When you or your household has more than one vehicle, the costs can add up. This is why many insurers now offer multi vehicle insurance and multi car policies too. These allow you to package all your vehicle insurances together, often delivering a considerable saving. Insurers value you choosing to use them as your provider for all of your vehicles and you benefit from this in the form of your discount.
Multi vehicle insurance is not the cheapest or best option for everyone but for many it’s a great choice. Checking both individual and multi vehicle insurance policy prices is always recommended. This allows you to make the best decision for your circumstances.
Benefits of Multi Vehicle Insurance
Multi vehicle insurance policies usually last for a year. The cost can be paid annually or spread across the year, with the addition of interest added on. A discount is likely, if not always the case. There is also the added benefit of having all of your vehicles legally covered in a single policy. It removes the need to remember several dates for different renewals.
Multi vehicle policies can cover as few as two vehicles and most do have a maximum cap too. This is worth checking in advance, with most policies covering up to 5 vehicles. Be aware this isn’t the case for all providers.
Some policies will allow you to continue to “add” vehicle to your policy. However, when you look more closely these are new, independent insurance policies and therefore don’t come under the same umbrella as the multi vehicle insurance. It is very important to check in advance so you don’t end up paying more than is necessary for your needs.
Arranging your Multi Vehicle Insurance
Multi vehicle insurance may be especially valuable if you have different vehicles for different purposes. This may again change the nature of your policy. It is particularly important to speak to experts in insurance to get the best and most appropriate deal for your needs.
At Just Quote Me we have worked with individuals and businesses for many years, providing help with both business and personal vehicle insurance quotes and policies. You can contact us today to discuss your vehicle insurance needs.