The best-rated food businesses can benefit from a discount on food hygiene ratings insurance quotes at Just Quote Me. We’re offering all businesses with over three ratings for food hygiene a discount off their business insurance premium.
The food hygiene rating your business has is closely linked to its reputation. Picking up a single bad rating can damage your business’ chance of repeat custom. All businesses that sell food, from restaurants to pubs and cafes to hotels and even food shops, need a good reputation. Without this they cannot effectively trade and sell food.
The Food Hygiene Rating Scheme (FHRS) in England, Northern Ireland and Wales helps customers choose where to eat and where to shop for food with information about the hygiene standards they keep. Customers can make an informed decision on their next purchase or their next meal out. As a business in the food sector you want to be recognised for the right reasons and with good ratings you’ll attract a better standard of customer.
Get your Food Hygiene Ratings Insurance Discount Today
Food hygiene ratings in England, Northern Ireland and Wales go on a scale from zero to five. Five is the highest score you can get with zero the lowest. Food safety officers determine the food hygiene rating on three standards:
- Hygienic handling of food including preparation, cooking, reheating, cooling and storing
- Condition of the building: how clean is the building? They will check lay out, ventilation and lighting.
- Management and records: how the does the business manage and record food temperatures
Every food safety inspection will cover these areas. At the end, the food safety officer will give the owner or manager of the business a rating on the 0-5 scale. Finally, they will also make recommendations on how to improve and ensure a higher rating is possible next time.
All businesses awarded three ratings or higher can enjoy a 10% discount on their Food Hygiene Ratings Insurance with Just Quote Me. Simply mention JQM10 to the team member you speak to when getting your quote. Remember, we’ll need to see a copy of your ratings certificate to guarantee your discount.
As the summer season sets in, shops get busier and trade increases. As a sandwich shop owner, you need to be ready both for more custom and the risk this brings. Owners of shops of any kind, especially one serving food, you need adequate insurance in place. Sandwich shop insurance policies are tailored exactly to your needs and ensure you are protected financially against a range of unexpected eventualities.
Sandwich shop insurance takes into account that you deal with the public, may run a commercial kitchen with sharp utensils and equipment and also have employees. Insurance policies typically include:
- Public liability insurance
- Employers’ liability insurance
- Content and stock cover
- Goods in Transit cover
- Business interruption cover
There may be additional insurances you want to consider such as food hygiene ratings insurance and each policy will be tailored to the unique nature of your business.
Why do you need Sandwich Shop Insurance?
Most types of insurance are not a legal requirement. However, it is dangerous and risky to work without insurance in place. As a shop owner there are a range of financial risks you should mitigate against. From theft to electrical faults causing stock spoilage, footing the bill after an emergency is not something any business wants to do.
Protecting yourself from financial loss is the most sensible thing to do as a business looking to succeed and prosper. Only employers’ liability insurance is a legal requirement. The other types help guarantee your business financially should an unexpected accident, injury or event occur. It is worth remembering should a member of the public or third party make a claim against your business due to an accident or injury, there is the risk of both compensation payments and legal costs. Without insurance most small businesses find this kind of financial burden too hard to deal with.
Sandwich Shop Insurance Quotes with Just Quote Me
Just Quote Me is proud to be a business insurance specialist. We support and advise many businesses in their options for insurance, including sandwich shop owners. We appreciate the individual nature of all businesses and are ready and waiting to discuss your requirements and help find the right sandwich shop insurance quotes for you. Contact us today to begin your application.
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