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Motor Fleet Insurance

Motor Fleet Insurance

Motor Fleet Insurance

With Just Quote Me you can explore a range of motor fleet insurance quotes, whether you need cover for your commercial fleet, industrial vehicles or cars. Comprehensive motor fleet insurance packages ensure your vehicles are protected and so are your drivers.

We work with these insurance providers to save you time and money

Motor Trade Fleet Insurance

Many businesses cannot function without their vehicles, whether it’s a fleet of cars, vans or industrial vehicles. Therefore when an accident occurs or any vehicle is off the road, it can be very damaging for the business.

With Just Quote Me you can explore a range of motor fleet insurance quotes, whether you need cover for your commercial fleet, industrial vehicles or cars. Comprehensive motor fleet insurance packages ensure your vehicles are protected and so are your drivers.

Motor fleet insurance is designed for companies that rely on more than two vehicles for business purposes. This kind of insurance is comprehensive and written in a way that covers all vehicles and drivers. It means you do not need to worry about getting individual motor insurance for each of your employees.

Most motor fleet insurance policies have specific requirements which you must meet. In general, you may find they expect all named drivers to be over 21 or 25 and they should have clean driving licences. Similarly, you are required by your contract to inform your insurer if the vehicles in your fleet change and this is usually done via quarterly declaration. There is the risk of a fine of up to £5000 if this information is not kept up to date and accurate.

Get your FREE Motor Fleet Insurance Quote Today

See how much you could save with Just Quote Me. For more advice and guidance please call us on 0800 084 2325 or fill out our form below.
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FAQs

When you opt for a fleet insurance policy you will usually be provided with a single motor insurance certificate to cover all vehicles. For any vehicle to be included within your policy it must be owned and registered to you as the policy holder and you must ensure all relevant paperwork is kept up to date.

It sounds complex but the paperwork involved in dealing with individual policies for each of your vehicles would be considerably more time consuming and it would also be significantly more expensive. Motor fleet insurance offers flexibility and cost effectiveness. Once you have a full understanding of how the paperwork is filed it’ll soon become convenient and easy compared to several individual policies.

You can discuss your motor fleet insurance policies with our expert insurance team and we will happily answer any questions to help you find the perfect premium.

Car insurance protects not only yourself but other road users as well.

It is a legal requirement to have some form of third-party vehicle insurance, which covers you if you have an accident that causes damage to property or injury to another person.

However, if you are a business that uses several vehicles to do business, it can save you time and money to set up fleet insurance.

As well as this, it is possible to have any person who holds a UK driving license and meets your insurance criteria drive your vehicles without having to be specifically added to the policy.

This particular type of insurance covers multiple vehicles in the name of the company, or any of its partners and directors.

Typically you need at least two vehicles to apply for fleet insurance, although typically fleets this small are only covered by specialists and can range into the thousands for larger commercial freight and taxi companies.

There is a wide range of vehicles that can be covered by a fleet insurance policy, but it is important to check which specific vehicles are covered under a policy that specifies “any vehicle”.

Typically, cars which are high in value and expensive to repair are more difficult to get onto a fleet policy, such as supercars and classic cars. As well as this, some providers may not cover construction vehicles such as excavators and forklift trucks.

Generally, fleet insurance covers a range of transportation-based business purposes, such as haulage, couriers, private hire and other similar needs.

Our Customers Say

“Over 6 years ago, I was working on a door in the lake District when I met Oliver for the first time. We started talking about a variety of subjects, and he asked who I worked for. I informed Oliver that it was my company Tactical Security Options Ltd, and that we carried out a all aspects of security and protection.

Oliver informed me that he was involved in insurance. From that day forward I have used Justquoteme ltd, for my security company. The service, after sales, advice and assistance from Oliver personally has been outstanding.

So much so, if anyone asks me who do you use, I always say Justquoteme.

I highly recommend Oliver and his company, and we look forward to having a very long lasting relationship with him.”

David Pattinson
Managing Director
Tactical Security Options Ltd

Can We Help?

You can discuss your motor fleet insurance policies with our expert insurance team and we will happily answer any questions to help you find the perfect premium.

Motor Fleet Insurance

Are you responsible for insuring a fleet of company vehicles with a need for competitive fleet insurance cover?

