Deciding to build your own home is one of the biggest and most daunting undertakings anyone can engage in. When you are putting such a large amount of money into a venture like this, you need to be sure that your investment is protected. As the owner of the project, you also need to make sure that you are not liable if anything goes wrong on the site. This is where build your own home, or self-build insurance comes in.

Who Needs Build Your Own Home Insurance?

This insurance is for people who are planning on building a home to live in. It is assumed that you will have a plot of land to build on, but that construction will not have commenced at the time that insurance is taken out.

How Build Your Own Home Insurance Is Different To Home Insurance

Build your own home insurance goes beyond standard home insurance in that it also contains a business component. You need this extra insurance cover because you will be hiring tradespeople to work on your site. As such, you are their employer and will need extra cover.

What is Covered by Build Your Own Home Insurance

Obviously, the exact cover you get will depend on the policy you select. However, build your own home insurance should include public liability and employers liability cover. This will protect you in the case of most accidents that can happen on the site. Your insurance will also cover the materials and tools that are left on-site during the building works. This insurance also offers protection against shoddy work. So if the work is not completed to a high standard, you have the means to rectify the situation.

Do you have questions about Build Your Own Home Insurance?

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