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Motor Trade Insurance

Motor Trade Insurance

Looking for motor trade insurance in the UK?

The market can be confusing and it can leave you wondering which policy is right for you. However, when you get in touch with the Insurance team at Just Quote Me they can match you with a policy that provides you with the cover that you need. When you’re buying and selling vehicles from your home or you’re a franchise dealer with various sites, Just Quote Me is on hand to help make sure that you’re fully insured.

Insurance that’s Tailored to your Needs

Unfortunately, a one-size-fits-all approach doesn’t work when it comes to insurance. Everyone is different and as a result a bespoke insurance policy is required to ensure that a policyholder is possesses the right amount of cover. This is where many insurance providers go wrong and policyholders often find that their insurance policies do not protect them in the event that something goes wrong.

Just Quote Me has been a leader in its field for 28 years and has built up a solid client base of private and commercial clients who require insurance that’s tailored to their needs. Whether you’re in Staffordshire, West Midlands or anywhere else in the UK, get in touch with the team.

To get a FREE no obligation motor trade insurance quote:

Go to our online Quote System or call us on 0800 084 2325

Motor Trade Insurance in the UK

Motor Trade Insurance in the UK

Do you buy and sell cars from home? Or perhaps you’re multi site dealer franchise?

Either way, you’ll need to ensure that you have motor trade insurance that’s tailored to your unique requirements.

Many people in the motor industry purchase Motor Trade Road Risks insurance, which essentially enables you to drive any motor vehicle that you own or that’s in your custody or control. This kind of insurance covers you against loss of a vehicle that’s in your possession and which you have the keys for.

Find Affordable Cover Online

These days, many motor traders search for affordable cover online. One of the best insurance comparison websites is Just Quote Me and is renowned for providing a range of bespoke business insurance quotes.

The Just Quote Me team has over 30 years of experience in the world of insurance and therefore possesses the knowledge and contacts to help you find the right motor insurance policy for you.

When you buy insurance online you’ll be covered instantly and your policy documents will be sent to you via email.

To get a FREE no obligation Motor Trade Insurance quote go to our online Quote System or call us on 0800 084 2325.

Motor Trade Insurance

Motor Trade Insurance

Motor Trade Insurance Online Quote Quick Quote Motor Trade Insurance Motor Trade Insurance in the UK Do you buy or sell cars for a profit? Is your business in the motor trade or is it a side hobby? Whether you sell cars from home or own a multi-site dealership or...
Small Business Insurance Quote

Small Business Insurance Quote

Are you looking for a Small Business Insurance Quote?

Just Quote Me is one of the UK’s fastest growing Small Business Insurance Providers.  We offer insurance for small businesses – anything from Shops, Offices to Landlords, Restaurants and the Motor Trade.  So if you are a small to medium business or SME – contact Just Quote Me to see how we can help.

You can receive a FREE no obligation quote by contacting us on 0800 084 2325 or by filling out our Online Quote System that quotes some of the best Business insurance prices available in today’s every changing insurance market., our online quotes cover all the specifics sections needed to ensure you have not only the best price but also the best cover for your exact business needs.

Our Online Quote System ensures you have not only the best price but also the best cover for your exact business needs.

How we can help with your small business insurance

Our team of highly trained staff will ensure that you are fully aware of not only the cover limits but also the warranties and clauses specific to your policy so that you know what you have to do to make sure the policy will pay out in the event of a claim.

Warranties and clauses can vary from policy to policy and occupation to occupation but a typical clause will be regarding minimum security to your premises such as five lever mortise dead locks, window locks for all accessible downstairs windows etc – theses are extremely important to know so that you can ensure you are meeting these requirement and then in turn your claim will be paid.

Get your small business insurance quote today

For expert small business insurance advice call Just Quote Me FREE  on 0800 084 2325 or by fill out our Online Quote System.

Small Business Insurance Quote

Small Business Insurance Quote

Are you looking for a small business insurance quote in the UK?

The good news is that Just Quote Me can help.

The insurance team at Just Quote Me understand that every business is different and that the insurance policies that they need to reflect this.  

Just Quote Me can provide the right small business insurance cover wherever you are based in the UK

Just Quote Me have arranged the most appropriate cover for many satisfied customers regardless of what profession they are in.  Visit our Business Insurance section to find out more useful information or call us today for a free no obligation quote.

