A successful hotel should be a busy and bustling place. With staff to handle, guests to satisfy and suppliers to deal with, there are many potential risk points which makes hotel insurance essential. Around the UK there are hundreds of small hotel businesses, all needing their own unique level of cover tailored to their site. Getting a reliable small hotel insurance quote is easy with Just Quote Me as we take into account every aspect of your business, your budget and your requirements.
Will work with you to build a tailored small hotel insurance quote to cover everything you need. Small hotels and guesthouses are usually described as those with less than 20 rooms and your small hotel insurance may need to cover at least:
- Public liability
- Buildings and contents insurance
- Stock cover
- Employers’ liability insurance
- Other covers such as turnover protection and loss of key cover
What Cover will be including in my Small Hotel Insurance Quote?
The real answer to this question is that it is entirely up to you. When you are buying small hotel insurance you need to decide what types of cover you will need. Your small hotel insurance quote will typically cover, at least:
Public Liability Insurance
This will protect you against any compensation claims made by members of the public because of injury or damage which they blame on your business. Your guests and other third parties visiting your business are the reason for public liability insurance.
Employers’ Liability Insurance
As a small hotel owner it’s almost guaranteed you have at least one employee. If this is the case you are legally required to have employers’ liability insurance in place. There are steep fines for businesses operating without employers’ liability insurance in place.
Business Buildings and Contents Insurance
In a business which is so reliant upon its premises, specialist business buildings and contents insurance is a must. This kind of insurance provides you with protection in the event of a fire, flood or theft and the damage thereafter.
Contact us today to get a reliable and good value small hotel insurance quote for your business.