People visit caravan parks every month of the year but once the sun comes out, peak season has arrived. Each summer caravan park owners brace themselves for another busy season and one of the key considerations for preparing for the peak must be your caravan park insurance.
Ask yourself the following questions about your caravan park insurance:
Has anything changed from last year? Does my policy need updating?
If there have been any recent additions or purchases pertinent to your business you may need to discuss these with your insurer. Your caravan park insurance needs to be fully updated in time for the new season, before the guests start arriving and the risks increase.
Are your workers fully insured?
You may not employ anyone on the off-season but if you bring any employees in for the summertime, you need to make sure you have proper employer’s liability insurance. It is illegal to operate any business without employer’s liability insurance, when you employees in your business.
Do you have enough Public Liability Cover?
Your caravan park insurance needs to include a public liability cover element. This protects your business from potential claims made by third parties such as your guests and visitors. It ensures you have financial protection should a claim be made. The right level of public liability cover provides peace of mind as you continue your regular business operations.
Are there other types of insurance I should consider?
Every business is different and your caravan park insurance should reflect the needs of your business. You may want to invest additional cover such as vandalism, accidental damage or disaster protection but this will depend on your particular business.
Just Quote Me can discuss your caravan park insurance options with you at length. We work with you so you can achieve a level of cover which suits your business and your budget.