Business Insurance is important to your company 

Don’t make the mistake of assuming that business insurance is a luxury that you do not really need to have. It’s important you consider the various types of cover available such as:

  • Public Liability Insurance
  • Employers Liability Insurance
  • Working at Height Insurance
  • Key Man Insurance
  • Motor Fleet Insurance
  • Restaurants & Cafes Insurance
  • General Contractors Insurance
  • Cleaning Contractors Insurance
  • Residential Lettings Insurance
  • Estate Agents Insurance
  • Letting Agents Insurance
  • Mortgage Brokers PI Insurance
  • Commercial Lettings Insurance
  • Hotels & Guesthouses Insurance
  • Takeaways and Fastfood Outlets Insurance
  • Professional Indemnity Insurance
  • Tradesman Insurance
  • Pub, Club and Restaurant Insurance
  • LPG Business Insurance
  • Security Company Insurance
  • Shop Insurance
  • Cyber Liability Insurance
  • Landlord Insurance
  • Office Insurance
  • Commercial Combined Insurance
  • Motor Trade Insurance
  • Investments Insurance
  • Pension Insurance
  • Life Insurance
  • Multiple Vehicle Insurance
  • Car Insurance
  • Van Insurance

Just Quote Me has been a leader in the insurance field for nearly three decades, protecting businesses across the UK from those unexpected claims that can arise from time to time, often through no particular fault of their own.

To discuss your small business insurance needs call 0800 0842 325 today. We are here waiting for your call and only too happy to help.

Small Business Insurance

Small Business Insurance

Are you looking for Small Business Insurance?

Just Quote Me is one of the UK’s fastest growing Small Business Insurance Providers.  We offer insurance for small businesses – anything from Shops, Offices to Landlords, Restaurants and the Motor Trade.  So if you are a small to medium business or SME – contact Just Quote Me to see how we can help you.

You can receive a FREE no obligation quote by contacting us on 0800 084 2325 or by filling out our Online Quote System that quotes some of the best Business insurance prices available in today’s every changing insurance market., our online quotes cover all the specifics sections needed to ensure you have not only the best price but also the best cover for your exact business needs.

Our Online Quote System ensures you have not only the best price but also the best cover for your exact business needs.

If you prefer to call us – Our team of highly trained staff will ensure that you are fully aware of not only the cover limits but also the warranties and clauses specific to your policy so that you know what you have to do to make sure the policy will pay out in the event of a claim.

Warranties and clauses can vary from policy to policy and occupation to occupation but a typical clause will be regarding minimum security to your premises such as five lever mortise dead locks, window locks for all accessible downstairs windows etc – theses are extremely important to know so that you can ensure you are meeting these requirement and then in turn your claim will be paid.

For expert small business insurance advice call Just Quote Me FREE  on 0800 084 2325 or by fill out our Online Quote System.

Simple Business Insurance

Simple Business Insurance

Looking for Simple Business Insurance?

Simple Business Insurance from Just Quote Me is available to all UK Businesses via our new website – www.justquoteme.co.uk

The process is easy.  All you need to do is call for FREE on 0800 084 2325 or enter your details into our Online Quotation form and then our Quote and Buy system will compare Simple Business Insurance Quotes from our various Insurers.

Simple Business Insurance is available to over 3500 different occupations and the types of insurance we offer cover any of the following:

We have them all covered via our Simple Business Quotation system – Our clients are proof of just how fantastic this system is why not try for yourself – after all it’s free!

For Simple Business Insurance visit www.justquoteme.co.uk now and see how much you could save. Great prices, exceptional covers!

Mini Fleet Insurance

Mini Fleet Insurance

Mini Fleet Insurance Online Quote Quick Quote Mini Fleet Insurance Mini Fleet Insurance Depending on the insurer you speak to a mini fleet can be anything from two vehicles up to fifteen. Mini fleet insurance is an essential investment for businesses with a small...

Terms of Business

Terms of Insurance Business

Version April 2019

About us

JustQuoteMe Limited of 6 High Street, Stone, Staffordshire’ ST15 8AW is authorised and regulated by the Financial Conduct Authority (FCA).  Our Firm’s Registration Number is 586607.  We are permitted to arrange, advise on, deal as an agent of insurers and assist in claims handling with respect to non-investment insurance policies.  You can check these details on the FCA’s Register by visiting the FCA’s website https://www.fca.org.uk/register or by contacting the FCA on 0800 111 6768 (freephone) or 0300 500 8082 from the UK.

 

Our Services

We are an independent insurance intermediary. We place insurance and insurance–related services with a number of insurance companies, not just one, and with a number of insurance-related service providers.

