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When you are overseeing the construction on a job site, the buck stops with you. There is a lot of pressure and stress associated with managing all the work; dealing with delays, clients’ expectations and budget issues are stressful and exhausting. Knowing that you have the right protection supporting you to do your job to the best of your ability. That’s why building contractors’ insurance is so important.

What Can You Include With Building Contractor Insurance?

Precisely what is covered by building contractor insurance depends on the specific policy you opt to go for. However, the key piece of your insurance will be public liability insurance. This is the part of the policy that protects you in the case of an accident on the site. In the case of injury or damage, you will be covered. Rolled into this could also be contractors all risk cover. This includes the extra losses that can be specific to building sites that might be excluded from a standard public liability policy.

All business insurance should also include professional indemnity cover. This provides you with the reassurance that if your actions or advice lead to financial loss for your client, then you will be covered.

If you are directly employing anyone for the job, you will need to have employer’s liability insurance as well. This provides you with cover in the event of injury or illness amongst your employees.

With some policies, you can also include additional tool cover. Giving you peace of mind that all the tools on the site will be covered in the event of either theft or damage.

The precise combination of this cover is what protects your interests while working on a job. Depending on the details of your work you should tailor your cover to match your needs.

Do you have questions about Building Contractor Insurance?

Call Just Quote Me for FREE on 0800 084 2325 or get a quote online using our Quick Quote Form.

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