There are a huge number of businesses in the pet sector. Beyond pet shops, kennels and store there are businesses which offer a range of different services. All businesses in this sector need dedicated pet business insurance tailored to their need.
The pet business sector grows year on year as more people buy and adopt pets. Every responsible pet business owner should ensure they have the right insurances in place. No two pet businesses are the same. Your business may cover may different areas such as grooming, pet sitting, transportation, training or even offering therapies for pets. Your pet business may be home-based, may involve you travelling to others homes or you may have your own business premises. You need to make sure your business is covered for all unexpected possibilities and complications. Pet business insurance helps to ensure this is the case.
Cover Types for Pet Business Insurance
Your pet business insurance should incorporate public liability insurance. This protects it financially should a member of the public make a claim against you. It should also incorporate employers’ liability insurance if you have any employees. This is a legal requirement and you face fines and penalties if you do not have this type of cover in place. Pet business insurance may also incorporate professional indemnity insurance. It is vital if you plan to provide advice and want protection should a customer claim your advice negatively impacted on them or their pet.
Other business insurances such as loss of key cover and property damage insurance may be considerations for pet business owners. If your pet business means you have to enter other people’s homes then both these types of insurance should be a consideration.
At Just Quote Me we work with pet businesses of many sizes to help organise their pet business insurance cover. Please contact us today to discuss your business needs.