When you appoint us to work for you, we become your agent. This means that we are acting in your interests and upon your instructions, to secure the agreed outcome for you. There are occasions where we undertake certain duties on behalf of an insurer (for example, we sometimes issue policy documentation), and when this takes place the legal position is that we are acting on behalf of the insurer only for that specific task. We will clearly identify these circumstances to you so that you are correctly informed.

So that we avoid any perceived conflict of interest or questions of propriety we do not hold agreements with insurers to settle claims.

We will consult with you about the risks that you face. We will talk with you about how you might insure against those risks. For those risks that you want to insure against, we will take your instructions and endeavour to obtain quotations. We will consider solvency of insurers, premiums, policy cover, and any other factors we consider relevant when deciding which options to recommend for you. We will draw to your attention any onerous or unusual terms as soon as we are made aware of them.

We will provide you with relevant documentation as soon as possible. Where this documentation is produced by insurers, delays may be experienced. Specimen or standard policy wordings will be made available to you at your request.

When you tell us of an incident where you want to claim under an insurance policy we have arranged or we have agreed will become part of the portfolio of policies we manage on your behalf, we will alert the relevant insurance company. Where applicable, we will produce for you a claim form. We will guide you through what you need to do to make a claim. We will submit your documentation to insurers. We will act as your agent to help you negotiate with a view to achieving a satisfactory outcome for you in accordance with your policy wording. If an incident cannot be the subject of a claim (if it is not covered) then we will tell you as soon as we become aware.

If you reasonably disagree with an insurer’s decision following a claim that you have made, we will help you to complain. We may recommend that you instruct a solicitor, and if you do, this will be at your own expense.

When policies that we have arranged become due for renewal, we will prepare quotations in accordance with your revised instructions. In the absence of revised instructions, we will prepare quotations on the existing basis. We will discuss quotations with you in advance of renewal to ensure that you have sufficient time to consider our terms or make an alternate arrangement. If insurers do not offer renewal terms in good time then we will endeavour to secure an extension of cover for you. If it is likely that cover will not be available after expiry of the present period of insurance then we will let you know of this possibility as soon as we think that it is likely.

Please note that if this agreement is terminated, we will not prepare renewal quotations for you and cover will expire. You will need to make an alternate arrangement.

These are our core services. We may undertake additional specific work on your behalf by agreement. In this event, these Insurance Broking Terms of Business shall continue to apply in respect of additional work unless otherwise agreed in writing.

 

Providing information to your insurer

Your insurance is based upon the information provided to the insurance company.  Unless otherwise indicated by the specific insurer underwriting your particular policy, the following circumstances apply.

 

For Consumers (individuals buying insurance wholly or mainly for purposes unrelated to their trade, business or profession) this means that you must take reasonable care to answer all questions fully and accurately. Once cover has been arranged, you must immediately notify us of any changes to the information that has been provided to your insurers. Failure to provide accurate and up to date information may invalidate your insurance cover and mean that a claim may not be paid.

 

All other customers must present the risk (i.e. the subject matter of the proposed insurance) fairly. This means that you must disclose to insurers, before arranging or renewing your insurance policy, and throughout the policy period, anything that might influence the judgement of an insurer in fixing the premium, setting the terms or determining whether they would take the risk. If you are uncertain whether anything is material, you should disclose it. In order to identify what must be disclosed, you are obliged to carry out a reasonable search before presenting the risk to insurers. This includes (but is not limited to) consulting with all senior managers (anyone who plays a significant role in the making of decisions about how your activities are to be managed or organised, regardless of whether or not that individual is a member of your board or is formally in a management role). You must also consult with anyone who has particular knowledge about the risk to be insured. Failure to disclose material information may invalidate your insurance cover and could mean that a claim may not be paid or an additional premium may be incurred.

 

All statements and facts disclosed on proposal forms, statement of facts, claim forms and other documents should be full, true and accurate. Where forms are completed on your behalf you must check them for accuracy and completeness before signing them. You must always read the declaration and make sure you understand it before you sign.

 

Your Instructions

We will act in accordance with your reasonable instructions to the best of our abilities. If we are not substantially able to achieve what you want us to achieve or if it is not possible to achieve what you want then we will tell you. We will tell you what we can achieve.

You may instruct us by fax, by e-mail, by telephone or during face-to-face meetings. We cannot guarantee that your instructions have been received unless we have acknowledged them in writing. We reserve the right to refuse instructions, but if we do, we will inform you. Communications using the Internet are not completely secure, and may spread harmful viruses. If you would prefer us not to use e-mails, you must inform us.