Motor Fleet insurance is normally provided for a company or family that has 2 or more vehicles, and it means that one policy covers all vehicles and drivers – this saves the company or family having to insure each vehicle separately. The benefiting company is responsible for ensuring that all drivers fit the criteria of the policy (eg, it could state that all drivers must be over 25 have a totally clean driving licences, etc). The benefiting company then pays one annual premium to get all fleet vehicles covered, and any of their drivers can drive any of the fleet vehicles. If the company purchases a new vehicle or gets rid of an existing vehicle then they advise the insurance company and the motor fleet insurance policy is amended. For a very large company that has a big turnover of vehicles, they will notify the insurer quarterly by means of a declaration and they must, if selected, update their own Motor Insurance Data Base records. If they fail to do so the company can receive a maximum fine of £5000.

A Motor Fleet Insurance Policy is far more flexible than an individual motor Insurance Policy. The declarations allow group changes rather than the notification of every single amendment. However, Just Quote Me recommend that you inform your Insurers or brokers on an ‘As and When basis’ just to be on the safe side.

 

A blanket motor certificate for all your vehicles under one umbrella

Basically, a fleet policy is used where several motor policies would otherwise need to be issued, the policy wording is far wider in range as the policy schedule will usually state ‘Any Motor Vehicle owned by or hired or leased to the policyholder’. Where there are no individual registration numbers specified this is called a ‘blanket motor certificate’. This basically takes away most of the hassle from you when it comes to arranging comprehensive cover. You can rest easy knowing that we have got you covered, whatever your need!
It is good to note, however, that all vehicles to be Insured must be owned by and registered to the policy holder, whether that be a company or an individual.
There may be an exception where the Insurer, at their discretion, may include a registered Director of the company to Insure their own personal vehicle under the company fleet policy but noting the registered owner as the Director.

Top Tips To Save Money On Fleet Insurance

Top Tips To Save Money On Fleet Insurance

Buying effective, affordable motor fleet insurance can at times be a complex balancing act. You need to ensure that costs are kept to an acceptable level, but at the same time ensure that the needs of your drivers, vehicles and business are all met.

 

The good news about fleet insurance is that because it is all in one place, you do not need to deal with several different providers or policies if you want to make a change, and thus the savings can often be magnified.

 

As well as this, there are a growing number of ways that businesses can use to help reduce their premiums each month. Here are some of the most effective ways to save money on your premiums in the new year.

Install A Black Box

 

A recent trend in domestic car insurance, especially for younger drivers, a telematics device (known as a black box), as well as a vehicle tracker can not only be important safety and security features but also help seriously reduce premiums.

 

They allow for a more detailed analysis of how fleet drivers take care of their vehicles and help to ensure premiums stay low. Dashboard cameras can work as well to check driving etiquette.

 

Install An Immobiliser

 

Aside from driving behaviour, the nature of a particular fleet business can also increase premiums, particularly if your business is responsible for expensive cargo or equipment that is at risk of robbery.

 

Adding an immobiliser and alarm to a van will help provide that vital deterrent that stops thieves from taking a risk to steal.

 

Know What Options To Take

 

Part of what makes insurance so expensive is the extra coverage offered by providers. Some of these can be essential depending on the type of business you run, but in other cases can be an unnecessary expense.

 

Misfuelling cover, for example, may not be necessary if the fleet is only refuelled at their headquarters, and windscreen replacement cover may over the long term be more expensive than paying to repair the window through a third party.

Mini Fleet Insurance Compare Quotes

Mini Fleet Insurance Compare Quotes

Mini Fleet Insurance

Depending on the insurer you speak to a mini fleet can be anything from two vehicles up to fifteen. Mini fleet insurance is an essential investment for businesses with a small number of vehicles who want to get the best price for their insurance. Mini fleet insurance can cover cars, motorcycles, vans, trucks and a range of other vehicles used for the transportation of goods or people for business. Vehicle insurance is compulsory and investing in mini fleet insurance can mean a saving for your business.

What does Mini Fleet Insurance Cover?

Your mini fleet insurance will be specific to your business and depend upon the vehicles you need cover for. For cars alone you may only need third party insurance but you may want to invest more heavily in comprehensive insurance for a higher level of protection. What’s more if you are transporting goods you may also want to look into goods in transit protection so you have additional financial cover should anything untoward happen.

