...
Security Company Insurance

Security Company Insurance

Security Company Insurance Online Quote Quick Quote Security Company Insurance In some areas of business, insurance is particularly essential. Security insurance for example can protect businesses with a high level of responsibility in protecting the valuables of...
Small Business Insurance Quote

Small Business Insurance Quote

Are you looking for a Small Business Insurance Quote?

Just Quote Me is one of the UK’s fastest growing Small Business Insurance Providers.  We offer insurance for small businesses – anything from Shops, Offices to Landlords, Restaurants and the Motor Trade.  So if you are a small to medium business or SME – contact Just Quote Me to see how we can help.

You can receive a FREE no obligation quote by contacting us on 0800 084 2325 or by filling out our Online Quote System that quotes some of the best Business insurance prices available in today’s every changing insurance market., our online quotes cover all the specifics sections needed to ensure you have not only the best price but also the best cover for your exact business needs.

Our Online Quote System ensures you have not only the best price but also the best cover for your exact business needs.

How we can help with your small business insurance

Our team of highly trained staff will ensure that you are fully aware of not only the cover limits but also the warranties and clauses specific to your policy so that you know what you have to do to make sure the policy will pay out in the event of a claim.

Warranties and clauses can vary from policy to policy and occupation to occupation but a typical clause will be regarding minimum security to your premises such as five lever mortise dead locks, window locks for all accessible downstairs windows etc – theses are extremely important to know so that you can ensure you are meeting these requirement and then in turn your claim will be paid.

Get your small business insurance quote today

For expert small business insurance advice call Just Quote Me FREE  on 0800 084 2325 or by fill out our Online Quote System.

When Do You Need Professional Indemnity Insurance?

When Do You Need Professional Indemnity Insurance?

Many businesses can benefit from having professional indemnity insurance. Sometimes referred to as professional liability insurance, it’s essential to understand what this covers before deciding if you need it.

This type of insurance provides protection for businesses that offer advice or a professional service. It will cover any legal costs and expenses that are incurred for your defence. As well as this, it will include cover for damage or costs that are awarded if a claim is made against you. Because providing advice or services inadequately could lead to a client losing business, they could have the right to take legal action.

Who Needs To Have Professional Indemnity Insurance?

There are no legal requirements for any business to hold this type of insurance. Although some regulators and professional bodies require businesses to hold a policy. This is because they are endorsing you as a qualified professional and want to ensure you are properly protected. This is particularly common in architecture, accountancy and chartered surveying. Some clients will also require you to have this cover, so as to protect themselves should things go wrong.

Many businesses choose to take out professional indemnity insurance even when they aren’t required to. This is because it can reassure potential clients and also offers some security. Any business that gives advice, handles client data or provides a professional service should consider this insurance.

Choosing Professional Indemnity Insurance

Every business is unique, and so the same goes for their insurance requirements. This type of cover is not a one-size-fits-all product, and it’s important to get the right option for you.

Here at Just Quote Me, we are specialists in finding the perfect insurance solutions for every need. Because we take time to get to know your business and requirements, we can find you the best deal. For more information, get in touch with our team of experts. Alternatively, fill out our free quick quote form to find the best price for your insurance needs.

Insurance for Factory

Insurance for Factory

While factories are generally used to produce goods, the range of goods can seem limitless. Factories manufacture clothing, cosmetics, machine parts, and household appliances to name but a few. This is why insurance for factory based businesses can be harder to get than it might first appear. And why insurance companies look in detail at what the business is and the risks involved in issuing a policy.

Insurance for Factory Policies

Most insurance for factory policies are based on standard business combined insurance policies. They will include:

  • Public liability insurance, covering accidents to visitors where the business is negligent.
  • Employer liability insurance, covering accidents to employees where the business is negligent.
  • Equipment insurance, covering damage to equipment, e.g. computers and phone systems.
  • Machinery insurance, covering damage to machinery that produces goods/products.
  • Business interruption insurance, covering money lost when the business cannot operate.

The difference comes in the wording, which will be unique to the business itself or the sector it operates in. As a result, most insurance companies will ask businesses a series of questions to make sure they offer the right policy at the right price.

The questions an insurance company might ask, include:

  • What the factory does/what products it produces?
  • Where is the factory located, e.g. is it on a flood plain?
  • What type of supplies are kept at the factory?
  • The type of building it is, e.g. is it bricks and mortar?
  • What type of risks are there to the continuity of supplies?
  • What type of systems are in place, including for fire safety and security.

For anyone looking for insurance for factory, it’s a good idea to have this information to hand before calling an insurance company.

Buying Insurance for Factory

Do you have questions about insurance for factory? Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

Cyber Liability Insurance

Cyber Liability Insurance

According to the UK Government, last year, over 30% of businesses and 22% of charities experienced a cyber-attack or IT-related security breach. This figure has increased year-on-year for the last four years. Some experts estimate each incident costs companies approximately £27,000 to recover. With this in mind, cyber liability insurance becomes essential.

What is a cyber-attack?