Please note that Office Hours are Monday to Friday, 9.00am to 4.30pm. The office is not open for business on statutory (“Bank”) holidays. There may be a delay in responding to instructions, if they are received outside of Office Hours.

We do not ordinarily issue receipts or acknowledgements unless specifically requested by you in writing.

 

Limitation of Liability

In the event of any breach of these terms and or in the event of any representation, statement or tortuous act or omission including negligence arising under or in connection with all contracts between us then the following provisions set out our entire financial liability (including any liability for the acts or omissions of our employees, agents and sub-contractors) to you. Nothing in these terms excludes or limits our liability for death or personal injury caused by the Company’s negligence, fraud, fraudulent misrepresentation or regulatory obligation.

We shall not be liable to you for any indirect or consequential loss or damage, these may be losses that are not reasonably foreseeable, (whether for loss of profit, loss of business, depletion of goodwill or otherwise), costs, expenses or other claims for consequential compensation whatsoever (howsoever caused) which arise out of or in connection with the services we provide to you.

Our total liability in contract, tort (including negligence or breach of statutory duty), misrepresentation or otherwise, arising in connection with the performance or contemplated performance of our services to you (“Claim”) shall be limited to £1,000,000 (one million pounds).

If you are not a Consumer (as defined by the FCA) and our professional indemnity insurers refuse to indemnify us for any claim made by or on behalf of you then our total liability in relation to that claim shall be limited to £1,200,000 (one million two hundred thousand pounds).

 

Liability for Directors, Officers or Employees

You acknowledge and agree not to make any claim personally against any employee, director or officer arising out of the work and services provided under this agreement. This clause does not in any way limit or affect our liability to you as detailed in the limitation of liability clause.

 

How to cancel

You may have a statutory right to cancel this insurance within a short period.  Please refer to your policy summary or your policy document for further details.  If you cancel you will receive a pro rata refund of premium from the insurer.  We may also keep an amount that reflects our administrative costs of arranging and cancelling the insurance.

If you wish to cancel outside this period you may not receive a pro rata refund of premium.  We may also keep an amount that reflects our administrative costs of arranging and cancelling the insurance.

 

Our Remuneration

We will provide you with separate premiums for each of the individual products and services that we are offering. 

Premiums can be paid by Cheque, or Direct Debit for which there will be instalment charges. Full information about payment options will be given when we discuss your insurance in detail.

We usually receive a commission from an insurer when placing your business and from a finance company when arranging finance for you. We occasionally receive additional remuneration from insurers, finance providers and other associated business partners for business we place with them.

Commission may be paid on individual policies and or on a whole account basis.

A refund of the premium element net of our remuneration may be made by insurers. In this event, any refund will be returned to you without unreasonable delay.

We reserve the right, at our discretion, to make an administration charge.

Where we arrange cover which is subject to no commission or a low commission payment from insurers, we will charge an arrangement fee.  We will always advise you of the actual amount when we are providing you with a new or renewal quotation.

If we need to charge a fee payable by you then we will specify the amount of that fee and explain the nature of the fee prior to policy inception or renewal in respect of any mid-term transaction charge

These fees are non-refundable and may be subject to change. Where this is the case you will always be advised of the actual fee in writing and before you make your decision to purchase insurance from us. Should you choose to cancel a policy of insurance after giving instructions to place cover or if you wish to terminate our appointment as your broker before policies have expired then the commission and/or fee will be deemed to have been earned in full and no refund will be paid in this respect.

Please feel free to ask us for any further information

Where a policy is cancelled mid-term any return premium will be net of any cancellation charges made by insurers and commission.

 

Complaints

It is our intention to provide a high level of service at all times.  However if you have reason to make a complaint about our service you should contact the managing director at the above address or ring 0800 084 2325.  You may be entitled to refer it subsequently to the Financial Ombudsman Service.  Further information is available at http://www.financial-ombudsman.org.uk/ The FOS Consumer Helpline is on 0800 023 4567 (free for people phoning from a “fixed line” (for example, a landline at home) or 0300 123 9123 (free for mobile-phone users paying monthly charge for calls to No’s starting 01 or 02). Alternatively you can contact them at Financial Ombudsman Service, Exchange Tower, Harbour Exchange Square, London, E14 9SR. www.financial-ombudsman.org.uk

A full copy of our complaints procedure is available on request.