Some insurance companies go further and incorporate additional types of cover in their mini fleet insurance. Legal assistance insurance is quite common and also breakdown cover and home start are commonly seen. Uninsured loss recovery and guaranteed replacement vehicle options are also available with some insurers.

In most businesses vehicles are used by several staff members so multi-driver cover will be a necessity. Most mini fleet insurance policies only cover drivers aged 21 or over and some start at 25 or over.

Benefits of Mini Fleet Insurance

Most businesses will be drawn to a fleet insurance policy because of the cost benefits. It is more affordable to invest in mini fleet insurance than to insure each of your business vehicles individually. What’s more, with a mini fleet insurance policy you can add and remove vehicles as you need, making it more flexible as your business grows. In time you may even move onto a general fleet insurance policy. Most insurance companies will be happy to move your policy as you require and support your business as it grows.

Just Quote Me provide vehicle insurance quotes for many different purposes, particularly for businesses. We can help you find and compare quotes for mini fleet insurance and find the right insurance provider for your business. We appreciate the need for affordability in insurance which is why we make sure you can find cheap quotes today or whenever suits your business.

Mini Fleet Insurance Compare Quotes

Mini Fleet Insurance

Mini Fleet Insurance Online Quote Quick Quote Mini Fleet Insurance Mini Fleet Insurance Depending on the insurer you speak to a mini fleet can be anything from two vehicles up to fifteen. Mini fleet insurance is an essential investment for businesses with a small...
Small Fleet Insurance

Small Fleet Insurance

Small Fleet Insurance Online Quote Quick Quote Small Fleet Insurance Small Fleet Insurance If your business relies upon more than one vehicle driven by different drivers, then it is wise and cost effective to invest in specialist small fleet insurance. Small vehicle...
Motor Fleet Insurance

Contractors All Risk Insurance

Contractors All Risk Insurance

Contractors All Risks Insurance policies are very specific and specially designed for builders and other tradespeople who work in construction on a contract basis. Just Quote Me can provide free no obligation contractors all risk insurance quotes to builders and tradespeople of all backgrounds.

We work with these insurance providers to save you time and money

Contractors All Risk Insurance Cover

Contractors All Risks Insurance policies are very specific and specially designed for builders and other tradespeople who work in construction on a contract basis. This kind of policy is also known as a Contract Works Insurance policy.

Contractors All Risk Insurance policies generally cover the contract works for ‘all risks’ but they can be further extended to incorporate other kinds of cover such as additional plane cover, employee’s tool cover and public and employer’s liability insurance. The most important part of the insurance is the contract works element as it covers the contractors for the value of all new materials and property being used as part of the project in question, for example when a new house is being built. When a contract is based on an existing property the all risks cover will not cover the existing property because that should be covered by the property owner’s buildings insurance.

Get your FREE Contractors All Risk Insurance Quote Today

See how much you could save with Just Quote Me. For more advice and guidance please call us on 0800 084 2325 or fill out our form below.
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FAQs

Just Quote Me can provide free no obligation contractors all risk insurance quotes to builders and tradespeople of all backgrounds. In general, an all risks insurance policy may include the following:

> Cover for any damage to both permanent and temporary works and materials on site and in transit to and from.
> Up to twelve months’ cover after job completion to cover any contractual requirements which may make up a defects or maintenance liability period.

> Cover for both owned and hired plant.
> Additional cover for specific purposes including professional fees and debris removal.

Contract works covers new materials as mentioned, but this incorporates both permanent works such as building materials and temporary works, such as scaffolding and access roads. The all risk insurance covers the contractor throughout the construction until it is handed over fully on completion to the homeowner or developer.

Your contractors all risks insurance policy may also include public liability and employer’s liability insurance if required. This will be entirely dependent on the contracts you take on and the all risks insurance quotes you consider. It may also be effected by your budget.

Our Customers Say

“Over 6 years ago, I was working on a door in the lake District when I met Oliver for the first time. We started talking about a variety of subjects, and he asked who I worked for. I informed Oliver that it was my company Tactical Security Options Ltd, and that we carried out a all aspects of security and protection.

Oliver informed me that he was involved in insurance. From that day forward I have used Justquoteme ltd, for my security company. The service, after sales, advice and assistance from Oliver personally has been outstanding.

So much so, if anyone asks me who do you use, I always say Justquoteme.

I highly recommend Oliver and his company, and we look forward to having a very long lasting relationship with him.”