The press often focusses on large-scale breaches, such as the NHS ransomware attack of 2017. However, many cyber-attacks are smaller in scale, though they can be just as disruptive to businesses. They include:

  • Phishing emails aimed at gaining access to systems by encouraging staff to click on links embedded within them.
  • Attackers impersonating their company in order to attack customers and clients.
  • Viruses and malware, including ransomware, which can steal data or shut down systems.

Given how many businesses rely on IT to carry out their day-to-day operations, it is vital, therefore, they are protected. This includes having the right IT systems in place to keep their, and their clients and customer data, safe and insurance for if they are attacked.

What does cyber liability insurance cover?

As with all insurance, cyber liability insurance covers different things depending on the level a business chooses. However, for fully comprehensive cover, it should include financial cover for handling:

  • Data breaches
  • Compensation claims
  • Losses and interruptions
  • The aftermath and impact of a cyber-attack
  • Hardware and system repair and replacement

Ideally, it should also include forensic investigation and specialist IT support.

Buying cyber liability insurance

Companies should opt for comprehensive insurance wherever possible to ensure they are covered for all eventualities. The best way to find this is through an independent insurance broker such as Just Quote Me, who can find you the best policy for the best price. Contact them today on 0800 084 2325 for a free, no obligation, cyber liability insurance quote.

Comparing Business Insurance Quotes

Comparing Business Insurance Quotes

Are you comparing business insurance quotes and you don’t know where to start? There are lots of things you can do to begin. Business insurance prices are important because they’ll be impacting your profits as well as the future of your company. What should you be looking for?

Look around

Business insurance can be provided by lots of different comparative websites. Therefore, they are able to talk you through your business needs to find the best fitting policy for you. For example, Just Quote Me provides professional business insurance for a wide range of different companies in many different sectors. With over 45 types of business insurance, it’s not surprising the finding the right one is overwhelming.

Get a free quote

Lots of websites that compare business insurance, however the best ones offer a free insurance quote. Just Quote Me can call you and help you make the best insurance choices for your business. They make it easy to compare policies and get the best price. Policy documents are emailed to you instantly without fuss or delay.

What is the Just Quote Me approach?

Just Quote Me works in three steps. Firstly, you can complete an online form and receive and an instant free quotation. Secondly, you can use the quick quote forms to tell them what you need, and they’ll get back to you. Finally, they’ll find the right insurance for you and do all the leg work for you.

Get the basics

Finally, there are some basic insurance policies that you’ll need when comparing business insurance quotes. Insurance such as public and employee liability are more or less guaranteed to be on your policy. Not only this but some types of security insurance and building insurance will almost certainly be necessary. The only way to find out what you need is by talking to an expert. You can explain the ins and out of your business and make sure you’re prepared for anything.

Do you have questions about comparing business insurance quotes?

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

Why your charity needs insurance

Why your charity needs insurance

Insurance is a key part of the risk management process for charities and non-profit organisations. It’s important that these groups who do so much good, with so few resources, protect themselves; charity insurance can provide that protection. With the financial security provided by insurance, your organisation can focus all its resources on its charitable aims.

The first check is to ensure you’re complying with the law. Employer’s liability is a legal requirement if you have employees. £5 million is the minimum indemnity, but £10m is standard. Specialist charity insurance may cover your volunteers as if they were employees rather than third parties covered by your Public Liability.

If you own and operate vehicles, you’re legally required to appropriately insure them, if you put on fundraising events, you need public liability insurance, and if you have data online, you need cyber risk insurance -there will also be other instances where you could be vulnerable.

Is it important to be insured beyond the legal requirements?

Yes! Insurance exists to protect your organisation and your assets from the financial impact of claims. Should a member of the public slip on your premises, despite your best risk management efforts, you may be liable – this is the sort of claim that could cause financial ruin and put a stop to all the good that you have been doing.

What could happen if you’re not insured?

It depends on your charity or community group governance. However, if you’re not a registered charity and someone makes a claim against you, then you may be personally liable. Equally, even if you are a registered charity, a claimant may choose to take the charity to court and may pursue compensation from the trustees.

Whatever the situation, if you don’t have insurance then your charity or non-profit is at serious risk of financial ruin. And there’s potentially a significant risk to the board of trustees too.

What should you do about insurance?

The first step towards insuring your organisation should be discussing your requirements with an expert. We can assist you with your insurance requirements and risk management.

What charity insurance should you consider buying?

You may consider a range of insurance products. Common cover required by charities and community groups include Public Liability, Property, Trustee Indemnity, Professional Indemnity, Fidelity and more.

What are the common insurance covers for charities and community groups?

Public Liability protects you from claims made by members of the public who have suffered personal injury or property damage because of your charity or community group. Property Damage insures your building, contents and assets against loss, theft or damage and is key to risk management.

Trustee Indemnity protects your board of trustees from claims made against them or the organisation. This will help your trustees sleep well at night and can help you recruit top quality trustees. Professional Indemnity protects you if you provide any professional, advice or counselling services or similar. And Fidelity cover insures you against theft or fraud by an employee, volunteer or trustee. Other types of insurance are available.

Where should you start your search?

Find an insurer who will know exactly what you need, and get their advice. They will know more about your requirements and about the products available.

Don’t risk it. Cover your charity with Insurance today by getting in touch!