 

How to claim

Please refer to your policy summary or your policy document if you need to notify a claim.  You should contact the insurer direct as soon as possible using the contact details provided.  If in doubt about who you should contact, please contact us on 0800 084 2325.

 

Protecting your Personal Data

We are the Data Controller for data you provide to us. We need to use your data in order to arrange your insurance and associated products and for marketing purposes (please let us know if you would prefer not to receive marketing information from us). You are obliged to provide information without which we will be unable to provide a service to you. We may pass your

data to other organisations, such as insurers, auditors, external consultants, credit providers, banks, financial transaction processors, crime and fraud prevention agencies and databases and regulators. We process all data in the UK but where we need

to disclose data to parties outside the European Economic Area (EEA) we will take reasonable steps to ensure the privacy of your data. In order to protect our legal position, we will retain your data for a minimum of 7 years. We have a Data Protection regime in place to oversee the effective and secure processing of your data. You can request copies of the data we hold, have it corrected, sent to a third party or deleted (subject to our need to hold data for legal reasons). If you wish to complain about how we have handled your data, you can contact us and we will investigate the matter. If you are not satisfied with our response or believe we are processing your data incorrectly you can complain to the Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire SK9 5AF.

Tel: 0303 123 113

 

Protecting your money

Prior to your premium being forwarded to the insurer, and for your protection, we hold your money as an agent of the insurer (in which case your insurance is treated as being paid for).  We may transfer your money to another intermediary in some cases.  However your money will be protected at all times because of our requirements under the FCA rules.  We also reserve the right to retain interest earned on this account.

By accepting these Terms of Insurance Business you are giving your consent for us to operate in this way.

 

Insurance Premium Tax (IPT)

Your premium detailed in the policy will include IPT at the prevailing rate.

Should the rate of IPT be amended by the Government, your premium will be amended by the insurer to reflect the changed.

Some polices are subject to Value Added Tax (VAT) not IPT and should the rate of VAT be amended by the Government, your premium will be amended by the insurer to reflect the change

 

Compensation arrangements

We are covered by the Financial Services Compensation Scheme.  You may be entitled to compensation from the scheme if we cannot meet our obligations.  This depends on the type of business and the circumstances of the claim.  Most Insurance contracts are covered for 90% of the claim, without any upper limit.  Compulsory insurances (for example, motor insurance and employers’ liability insurance), are covered for 100% of the claim, without any upper limit Further information about compensation scheme arrangements is available from the FSCS on 020 7892 7300 or by visiting http://www.fscs.org.uk/

 

Solvency

We do not guarantee the solvency of any insurer we place business with.  We do not accept liability for any losses you may incur arising directly or indirectly from the financial failure or insolvency of any insurer.

You may have a liability for the premium, whether in full or pro-rata where a participating insurer becomes insolvent.

 

Payment Options

We will provide you with full details of all the payment options available to you when we provide you with your insurance premium.

If you choose to enter in a finance arrangement, this will be subject to interest charges that we will confirm to you when providing the full details.  Importantly, the arrangement you will enter into will be with the finance company not us.  It is an entirely separate contract irrespective of the insurance contract.  In the event of your failure to meet with the contractual obligations regarding payment the finance provider could approach the insurer to seek a termination of the insurance contract to recoup their outstanding finance arrears. You will be liable to pay their costs and charges if you do not keep up your repayments and cover is cancelled under your policy. This is because the agreement is between you, the policyholder and the finance company direct, not us or the insurer.

Please note that we only use Close Brothers for the provision of premium finance facilities.

Please Note: Your policy cover will cease if you fail to keep up payments on an instalment agreement or premium finance facility related to it.

 

Legal Effect

This is our standard Terms of Business Agreement upon which we tend to rely. For your own benefit and protection you should read the terms very carefully. If you do not understand any point please ask for further information or clarification.

These Insurance Broking Terms of Business supersede any previous Insurance Broking Terms of Business or any previous informal arrangement. They should be read in conjunction with other correspondence that you may have received from us. Together, they set out exclusively the basis on which we work for you.

These Insurance Broking Terms of Business apply to existing and future work, which we do on your behalf, unless we agree otherwise in writing. We will give you notice of any change to these terms, which will then apply to any subsequent instructions.

These Terms of Business shall be governed by English Law and shall be subject to the exclusive jurisdiction of the English Courts.

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Business Insurance

You can compare many different types of small business cover and related protection such as cost effective public liability insurance together, all in one place.

Check out our other offerings such as employer’s liability and professional Indemnity protection too, all under one easy to use umbrella here at JustQuoteMe!

