The retail industry in the UK has taken a bit of a battering but there are still plenty of popular and bustling shops up and down local high streets. Running a shop is not the easiest job but it can be very rewarding and as a business owner in a difficult area it makes sense you want to do all you can to protect your business. Investing in the right shop insurance can help as you have additional protection should the worst happen. What’s more, one claim made against a smaller shop or struggling business can be enough to see them permanently closed. The cost of shop insurance seems minimal when you consider the closure of your entire business.
What Shop Insurance Cover Do I Need?
A good insurance package will provide you with a range of covers for different scenarios. With help from Just Quote Me you can arrange a bespoke shop insurance package covering those areas you most need protection. A typical shop insurance package may cover:
- Buildings and contents insurance
- Window and glass insurance
- Public liability insurance
- Employer’s liability insurance
- Loss of key cover
These are just a few possibilities however and dependent on the nature of your business there may be other types of insurance you want to explore. Different types of shop have different levels of risk and this is another consideration for your policy. If you sell dangerous and hazardous products then you should be ready for a higher premium than a shop which simply sells clothes, for example. There are also specific laws in place for shops which sell food and food safety insurance may also be necessary.
Your Shop Insurance with Just Quote Me
Just Quote Me can help you with your shop insurance whether you know exactly what you’re looking for or are unsure. Our professional team can make suggestions and offer guidance as well as provide a range of shop insurance quotes within your budget for you to choose from.
To discuss your retail business and insurance requirements contact us today.