Select Page

Motor Fleet Insurance 

When companies have a fleet of cars that need insuring, whether it is luxury cars or commercial vehicles, it makes business sense to insure all vehicles on a single fleet insurance policy. In the same manner, this will apply to a family with more than one car. Whilst insuring vehicles individually will end up costing more, it will also be more time consuming with the added paper work and red tape. Motor Fleet vehicle insurance can be tailored to meet your needs.

Policy Rules and Regulations

It is important to note that when insuring a fleet of vehicles, the policy rules should be strictly adhered to. The rules usually include guidelines such as; all drivers must have full and clean driving licenses, all drivers need to be over 25 years of age, etc. The insurance company needs to be notified anytime the insured cars status changes, for instance if a car is replaced and so forth. When many cars are insured, a quarterly declaration must be submitted to the insurer.

One Umbrella for Multiple Vehicles

A blanket motor insurance certificate will be issued when there are multiple vehicles and no registration numbers have been recorded. Accordingly, all vehicles must be owned by and registered to the insurance policy holder and the extensive paperwork needs to be completed and kept up to date at all times.

Keeping in The Loop

Individual motor insurance policies are not nearly as flexible as a Motor Fleet Insurance Policy. Group changes can be made on the declarations instead of the notification of each amendment. Even though large companies with a big turnover of vehicles submit a quarterly declaration it is still advised by Just Quote Me to advise the insurer on an ‘as and when basis’ of all changes.

Contact Just Quote Me for all your Motor Fleet Insurance needs on 0800 084 2325 or fill out our Quick Quote Form.