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UK Vehicle Fleet Insurance

For the motorist we are proud to cover all your motor legal expenses requirements together with any of your drivers club policy type needs. You will find that we also offer guaranteed Hire Vehicle cover should you require it too.

We can also provide various combinations of cover including excess protection plus breakdown and mis-fuelling plans too for those unfortunate fuelling accidents that we have all no doubt heard of from time to time!landlord-insurance

Landlord Insurance

For those unexpected home emergencies the right protection is available along with our family legal expenses protection.

For property owners that are renting out their portfolio we can offer landlords our legal expenses insurance and also related cover such as landlord home emergency protection too.

Simple Quality Business Insurance

With JustQuoteMe you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need. Our intuitive state-of-the-art comparison engine allows you to review, compare and purchase whatever cover you need in a matter of minutes – either online or on the phone! We will also always ensure that your policy documents are emailed to you instantly without fuss or delay.

Get a business insurance quote today by using our online quote systems, or by calling us on 0800 084 2325

Identifying your requirements – first steps

The right business policies will help ensure that you are providing a safe and stable working environment and are covered for all of the major risks and issues faced by modern business owners. From the most expensive of employee claims to the smallest of slips, trips and falls, it is your ultimate responsibility to ensure that your business has the right protection to cover all eventualities.

This means that you can spend less time worrying about mishaps or accidents, and more time focusing on the daily running of your workplace. On top of this, a comprehensive business protection policy is often required for businesses looking to secure contracts with clients or work alongside trade bodies and unions. If you currently hire employees, temporary workers or contractors, then you will be legally required to purchase employers’ liability insurance. This type of policy is a necessity for businesses of all types and sizes, as it will cover you for any accident, injury or long-term illness suffered by staff working for your company or at your premises. The majority of businesses are nowadays only required to take out employer liability protection by law, but depending on the nature of your products or services, as a business owner you could benefit from a range of additional cover options.

Additional Types of policies – an introduction

For example, public liability cover offers you the same protection against accidents, injuries or damaged possessions suffered by members of the public on your premises. Professional Indemnity protection is also recommended for any business that offers advice or professional services to other companies. This will cover you in the event that your client suffers financial losses as a result of your advice or service, thereby ensuring that your business will not suffer in the event of a claim being made.

Compare Business Insurance easily

When you compare cheap business cover online with us, you’ll also be able to choose from a variety of other options. You could choose additional cover for protecting your stock and equipment, the building itself, or any other interruptions to your business. The nature of your business will dictate the type of risks that you should seek protection for, but whatever you decide, it will be quick and easy to get an accurate quote here at JustQuoteMe. Online quotes really couldn’t be any easier!

 

The JustQuoteMe guide to various types of Insurance

Small Business Insurance

All businesses have to start from somewhere and once upon a time they were all SME’s! Remember that many larger businesses only achieved their dominant position by effectively assessing risks and by riding out both the bad and the good times in order to ultimately prosper! At JustQuoteMe we allow you to Compare Small Business Insurance policies online for cover such as Employers Liability and Public Liability Insurance. For the small business owner looking for self-employed Public Liability Insurance or other cover there is no easier way to analyse and compare all of the policies available online.

 

Public Liability Insurance

In this day and age Public Liability insurance is important for all trades. This covers you in case somebody is injured or, in the worst case, killed and also protects your business from damage to their property.

At JustQuoteMe we can offer effective cover from between £1 million to £5 million, protecting you against this potential and unexpected financial outlay.

 

Featured testimonial:

We had been Insured via another Brokers, and as a supplier to the Pharmaseutical industry we deal with multi global organisations and we thought we had correct and adequate covers for our business, when we asked JustQuoteMe Ltd in 2013 to give us a free appraisal of our Business Insurances it was made clear there were quite a few gaps in our covers, that if a claim occurred, could and would have cost us a lot of money as they would not have been covered previously. JustQuoteMe not only provided and helped us understand the reasons for the missing covers they provided a policy that even with the inclusions and extra covers was cheaper than we were paying previouosly, so obviously I would recommend JustQuoteMe Ltd for your Business Insurance needs.

Mr Alastair Barton
Alconbury Weston Ltd, Oxford


Covid-19 Business Interruption Ruling

A new ruling by the Supreme Court will help thousands of business interruption insurance policyholders recover from the financial ramifications of the coronavirus pandemic and resulting closures. The ruling was issued on 15th January 2021. 
 
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