David Pattinson
Managing Director
Tactical Security Options Ltd

Can We Help?

You can discuss your motor fleet insurance policies with our expert insurance team and we will happily answer any questions to help you find the perfect premium.

Business Insurance Staffordshire

Business Insurance Staffordshire

Staffordshire Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Staffordshire business insurance quotes of all sizes.

For insurance brokers in Staffordshire, look no further than Just Quote Me. We can help you find the right kind of cover at competitive prices or, if you’d prefer, carry out a free business insurance review of your current policies to see if we can secure you better cover – and at a better price.

We’re members of an expansive insurance network, so we’re able to compete with any other broker or direct market on both service and price, with 27 years of industry knowledge ensuring that we are able to give our clients everything that they need and more.

We work with these insurance providers to save you time and money.

Compare Staffordshire Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

Business Insurance Staffordshire

Business Insurance Birmingham

Birmingham Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Birmingham business insurance quotes of all sizes.

Sourcing the best insurance for your particular needs can be tricky, but Birmingham insurance broker Just Quote Me can help you do just that. Our comparison service is second to none and you can compare quotes in minutes, as well as taking advantage of our wealth of industry knowledge to ensure that you get the cover you need, at the price you want.

Our team of expert insurance brokers are always on hand to help whenever you need us, whether you want to take out a new policy for something or carry out a review of your existing policies. Get in touch today to find out more.

We work with these insurance providers to save you time and money.

Compare Birmingham Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

Business Insurance Staffordshire

Business Insurance Stafford

Stafford Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Stafford business insurance quotes of all sizes.

Looking for independent wholesale insurance brokers in Stafford but aren’t sure where to begin? Get in touch with us at Just Quote Me to see how we can help you compare different insurance policies online to ensure that you get the best price for the cover you need.

It’s never been easier to compare business and personal insurance policies – and we have more than 28 years’ industry knowledge behind us, so you know you’re in the safest of hands.

We work with these insurance providers to save you time and money.

Compare Stafford Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

Business Insurance Staffordshire

Business Insurance Wolverhampton

Wolverhampton Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Wolverhampton business insurance quotes of all sizes.

Whether it’s business or personal insurance you need, Wolverhampton insurance broker Just Quote Me has all your bases covered – and more. We can help you find the best policies at the best prices, whether you’re looking to take out vehicle, hospitality, business, landlord or trade insurance… or something else.

We have over 27 years’ experience in the industry and our wealth of knowledge means that we’re perfectly placed to help you secure the cover you’re looking for, at the most competitive prices.

We work with these insurance providers to save you time and money.

Compare Wolverhampton Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).

Business Insurance Staffordshire

Business Insurance Manchester

Manchester Insurance Brokers

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Manchester business insurance quotes of all sizes.

For insurance brokers in Manchester, get in touch with the team here at Just Quote Me to discuss personal and business insurance policies. We have 27 years’ experience in the industry and are able to secure you the very best cover for the very best prices.

We can carry out searches of all the insurance providers out there, saving you both time and money by navigating the tricky insurance landscape on your behalf. You can easily review, compare and purchase the cover you need, with policy documents emailed over instantly without any fuss or delay. Get in touch today to find out more.

We work with these insurance providers to save you time and money.

Compare Manchester Business Insurance Quotes

We provide professional business insurance for a wide range of different companies in many different sectors.

You will find many types of business listed on our site but don’t worry if yours isn’t there, we can source quotes for every kind of business. You can call us for FREE to discuss your business needs on 0800 084 2325.

Business Insurance

Vehicle Insurance

Trade Insurance

Landlord Insurance

Property Insurance

Hospitality Insurance

Our Customers Say

“We have chosen Just Quote Me Ltd as our Insurance Brokers for the last 22 years, in this time we have grown from a small business to a Multimillion pound company and Oliver at Just Quote me Ltd has always been there to give us the best advice to keep our business up to date and fully protected, I would recommend Just Quote Me for your Business Insurance Needs.”

Mr Steve Dixon
MD, Total Shop Fit Ltd, West Midlands

Our Partners

With Just Quote Me you can easily compare both small and large corporate business insurance policies from a wide variety of the UK’s leading insurance specialists, ensuring that you get the best price for the cover that you need.

Free Quote

Fill out your details below and find the right insurance package for you or your business.

One of our Insurance experts will call you back as soon as they are free (during 9am – 6pm Monday to Friday).